CC debt advise

[PizzaReddy]

Clear cheyyadaniki personal loan teesukuni clear cheyyadam better anatara 

oka 40k undi

loan teesukuni monthly kattadam better antara Lekapotey every month CC ki kattadam better antara 

DB financial advisers please advise

cc @csrcsr @Sucker @dasari4kntr @Spartan @psycopk @k2s @trent Austin investor @perugu_vada

[psycopk]

Loan teskoni ivi clear chesina loan finish aaiye lopu malli perugudi…

active ga clear cheyi 

[AndhraneedSCS]

If you take a loan elsewhere, your overall interest would be much lower in comparison to the credit card interest rate.

 

I can't suggest anything without seeing the APR for each scenario.

[PizzaReddy]

1 minute ago, AndhraneedSCS said:

If you take a loan elsewhere, your overall interest would be much lower in comparison to the credit card interest rate.

 

I can't suggest anything without seeing the APR for each scenario.

DCU personal Loan 11%

[PizzaReddy]

4 minutes ago, psycopk said:

Loan teskoni ivi clear chesina loan finish aaiye lopu malli perugudi…

active ga clear cheyi 

I want to stop using cards taatha 

[dasari4kntr]

4 minutes ago, PizzaReddy said:

Clear cheyyadaniki personal loan teesukuni clear cheyyadam better anatara 

oka 40k undi

loan teesukuni monthly kattadam better antara Lekapotey every month CC ki kattadam better antara 

DB financial advisers please advise

cc @csrcsr @Sucker @dasari4kntr @Spartan @psycopk @k2s @trent Austin investor @perugu_vada

0% apr offer vunnavi cards teesukuni…balance transfer pettukuni….over one year time lo monthly intha ani katteyi…

important- in addition dont increase the balance in existing cards…if you can’t control the expenses…above method doesnt help…

[AndhraneedSCS]

2 minutes ago, PizzaReddy said:

DCU personal Loan 11%

This could be much reasonable then. CC interest rates are much higher than 11% in general (unless you have a promo).

 

If you have any CCs where you pay more than 11% interest, get a loan and pay them. 

 

for cards with interest less than 11%, pay them off after paying out the loan.

[PizzaReddy]

4 minutes ago, dasari4kntr said:

0% apr offer vunnavi cards teesukuni…balance transfer pettukuni….over one year time lo monthly intha ani katteyi…

important- in addition dont increase the balance in existing cards…if you can’t control the expenses…above method doesnt help…

Idi workout avuta ledhu taata 

[Pahelwan2]

15 minutes ago, PizzaReddy said:

Clear cheyyadaniki personal loan teesukuni clear cheyyadam better anatara 

oka 40k undi

loan teesukuni monthly kattadam better antara Lekapotey every month CC ki kattadam better antara 

DB financial advisers please advise

cc @csrcsr @Sucker @dasari4kntr @Spartan @psycopk @k2s @trent Austin investor @perugu_vada

How much is the debt if it is few thousands then just pay it monthly and look for 0% balance transfer offers and save interest. 

[Arjun9]

18 minutes ago, PizzaReddy said:

Clear cheyyadaniki personal loan teesukuni clear cheyyadam better anatara 

oka 40k undi

loan teesukuni monthly kattadam better antara Lekapotey every month CC ki kattadam better antara 

DB financial advisers please advise

cc @csrcsr @Sucker @dasari4kntr @Spartan @psycopk @k2s @trent Austin investor @perugu_vada

Try Personal loans from Penfed, DCU etc if CC balance transfer not working

Inka better ante, take loans from friends/relatives - explain them the situation like you are paying lot of interest and say I can give you 5-6% interest ani and just pay off them soon... naaku ala koncham workout ayindhi

also Close friends unte you can borrow too and keep paying them monthly

[PizzaReddy]

3 minutes ago, Pahelwan2 said:

How much is the debt if it is few thousands then just pay it monthly and look for 0% balance transfer offers and save interest. 

40k undi uncle 

no late payments every month I pay 1k or  little more than minimum payment over 2k for CCs

 

[Cosmos]

Balance transfer 

[PizzaReddy]

1 minute ago, Arjun9 said:

Try Personal loans from Penfed, DCU etc if CC balance transfer not working

Inka better ante, take loans from friends/relatives - explain them the situation like you are paying lot of interest and say I can give you 5-6% interest ani and just pay off them soon... naaku ala koncham workout ayindhi

also Close friends unte you can borrow too and keep paying them monthly

Thanks uncle 

Will try 

[PizzaReddy]

Just now, Cosmos said:

Balance transfer 

Adi work avvadam ledhu uncle

[Cosmos]

1 minute ago, PizzaReddy said:

Adi work avvadam ledhu uncle

Slowly pay it off 

improve credit score .. evado okadu one fine morning balance transfer mail pamputadu 

I did the same