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Paycheck to Paycheck - New home owner reality


Sonu_Patel

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10 hours ago, Sonu_Patel said:
Earnings
$9,583.33
Salary
$9,583.33
Taxes
−$1,519.15
Federal Income Tax
−$870.17
Social Security Tax
−$525.97
Medicare Tax
−$123.01
 
Benefits
−$2,537.50
Medical
−$1,100.00
401(k)
−$1,437.50
Take Home
$5,526.68

Arey coreect caculate cheste 1470  vundi Take home .. Akkada 5.5 k Ela vachhindi , Iklada evaru catch cheyatamledu 

 

Inta detailed ga vesinapudu kuda ni fake stories apava ??

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8 hours ago, Sonu_Patel said:

200 ki evadanna medical, dental, vision ichedi.. oka company peru chepu please... nenu apply chesta immediate ga.

Silver plan .. we are paying 275 per month ( apart from vision which is 20$ ) still under 300$ per month for family of 4 

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2 minutes ago, jaathiratnalu2 said:

Arey coreect caculate cheste 1470  vundi Take home .. Akkada 5.5 k Ela vachhindi , Iklada evaru catch cheyatamledu 

 

Inta detailed ga vesinapudu kuda ni fake stories apava ??

anna “taxes”, “benefits” ki minus sign add chesadu…actually they are sub totals…

copy paste error anukunta…

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51 minutes ago, dasari4kntr said:

anna “taxes”, “benefits” ki minus sign add chesadu…actually they are sub totals…

copy paste error anukunta…

Nee paytm payments ki taxes vundavu ga CITI_c$y

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5 minutes ago, realltty said:

Nee paytm payments ki taxes vundavu ga CITI_c$y

i know who you are...

chaala embarising gaa vuntundi...nee original id chepte...

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12 hours ago, Sonu_Patel said:
Earnings
$9,583.33
Salary
$9,583.33
Taxes
−$1,519.15
Federal Income Tax
−$870.17
Social Security Tax
−$525.97
Medicare Tax
−$123.01
 
Benefits
−$2,537.50
Medical
−$1,100.00
401(k)
−$1,437.50
Take Home
$5,526.68

9583.33 

3800+ 1300 =  5100

Debt to income ratio is more than 50% ... Lender will not approve the loan. 

 

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14 hours ago, kevinUsa said:

100% reality

Simple showoff ante 

Arey nuvu next chesidi ade, once wife enters, you will get to know what peer pressure/comparison is.

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12 hours ago, veerigadu said:

Loan is approved based on gross. Take home can change based on preferences. It’s very dynamic. 

no they take other loans into consideration as well in this case Tesla

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7 hours ago, jaathiratnalu2 said:

Arey coreect caculate cheste 1470  vundi Take home .. Akkada 5.5 k Ela vachhindi , Iklada evaru catch cheyatamledu 

 

Inta detailed ga vesinapudu kuda ni fake stories apava ??

akkada subtotals vesadu, nuvu confuse ayyav. 2500 benefits ante dantlo entha pothundo kuda rasadu. 1100 for insurance and 1400 for 401k ani. 

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Only solution to this..”Since wife also has say in house decisions and car decisions, she also has to bear the burden and try some small time job”

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19 hours ago, Sonu_Patel said:

Last night sitting lo friend shared his expenses every month. he is very active on Facebook, Instagram and Tiktok all the time. 

- House Mortgage Payment - $3800 for next 30 years

- TESLA payment - $1300 for next 5 years

- Utility bills(Gas, water, power, Internet, phone)  - $500

- Auto Insurance - $150 

-Take home salary - Net $5500 after 401k, health and other deductions. 

he is unable to clear credit card bills because there is no room to pay for the Monthly, groceries, shopping and other miscellaneous expenses. 

 

 

Tesla ki 1300 enduko another red flag

75K time lo konnada?

 

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Thanne Nanne Thanne Nanne

Thanna Tananana Thane Nanne

Thanne Nanne Thanne Nanne

Thanna Nananana Nanne Nanne

Thannanananana Thanne Nanne

Thanna Nananana Nanne Nanne

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Aree Enthasepu Thanthavuraa Houlegaa Ramp Padu

Iga Jusko

 

Microsoft Geenne Vundi

Pakkagallikipothe Facebook Vundi

Outhala Justhe Google Vundi

Peeche Mudetho Mecdee Hai

Saamne Deketho Sabway Hai

Chai Coffieke Vasthe Starbacks Hai

Vupar Vothe Dinamma Hai

 

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Aaree O Konga

Aadunnollu Eedikurukosthuru Changachanga

 

Dollor Lekkala Pokura O Konga

Banjey Nee Ponga

Vunay Anni Peekkonsthavraa Conformgaa

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9 hours ago, Tellugodu said:

Arey nuvu next chesidi ade, once wife enters, you will get to know what peer pressure/comparison is.

Atla antav endi bro...

 

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I was talking with a pujari who did some puja in my house. 

He lives in a house near temple. In his first visit he couldnt stand here - apparently he was very famous in machilipatnam and those areas.

But when he  went back - everyone laughed at his chethagaanithanam that he coudlnt deal with america despite chance.

he came back again.

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