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hurricane in tampa bay. home insurance unda


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How could Helene impact Florida's home insurance?

"Even if it stays offshore, passing the Tampa Bay area, it could still have significant impacts in that part of the state with wind damage and storm surge," he said. "We're seeing hurricane watches and storm watches as far east as metro Orlando."

Flood insurance, particularly Federal Flood Insurance, can handle water claims but significant wind damage does stand to upend an industry that is currently trying to stabilize with at least 36 insurers looking to hold rates steady or lower them in 2025.

Still, Friedlander said this storm, at this point, is not expected to surpass damage from Hurricane Ian in 2022, which caused $112 billion in damage.

 
 
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