Paycheck to Paycheck - New home owner reality

[Sonu_Patel]

3 minutes ago, SaradaChinnodu said:

suyodhana.....script lo ekkado theda unnatlu anipisthundi....

 

but if its real, he must be crazy. He can always make room by selling off tesla and buy a reasonable car. But that only happens if he is ready to mend his ways...its just a learning experience for folks on the other end of the spectrum of what not to do...

Earnings

$9,583.33

Salary

$9,583.33

Taxes

−$1,519.15

Federal Income Tax

−$870.17

Social Security Tax

−$525.97

Medicare Tax

−$123.01

 

Benefits

−$2,537.50

Medical

−$1,100.00

401(k)

−$1,437.50

Take Home

$5,526.68

[Aquaman]

1 minute ago, Sonu_Patel said:

Earnings

$9,583.33

Salary

$9,583.33

Taxes

−$1,519.15

Federal Income Tax

−$870.17

Social Security Tax

−$525.97

Medicare Tax

−$123.01

 

Benefits

−$2,537.50

Medical

−$1,100.00

401(k)

−$1,437.50

Take Home

$5,526.68

intha detailed ga decimal points tho esav ante.. idhi me friend dha leka medha bro.. aha second job demo ani

[shaktimaan]

3 minutes ago, dreamchaser said:

Please give advice on my strategy.Planning to buy a 600k home with 300k$ downpayment.Total Income is currently 200k in Georgia.Single income.13 years experience in US .With this I will be paying than less than 2500$ mortgage per month.I have GC.Worst case I can work in some grocery store and still I can pay 2500$ mortgage if I loose my IT job

keep 25k as an emergency fund and you should be good!

[dasari4kntr]

5 minutes ago, Aquaman said:

 

 

tesla అనేది by default గా ఉండాల్సిందేనా…

లేక పోతే

 

[shaktimaan]

Just now, dasari4kntr said:

tesla అనేది by default గా ఉండాల్సిందేనా…

లేక పోతే

 

agrahaaram lo paruvu potundi 

[dasari4kntr]

4 minutes ago, Sonu_Patel said:

Benefits

−$2,537.50

benefits ki intha avutunda…? malli 401k and medical seperate gaa vundi…

asalu emi benefits bro avi..?

[Aquaman]

2 minutes ago, dasari4kntr said:

tesla అనేది by default గా ఉండాల్సిందేనా…

లేక పోతే

 

nyc ki time square ela no... desi ki tesla alage ayindhi bro 

[Anta Assamey]

[Anta Assamey]

8 minutes ago, Sonu_Patel said:

Earnings

$9,583.33

Salary

$9,583.33

Taxes

−$1,519.15

Federal Income Tax

−$870.17

Social Security Tax

−$525.97

Medicare Tax

−$123.01

 

Benefits

−$2,537.50

Medical

−$1,100.00

401(k)

−$1,437.50

Take Home

$5,526.68

Enti MEDICAL - 1100 aa em company adi... ala dochukuntundi....

[Aquaman]

3 minutes ago, dasari4kntr said:

benefits ki intha avutunda…? malli 401k and medical seperate gaa vundi…

asalu emi benefits bro avi..?

good point.. em benefits avi mari 2k na

[dasari4kntr]

1 minute ago, Anta Assamey said:

Enti MEDICAL - 1100 aa em company adi... ala dochukuntundi....

adi konchem nammable….its per month…

naaku kooda konchem ekkuve per month chooste…

[Anta Assamey]

1 minute ago, dasari4kntr said:

adi konchem nammable….its per month…

naaku kooda konchem ekkuve per month chooste…

Nenu dantlo 1/3 kante takkuva kadatanu monthly....

[dasari4kntr]

1 minute ago, Anta Assamey said:

Nenu dantlo 1/3 kante takkuva kadatanu monthly....

it depends on family count, state and company…etc

generally companies take group policy…in your company if there are  more severe sick people …obviously it will effect group policy…and next employees pockets…

[Vaaaampire]

40 minutes ago, Sonu_Patel said:

approve chesaru some local bank with around 7% APR. his credit score was good when he bought last year and now unable to pay credit cards. 

Apr kaadhu. Monthly payments should not exceed 35-40% of monthly pay(before taxes). Car loan should also be included in it for most of banks. 
5.5k take home antey 100-120k salary. Bank wont give loan with car loan

[Vaaaampire]

55 minutes ago, Spartan said:

@Vaaaampire bay area radio lo ad for Nagraj Anniya...

couple lo wife complaints about all her friends buying home..when will we buy home..ani..

husband asks..he market rates to kashtam ante..

nagraj anniya unnad ga..he will help get us one..in any market condition anta...

try cheyaraadu.. 

first a ad vini....evadiko troll chestunnaru anukunna.....kani FOMO ni kuda vadkuntunnaru marketing ki

My cousin met that guy in a party. Vachi athaney i am nagraj annaya ani introduce chesukunnadu anta. My cousin’s first word “evadiki” adhey evadiki annayavi ani. Mokham m lo pettukoni vellipoyad anta 😀😀