Konebhar6 Posted Friday at 07:48 PM Author Report Share Posted Friday at 07:48 PM On 3/21/2025 at 7:19 PM, saikiran347 said: One thing I'd be interested in seeing is how you plan to balance dividend yield with growth potential in your stock picks. Also, maybe a section on tax implications for dividend income? Just a thought. Expand Good Question. There are ways to calculate these. But the excel sheet becomes too long. Take for e.g. JEPI and JEPQ. Two popular funds managed by JP Morgan. Decent dividend yield. But they also move almost as much as S&P500 (JEPI) and NASDAQ (JEPQ). The share price increase/decrease reflects that. You can look for comments section for those if they are pure bonds based on stock market based Quote Link to comment Share on other sites More sharing options...
NextGen Posted Friday at 08:45 PM Report Share Posted Friday at 08:45 PM On 3/21/2025 at 4:26 PM, Konebhar6 said: Below sheet for Income Portfolio. @*Prince Charming @Tadaka https://docs.google.com/spreadsheets/d/16RZymHDmeUXYztQiDpAnlhigrP13lcwiglyXji1qk3Y/edit?gid=1392149415#gid=1392149415 Brokers - I like Fidelity for these. They let you buy all these. Some brokers like Robinhood do now allow buying some of these. I do not like Vanguard Interface. Base Strategy 1: SIP small amounts weekly. Add more significant amounts on dips due to higher Inflation or stock market drop Strategy 2: Along with above points in Strategy 1, do DRIP (Dividend re-investment Plan). Most brokers automatically do this. Strategy 3: Use the money from Strategy 1 to build a stock portfolio. Keep buying standard businesses like MSFT, GOOG, AMZN, LLY, etc when ever the dividend is in your account or periodically. Disclaimer - This is not an investment advice. Please do your due diligence before taking a decision to buy. A lot of information is no web, pls do your own research. This is only for educational purposes. I do own investments in some of these. Expand How about adding RYLD, SCHD Quote Link to comment Share on other sites More sharing options...
subramanyam_for_sale Posted Friday at 09:26 PM Report Share Posted Friday at 09:26 PM AGNC-NLY; and covered calls; alongside Yieldmax funds - depending on risk appetite Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Friday at 09:28 PM Author Report Share Posted Friday at 09:28 PM On 3/21/2025 at 8:45 PM, NextGen said: How about adding RYLD, SCHD Expand No to RYLD (Principal erosion) yes to SCHD. Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Friday at 10:42 PM Author Report Share Posted Friday at 10:42 PM On 3/21/2025 at 5:51 PM, perugu_vada said: Uncle em ardham kaledu .. can u tell in layman terms plz ? Is it about investment in stocks ? Or something else ? Expand Intakanna layman terms ante, we have to ask tribes annai. YouTube ni bommalaki kakunta ilanti vatiki use chey uncle .. 1 Quote Link to comment Share on other sites More sharing options...
CherryGaru Posted Friday at 10:56 PM Report Share Posted Friday at 10:56 PM On 3/21/2025 at 7:19 PM, saikiran347 said: One thing I'd be interested in seeing is how you plan to balance dividend yield with growth potential in your stock picks. Also, maybe a section on tax implications for dividend income? Just a thought. Expand On 3/21/2025 at 7:16 PM, Konebhar6 said: I did similar threads long back. But chala mandi lecture icharu .. just invest in Index funds, etc etc. I do invest in them but there is always a place for Income Portfolio. Expand income portfolio, you need to pay tax on dividends. growth portfolio, only when you sell.. === unless you are retired and want a stable monthly/quarterly income, stick with growth portfolio/low dividends. you will save on taxes and your portfolio will grow compounded. 1 Quote Link to comment Share on other sites More sharing options...
Marsmangalodu Posted Friday at 11:02 PM Report Share Posted Friday at 11:02 PM Why not voo, voog etfs in the above Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Friday at 11:13 PM Author Report Share Posted Friday at 11:13 PM On 3/21/2025 at 10:56 PM, CherryGaru said: income portfolio, you need to pay tax on dividends. growth portfolio, only when you sell.. === unless you are retired and want a stable monthly/quarterly income, stick with growth portfolio/low dividends. you will save on taxes and your portfolio will grow compounded. Expand Its like saying, I will get a job with less salary so that I can pay less taxes. I partially disagree with your statement. Like an ETF & stock portfolios, there is a place for an Income portfolio. It's proper financial planning and not just retirement planning. Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Friday at 11:16 PM Author Report Share Posted Friday at 11:16 PM On 3/21/2025 at 11:02 PM, Marsmangalodu said: Why not voo, voog etfs in the above Expand Those are considered under Stock/Growth portfolios. I am not considering them under income portfolios due to less div yield. Quote Link to comment Share on other sites More sharing options...
Sam480 Posted Saturday at 02:04 AM Report Share Posted Saturday at 02:04 AM On 3/21/2025 at 11:16 PM, Konebhar6 said: Those are considered under Stock/Growth portfolios. I am not considering them under income portfolios due to less div yield. Expand Found this interesting website which calculates annual rate of returns based on dividend https://www.dividendchannel.com/drip-returns-calculator/ Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Saturday at 02:12 AM Author Report Share Posted Saturday at 02:12 AM On 3/22/2025 at 2:04 AM, Sam480 said: Found this interesting website which calculates annual rate of returns based on dividend https://www.dividendchannel.com/drip-returns-calculator/ Expand I have done a lot of analysis on this before and shared here as well. In a nutshell, DRIP works better when you purchase an asset at lower cost and the price of the asset keeps going up. Else it works in reverse. I would rather use the money to build a growth stock portfolio. Basically it’s free shares. And not much tension 1 Quote Link to comment Share on other sites More sharing options...
telugu_bidda Posted Saturday at 02:52 AM Report Share Posted Saturday at 02:52 AM ni list lo naku JEPI vunnayi few stocks rest all are new to me Quote Link to comment Share on other sites More sharing options...
*Prince Charming Posted Saturday at 03:45 AM Report Share Posted Saturday at 03:45 AM On 3/21/2025 at 4:26 PM, Konebhar6 said: Below sheet for Income Portfolio. @*Prince Charming @Tadaka https://docs.google.com/spreadsheets/d/16RZymHDmeUXYztQiDpAnlhigrP13lcwiglyXji1qk3Y/edit?gid=1392149415#gid=1392149415 Brokers - I like Fidelity for these. They let you buy all these. Some brokers like Robinhood do now allow buying some of these. I do not like Vanguard Interface. Base Strategy 1: SIP small amounts weekly. Add more significant amounts on dips due to higher Inflation or stock market drop Strategy 2: Along with above points in Strategy 1, do DRIP (Dividend re-investment Plan). Most brokers automatically do this. Strategy 3: Use the money from Strategy 1 to build a stock portfolio. Keep buying standard businesses like MSFT, GOOG, AMZN, LLY, etc when ever the dividend is in your account or periodically. Disclaimer - This is not an investment advice. Please do your due diligence before taking a decision to buy. A lot of information is no web, pls do your own research. This is only for educational purposes. I do own investments in some of these. Expand Thanks brother Quote Link to comment Share on other sites More sharing options...
Marsmangalodu Posted Saturday at 03:57 AM Report Share Posted Saturday at 03:57 AM Per month entha pedtav bro ee dividend stocks lo 1 Quote Link to comment Share on other sites More sharing options...
Konebhar6 Posted Saturday at 04:01 AM Author Report Share Posted Saturday at 04:01 AM On 3/22/2025 at 3:57 AM, Marsmangalodu said: Per month entha pedtav bro ee dividend stocks lo Expand What strategy you want to follow is upto you. Quote Link to comment Share on other sites More sharing options...
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