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single income uncles .. asalu emaina savings vuntaya meeku ? 


i_sudigadu

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37 minutes ago, pakeer_saab said:

basically US ninchi centra america 10geyadam best after retirement

just come to US for any formality sake for bank account etc

Since everything can be done online, you don’t need to come to US at all.

But with kids living here it’s not practical.

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Rented house lo unte save cheyochu anna house unte kastam emo

ikada 100k salary family with 2kids

 Monthly 3-3.5k saving untayi no Anavasarapu karchulu ch

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40 minutes ago, Gundepotuu_Gummadi said:

Rented house lo unte save cheyochu anna house unte kastam emo

ikada 100k salary family with 2kids

 Monthly 3-3.5k saving untayi no Anavasarapu karchulu ch

Mnthly 3k saving ante be deggara chala nerchukovali bro

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53 minutes ago, Gundepotuu_Gummadi said:

Rented house lo unte save cheyochu anna house unte kastam emo

ikada 100k salary family with 2kids

 Monthly 3-3.5k saving untayi no Anavasarapu karchulu ch

How

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8 hours ago, pakeer_saab said:

single paycheck is like hemorrhoids, you never know when they will strike. kusolevu nilcholevu.. same is the state of single paycheck guys

when covid bumper remote jobs were going on, what did you all do then

single pay check ani ediste emi raadu, do something that you have never done before

learning new tech all the time, look for remote jobs

look for alternate ways to earn

money will never knock our door, we need to knick every door to see something opens

infact this is the worst time for single paycheck guys, send you wife to do some job.. intlo kurchovadam kante indian store lo cashier is better option. valla brain ki koda manchidi

EAD undi if wife cannot find a job  ante, then you made a wrong choice

Agree with everything except for the last sentence. 

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2 hours ago, JANASENA said:

basically, I'm a vegetarian and living in FL.

nenu undechota no veg Indian restaurants only veg-friendly ones. so we don't eat out. Also, we cook every day. sometimes once in a month or twice we eat out at Panera Bread or Chipotle. Cook at home / don't eat out.

I canceled my Costco card and got a Sam's Club membership cheap and best. Costco card unnappudu avasaram leni vatini kooda anavasaram ga koni bokka pettukunevadini. Now Sam's saves a lot of $$$$. 

when I receive a paycheck I blindly transfer $1000 to my savings acc.

Since I'm WFH I sold one of my cars, so $$$$ on insurance saved, registration saved, gas saved, any repairs saved. 

 

Wow 

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2 hours ago, JANASENA said:

basically, I'm a vegetarian and living in FL.

nenu undechota no veg Indian restaurants only veg-friendly ones. so we don't eat out. Also, we cook every day. sometimes once in a month or twice we eat out at Panera Bread or Chipotle. Cook at home / don't eat out.

I canceled my Costco card and got a Sam's Club membership cheap and best. Costco card unnappudu avasaram leni vatini kooda anavasaram ga koni bokka pettukunevadini. Now Sam's saves a lot of $$$$. 

when I receive a paycheck I blindly transfer $1000 to my savings acc.

Since I'm WFH I sold one of my cars, so $$$$ on insurance saved, registration saved, gas saved, any repairs saved. 

 

But chipotle or panera lo kuda non veg untadi ga .. and chipotle vadu aithe same grill paina both non veg and veg grill chesthadu 

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7 hours ago, andhrabullet said:

every insurance price up..20-30% hike

salary hike - 2-3%

Ila aithe life long monthly job cheyyali 

If your car is more than 4 years old, and if you drive safe......you can opt to remove collision and comprehensive and have just liability.

Thats what I did. Its not worth it when car prices are falling to pay higher insurance.

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25 minutes ago, DuvvaAbbulu said:

Mnthly 3k saving ante be deggara chala nerchukovali bro

3k emo kaani rental aithe easy ga savings aithaai. own house lo bills vaashipotaai. 

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3 hours ago, JANASENA said:

@i_sudigadu  naadi kooda single income aa inka chepali ante my salary is $5600. but I'm able to save around $1000 every month. I used to save around $1700 previously before 2023. looks like you have to recheck your expenses. 

Monthly, $11200 is a good amount. Expenses dheggara compromise avvadam endhuku anna

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2 hours ago, Gundepotuu_Gummadi said:

Rented house lo unte save cheyochu anna house unte kastam emo

ikada 100k salary family with 2kids

 Monthly 3-3.5k saving untayi no Anavasarapu karchulu ch

🙏 

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2 hours ago, Gundepotuu_Gummadi said:

Rented house lo unte save cheyochu anna house unte kastam emo

ikada 100k salary family with 2kids

 Monthly 3-3.5k saving untayi no Anavasarapu karchulu ch

Nuvvu devudu vi anna!! Ela? Kids age entha?

Naku kumon/best brains lantivi 2 kids ki $400-$500 avutunayi. Adi kakunda malli basketball swimming coaching ani veltunaru, adi koda $400. Akkade $1000/month gone. 2 kids ki one sport and one study is bare minimum maa area lo. Inka car, mortgage, current, insurance ivi anni cheppukunta pote edupu vastundi 

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27 minutes ago, baabaa said:

Nuvvu devudu vi anna!! Ela? Kids age entha?

Naku kumon/best brains lantivi 2 kids ki $400-$500 avutunayi. Adi kakunda malli basketball swimming coaching ani veltunaru, adi koda $400. Akkade $1000/month gone. 2 kids ki one sport and one study is bare minimum maa area lo. Inka car, mortgage, current, insurance ivi anni cheppukunta pote edupu vastundi 

 

 

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3 hours ago, mettastar said:

How

rent chala cheap bro ma daggara 900

migatavi motham 1500 lo ayipotayi including grocery

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