FrustratedVuncle Posted October 25 Author Report Share Posted October 25 2 hours ago, ManchamKodi said: Anna you forgot mee Atthamma karchullu ika athamma ni ranivvakunda planning. so no budget for kodi brains. Quote Link to comment Share on other sites More sharing options...
Original Profile Posted October 25 Report Share Posted October 25 1 hour ago, FrustratedVuncle said: Kids ki job vache daka major karchulu: Say they get job by 21, 16 yrs to go Food per month - 1000 - 12000/yr phone cost - 100 - 1200/yr Power - 200/mo - 2400/yr Water&Trash - 200/mo - 2400/yr Property tax - 16k/yr home insurance - 3k/yr internet - 75/mo = 900/yr car insuracne - 1500/yr India trips - 6k/yr Misc - 5000/yr Per year total = $50,400 With an annual payment of $50,400 adjusted for a 3.5% inflation rate over 16 years, the total amount would be approximately $1,056,940. Remaining Mortage - 323k 2 kids education - 300k (150k per kid) Car loan - 13k Total liquid cash I want right now to be stress free =~1.7M Me magic number entha? Local trips, hospital bills in future, gifts for friends and family for occasions, donations, obligations, parties ivanni misc lo ayitey kashtam. 5k/year ekkada pani cheyyadhu. And GC lekapotey immigration expenses kuda Quote Link to comment Share on other sites More sharing options...
Pavanonline Posted October 25 Report Share Posted October 25 Quote Link to comment Share on other sites More sharing options...
Hitman Posted October 25 Report Share Posted October 25 9 minutes ago, Original Profile said: Local trips, hospital bills in future, gifts for friends and family for occasions, donations, obligations, parties ivanni misc lo ayitey kashtam. 5k/year ekkada pani cheyyadhu. And GC lekapotey immigration expenses kuda Fuel... $3600 unless you are using Toy cars like Model Y ... Quote Link to comment Share on other sites More sharing options...
FrustratedVuncle Posted October 25 Author Report Share Posted October 25 28 minutes ago, Original Profile said: Local trips, hospital bills in future, gifts for friends and family for occasions, donations, obligations, parties ivanni misc lo ayitey kashtam. 5k/year ekkada pani cheyyadhu. And GC lekapotey immigration expenses kuda Its easy to inflate the expenses anna. Hospital bills is valid tho. Immigration expenses emuntai anna unless wife is H4. Do you feel stressed if you dont gift, donate, go to parties? 18 minutes ago, Hitman said: Fuel... $3600 unless you are using Toy cars like Model Y ... Fuel is valid expense. Dammmit adding Health insurance and fuel made the magic number to cross 2M Quote Link to comment Share on other sites More sharing options...
VictoryTDP Posted October 25 Report Share Posted October 25 23 minutes ago, FrustratedVuncle said: Its easy to inflate the expenses anna. Hospital bills is valid tho. Immigration expenses emuntai anna unless wife is H4. Do you feel stressed if you dont gift, donate, go to parties? Fuel is valid expense. Dammmit adding Health insurance and fuel made the magic number to cross 2M Meeru super mastaru Quote Link to comment Share on other sites More sharing options...
ManchamKodi Posted October 25 Report Share Posted October 25 1 hour ago, FrustratedVuncle said: ika athamma ni ranivvakunda planning. so budget for kodi brains. anna killing plan emanna vestunnava Ideas unte please share anna future lo useful ga untundhi Quote Link to comment Share on other sites More sharing options...
Hitman Posted October 25 Report Share Posted October 25 1 hour ago, FrustratedVuncle said: Its easy to inflate the expenses anna. Hospital bills is valid tho. Immigration expenses emuntai anna unless wife is H4. Do you feel stressed if you dont gift, donate, go to parties? Fuel is valid expense. Dammmit adding Health insurance and fuel made the magic number to cross 2M Bro... nee illu okkate choosukunte ela... poragallaki illu ready cheyyava for Dowry/Kanyasulkam ? (unless if you are planning to get your kids married to Non Desi.. ) Quote Link to comment Share on other sites More sharing options...
FrustratedVuncle Posted October 25 Author Report Share Posted October 25 18 minutes ago, Hitman said: Bro... nee illu okkate choosukunte ela... poragallaki illu ready cheyyava for Dowry/Kanyasulkam ? (unless if you are planning to get your kids married to Non Desi.. ) Chaduvu cheppinchude ekkuva. Quote Link to comment Share on other sites More sharing options...
FrustratedVuncle Posted October 25 Author Report Share Posted October 25 38 minutes ago, ManchamKodi said: anna killing plan emanna vestunnava Ideas unte please share anna future lo useful ga untundhi No violence. Only peace 🕊️ 1 Quote Link to comment Share on other sites More sharing options...
Original Profile Posted October 25 Report Share Posted October 25 1 hour ago, FrustratedVuncle said: Its easy to inflate the expenses anna. Hospital bills is valid tho. Immigration expenses emuntai anna unless wife is H4. Do you feel stressed if you dont gift, donate, go to parties? Fuel is valid expense. Dammmit adding Health insurance and fuel made the magic number to cross 2M Stress ani kadhu kani thappadhu konni…decent life style maintain chesthunappudu. We’re obligated. Immigration ki h1 + premium + h4 and ead every 3 years. Time bagokapote in less shorter time renewals Quote Link to comment Share on other sites More sharing options...
11_MohanReddy Posted October 25 Report Share Posted October 25 All I can say is money alone is not the cause of stress. Quote Link to comment Share on other sites More sharing options...
BabuDEVUDU Posted October 26 Report Share Posted October 26 7 hours ago, FrustratedVuncle said: Kids ki job vache daka major karchulu: Say they get job by 21, 16 yrs to go Food per month - 1000 - 12000/yr phone cost - 100 - 1200/yr Power - 200/mo - 2400/yr Water&Trash - 200/mo - 2400/yr Property tax - 16k/yr home insurance - 3k/yr health insurance - 1000/mo - 12000/yr Hospital bills - 200/mo - 2400/yr internet - 75/mo = 900/yr car insuracne - 1500/yr India trips - 6k/yr Misc - 5000/yr Per year total = $67,200 With an annual payment of $67,200 adjusted for a 3.5% inflation rate over 16 years, the total amount would be approximately $1,410,676 Remaining Mortage - 323k 2 kids education - 300k (150k per kid) Car loan - 13k Total liquid cash I want right now to be stress free =~2M Me magic number entha? Ilanti oka plan kuda ledu uncle, but oka 80k debt undi. So more or less, ne magic number tho compare cheskuntey I need to have 3.5M to be stress free. Quote Link to comment Share on other sites More sharing options...
perugu_vada Posted October 26 Report Share Posted October 26 Uncle mi bro in law tho business plan cheyinchaleda mi in-laws inka ? Intha swecha ga how u are able to do calculations Quote Link to comment Share on other sites More sharing options...
Peddayana Posted October 26 Report Share Posted October 26 @FrustratedVuncle Domestic ga travel/vacations cheyava? everything is so expensive now so add that costs as well easily runs into thousands assuming at least 1 good vacation per year (7 days) and 2 small vacations (3-4 days) every year India trips vese vallu untara? Subscriptions, credit cards (If you farm points and have annual fee cards), overall I feel misc expense 5k is very less , you buy so many things, costco, sam pother min 500-600 untundi, is that counted against food costs? eating out/restaurants is also missing health care costs increase significant more than inflation as you move into upper 30s and 40s, lot of people will be surprised For me, having 10k income per month net after taxes (outside of job) while house and car being fully paid (with 1M+ net worth) is a decent stable state at that stage you do not have to worry about job loss, monthly expenses are taken care off and your life is more or less insulated from normal expenses, tension free life untundi mostly people who have rental properties and/or dividends/other incomes are truly blessed! Quote Link to comment Share on other sites More sharing options...
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