Paycheck to Paycheck - New home owner reality

[supermodel]

Bhaiyya Pay pakkaki pettu

Na doubt entante 550k home 

3.5% Down and 7% interest

P&I = Around 3500 avthundhi kadha

Property tax , PMI , Home Insurance, HOA 3500 + 300 lo ela cover avthunayi ?

[Aquaman]

23 hours ago, AnandaVivek said:

Only solution to this..”Since wife also has say in house decisions and car decisions, she also has to bear the burden and try some small time job”

that will start personal life problems va.. avasarama

[AnandaVivek]

23 minutes ago, Aquaman said:

that will start personal life problems va.. avasarama

Ala ani cheppi nee mental and physical health padu chesukuntava? Mari stressful job kakunda edayina small thing cheyyachu..like curries in the community or art class or dance class or very low paying QA job. Something to add buffer.

[bschi]

On 1/12/2024 at 11:55 AM, Sonu_Patel said:

Earnings

$9,583.33

Salary

$9,583.33

Taxes

−$1,519.15

Federal Income Tax

−$870.17

Social Security Tax

−$525.97

Medicare Tax

−$123.01

 

Benefits

−$2,537.50

Medical

−$1,100.00

401(k)

−$1,437.50

Take Home

$5,526.68

Benefits + Medical ki 3600. Emi benefits and em company, Full time antunnav, antha medical charge chese company enti?

 

Question adiganu ani last time laaga post nundi block cheyaku

[Assam_Bhayya]

Thana muddula Tesla ki daily office lo park cheskodaniki oka garage provide chesthundemo company, premium benefit 

[Sonu_Patel]

18 hours ago, bschi said:

Benefits + Medical ki 3600. Emi benefits and em company, Full time antunnav, antha medical charge chese company enti?

 

Question adiganu ani last time laaga post nundi block cheyaku

Benefits includes medical and retirement anna. 

[Sonu_Patel]

On 1/14/2024 at 5:42 AM, supermodel said:

Bhaiyya Pay pakkaki pettu

Na doubt entante 550k home 

3.5% Down and 7% interest

P&I = Around 3500 avthundhi kadha

Property tax , PMI , Home Insurance, HOA 3500 + 300 lo ela cover avthunayi ?

emo anna.. ekuva detals adagaledu.. already edustunappudu aaratheesthey bagundadhu ani odilesa. 

[Sonu_Patel]

15 hours ago, Assam_Bhayya said:

Thana muddula Tesla ki daily office lo park cheskodaniki oka garage provide chesthundemo company, premium benefit 

Red Color anna.. premium maintenance untadhi ga.

[FrustratedVuncle]

On 1/14/2024 at 4:42 AM, supermodel said:

Bhaiyya Pay pakkaki pettu

Na doubt entante 550k home 

3.5% Down and 7% interest

P&I = Around 3500 avthundhi kadha

Property tax , PMI , Home Insurance, HOA 3500 + 300 lo ela cover avthunayi ?

Script meda pettina sradda maths meda pettaledu Patel anna esari. 

Post lo chala holes unnai. Esariki vadileddam. 

[bookmarked]

Just now, FrustratedVuncle said:

Script meda pettina sradda maths meda pettaledu Patel anna esari. 

enti F vuncle ila vachav...mee avida, atha tho G meda tanninchukovatam ipoyinda? leka antlu tomesav ani computer vadanistunda nee pellam

[FrustratedVuncle]

6 minutes ago, bookmarked said:

enti F vuncle ila vachav...mee avida, atha tho G meda tanninchukovatam ipoyinda? leka antlu tomesav ani computer vadanistunda nee pellam

Na savu nen sastha nekenduku anna, poi ne family ladies roadla meda lorry lu aputhunnaru choosko po

[bookmarked]

12 hours ago, FrustratedVuncle said:

Na savu nen sastha nekenduku anna, poi ne family ladies roadla meda lorry lu aputhunnaru choosko po

family ladies gurinchi ikkada post essay lu esindi nuvve kada annaa nee pellam atha pedda Ls ani nuvve seppi malli frustrate avtunav endi lol...vadilesi 10gesindaa ninnu😂

[FrustratedVuncle]

20 hours ago, bookmarked said:

family ladies gurinchi ikkada post essay lu esindi nuvve kada annaa nee pellam atha pedda Ls ani nuvve seppi malli frustrate avtunav endi lol...vadilesi 10gesindaa ninnu😂

Andkey chaduvukovali anedi. E lorry ki puttina snow biddavo, random ga vachi mari godava pettukuntunnav.

Ninnu kadu ne ayyani 10gali Lorry evaru apithe alla daggara seed vesi poyadu ne lantollu bewarse ga thirugutunnaru. 

random personal attacks chesedanikanna poi ne family ladies tho pimp business continue chesko munda

[rajyak]

On 1/12/2024 at 6:21 PM, Spartan said:

@Vaaaampire bay area radio lo ad for Nagraj Anniya...

couple lo wife complaints about all her friends buying home..when will we buy home..ani..

husband asks..he market rates to kashtam ante..

nagraj anniya unnad ga..he will help get us one..in any market condition anta...

try cheyaraadu.. 

first a ad vini....evadiko troll chestunnaru anukunna.....kani FOMO ni kuda vadkuntunnaru marketing ki

Whether ppl agree or disagree, IMO these are the points to be noted 👇 

✅️ A mortgage is a very longgg commitment👈

 ✅️  Sadly 😥 perm jobs also have no guarantees these days.

For a change, other side or version of event's women's POV can be👇 

 ✅️ DH job issues can be a challenging and decisive factor in finances. DH may take uni-lateral decisions on job change aadu magadra bujji 👌 👏 

 ✅️ Also men never do impulsive purchase to save face value for being boastful in their circle or a tempting sales pitch. After all they aren't jealous ladies😂 

Nagaraju anna can only convince his chellellu for unreasonable mortgage dealsu

✅️ When wife isn't working😒  it's easy to assume women are lazy and slacking. Ignore the commonly delegated chores of school runs, perennial dishwashing, cooking cleaning and grocery shopping.

✅️ DH is jobless, he needs support and encouragement from DWs even a school run a man lifting his pinky 🫴 finger can impede their job trials and focus from job hunting thapo bhangam

 ✅️ In-laws retired and bored back home(India) want round trip flight tickets, no problem, they can successfully gaslight their DILs and guilt trip their Son into buying tickets to India-US like IRCTC railway tickets🤣

 ✅️  of course, the 😈 DIL may not allow this because of her bad upbringing🙄 

 ✅️ Finally It's unimaginable for the financially intelligent and prudent DH tempted to take a car loan🤔

✅️ Only the jealous DW can provike her DH to buy everything😔 💔

[Democraticcompulsion]

Single income aa..

Nayaldi etta afford chestaru ra 3800 mortgage per month on that salary?