Paycheck to Paycheck - New home owner reality

[Sonu_Patel]

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

[Thokkalee]

Bad financial decisions.. mortgage should not be more than 40% of your take home salary.. 

no one can help except himself by increasing his income 

[Vaaaampire]

$5500 take home salary lo $1300 tesla kaa. Lol. Such a poor strategy. Ilanti vallu andaru meekey tagulutharu enduku assalu?

 

something doesnt add up. Assalu home loan ela approve ayindi first

 

[Telugodura456]

3 minutes ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

home insurance ,i dont know whether he included local taxes in mortgage if not thats another huge bill.

 

[k2s]

5 minutes ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

he became poor to show off as rich... 

[Sonu_Patel]

3 minutes ago, Telugodura456 said:

home insurance ,i dont know whether he included local taxes in mortgage if not thats another huge bill.

 

escrow included anna.. he bought just $550k home last year paying 3.5% down. 

[niladisify]

11 minutes ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

take home per pay check ayi untundi 

[Sonu_Patel]

6 minutes ago, Vaaaampire said:

$5500 take home salary lo $1300 tesla kaa. Lol. Such a poor strategy. Ilanti vallu andaru meekey tagulutharu enduku assalu?

 

something doesnt add up. Assalu home loan ela approve ayindi first

 

approve chesaru some local bank with around 7% APR. his credit score was good when he bought last year and now unable to pay credit cards. 

[Skn_benami]

If this is true, best example of F.O.M.O and peer pressure. 

[Usr59]

3 minutes ago, Sonu_Patel said:

escrow included anna.. he bought just $550k home last year paying 3.5% down. 

where are we getting the house in dallas for that price range?

[Spartan]

@Vaaaampire bay area radio lo ad for Nagraj Anniya...

couple lo wife complaints about all her friends buying home..when will we buy home..ani..

husband asks..he market rates to kashtam ante..

nagraj anniya unnad ga..he will help get us one..in any market condition anta...

try cheyaraadu.. 

first a ad vini....evadiko troll chestunnaru anukunna.....kani FOMO ni kuda vadkuntunnaru marketing ki

[Sucker]

EMI lu home ki thappinchukolem at least other EMI lu thappinchukoniki try cheyyandi vuncles. Don't do show off if you can't pay. Relatives frnds ki konchem dhooram vundhi best life especially healthy life lead cheyyandi lekunte everything compare chestharu Pellam ki leni poni vi cheptharu. Mana financial life mana hands la ne vuntadhi 

[Sucker]

Phones cars credit cards loans anni clear cheyyandi vuncles. Paisal vunte ne kone la chuskondi credit card lekunda. We cannot escape bills like gas water electricity alantivi mathrame monthly bills vunde la chuskondi. Don't waste your prime age with visa tension and monthly EMI lu 

[FrustratedVuncle]

24 minutes ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

Net 5500 ante me friend salary 80k? witch company ki chestunnada? or Recently graduated?

5.5k net tho 3.8k mortgage approve chesina verri vengalappa loan officer evaranna?

Nammable ledu anna script.

 

[kevinUsa]

22 minutes ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

100% reality

Simple showoff ante