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Good state to retire in US


Paya

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unless you are decently rich retirement life in US is not great.

you will be lonely so need to build a very active community. to afford any help you need to pay. so not a great idea unless you have a paid off house and at least 10 to 15K post tax income.

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23 minutes ago, tables said:

unless you are decently rich retirement life in US is not great.

you will be lonely so need to build a very active community. to afford any help you need to pay. so not a great idea unless you have a paid off house and at least 10 to 15K post tax income.

Agree. For Desis, nothing beats India.

Move before kids get to middle school. Don't be greedy. Save and invest early. VTI and chill.

We have decided to move back to Hyderabad. Social life is awesome back home :)

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1 hour ago, Konebhar6 said:

If you intend to move to a new place in retirement, not a good option. You will have to make new friends again. 

However, if you intend to move to a new place, work for some years and retire there, here's the criteria and places.

Criteria - 

  • Good Work Opportunites (during working years)
  • Less state tax or no tax
  • Growing desi community (not saturated places like NJ, CA, Dallas)
  • Parks. Communities with Good Schools have good parks.
  • Decent Weather based on your preferences
  • Less crime rate.
  • Entertainment and Dining.
  • If you are into sports, a city that has a major sports team like NFL, NBA, MLB. 

Places

  • NC - Seems decent from all aspects. 
  • TX - Except weather, there are some decent options.
  • CA - May be northern CA like Roseville, Rocklin, Folsom or LA (Simi Valley)

I will leave it to others to chime in with other places.

 

I think Denver better 

TX waste after retirement, if you 1M home you have 3% taxes which will be 30K to approx 3K month only taxes 

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26 minutes ago, tables said:

unless you are decently rich retirement life in US is not great.

you will be lonely so need to build a very active community. to afford any help you need to pay. so not a great idea unless you have a paid off house and at least 10 to 15K post tax income.

That’s not true, you get about 4-5K after you retire per month so you should be good to live here if your house is paid off 

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1 hour ago, Konebhar6 said:

If you intend to move to a new place in retirement, not a good option. You will have to make new friends again. 

However, if you intend to move to a new place, work for some years and retire there, here's the criteria and places.

Criteria - 

  • Good Work Opportunites (during working years)
  • Less state tax or no tax
  • Growing desi community (not saturated places like NJ, CA, Dallas)
  • Parks. Communities with Good Schools have good parks.
  • Decent Weather based on your preferences
  • Less crime rate.
  • Entertainment and Dining.
  • If you are into sports, a city that has a major sports team like NFL, NBA, MLB. 

Places

  • NC - Seems decent from all aspects. 
  • TX - Except weather, there are some decent options.
  • CA - May be northern CA like Roseville, Rocklin, Folsom or LA (Simi Valley)

I will leave it to others to chime in with other places.

 

Dallas saturated entanna, Telugu states combine ga vachina easy ga settle avochu ani ma mayor telling. All welcome to Dallas the telugu paradise. 

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9 minutes ago, FrustratedVuncle said:

Dallas saturated entanna, Telugu states combine ga vachina easy ga settle avochu ani ma mayor telling. All welcome to Dallas the telugu paradise. 

how should we plan to move with in-laws or without uncle. 

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1 hour ago, enigmatic said:

bagane perigi vuntaremo kada ee madhya? 100- 200k vuntaremo desis atlanta lo 

200k easy.. Probably close to 300k if I am not wrong. 2010 census counted close to 160k desis.. Now it must have doubled in the last 14 years.. Dallas must be close to 4 to 500k..

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1 hour ago, Roger_that said:

hayiga farm house lo... mamidi and coconut trees madyalo... rendu avulu, 10 kodi lu 

backyard grown few veggies tho

oka watchman/maid for all farm help...

fixed passive income vastoo, near by city lo oka apartment undi... for a change and also for hospitals check up nearby

madya madya lo oka foreign trip..

and also India lo different states trip and different cuisines try chestoo 

show off kosam oka Jeep... well dressed... parties(with close friends and family only)

ila enjoy cheyaka enduku swamy ikkada amrika lo retirement chusss 

Entha kavali annai current market lo aa matram life style set cheyataniki?

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8 minutes ago, FrustratedVuncle said:

Entha kavali annai current market lo aa matram life style set cheyataniki?

Inner districts of TG aithe minimum 20+ nadustundii acre ki, inka mango thota lantivi vunte price might go up. 

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32 minutes ago, lollilolli2020 said:

how should we plan to move with in-laws or without uncle. 

Manam retire ayye time ki in-laws brathike untarantava? 

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50 minutes ago, FrustratedVuncle said:

Dallas saturated entanna, Telugu states combine ga vachina easy ga settle avochu ani ma mayor telling. All welcome to Dallas the telugu paradise. 

Saturated ante .. You have to consider home prices as well. Very high for someone to migrate there and think of retirement. 

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1 hour ago, Paya said:

I think Denver better 

TX waste after retirement, if you 1M home you have 3% taxes which will be 30K to approx 3K month only taxes 

Yes Denver is a decent option. Again if someone likes Cold weather. On the plus side its awsome for adventurous people. Home prices are decent. Opportunities are decent. 

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2 hours ago, Roger_that said:

hayiga farm house lo... mamidi and coconut trees madyalo... rendu avulu, 10 kodi lu 

backyard grown few veggies tho

oka watchman/maid for all farm help...

fixed passive income vastoo, near by city lo oka apartment undi... for a change and also for hospitals check up nearby

madya madya lo oka foreign trip..

and also India lo different states trip and different cuisines try chestoo 

show off kosam oka Jeep... well dressed... parties(with close friends and family only)

ila enjoy cheyaka enduku swamy ikkada amrika lo retirement chusss 

Baga cheppavu .... Exactly my thoughts .. 

A lot of people ask me what my previous DB ID. If I had any, this would be it :D Very close to my thoughts

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2 hours ago, lucky7 said:

Sacramento CA lo emi undhi bro ..? 

Closer to Reno. Lots of entertainment.

Low Cost housing compared to other places in CA. 500k for a 2500 SQ. Ft home.

Summers a little hot but winters are amazing. 

Good schools, parks.

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