Credit Cards Appu Ela Manage Cheyali ? Stuck In India

[siru]

Cards payments cheyakapoteh visa deny chestaru ani anatam ledhu bayya

 

 

f2 visas emadhya ravatm ledhu kadha ani .....

neeku ibbandi lekapothe katteyatame best...

ledu baga kashtam ante..lite tisko. ur credit score will hit rock bottom, u wont get credit cards for a while.

Debit cards tho manage cheskovali for a while.. and u can start rebuilding ur credit whn u come to usa.

 

cards collections ki velthai..u can get a written agreement frm collections that they will drop the account from ur credit record if u pay the amount.

[dollar vora]

Lyt tisko call the banks and ask to freeze payments Citi Vadu mostly chestadu for a year family emergency valla out of country unna present no job can't but I will pay ani cheppu no apr in freeze period ani request chei 13.5K ante maha aithe monthly 300 -400 untadi min payments keep paying it if you plan on coming back to maintain good credit history ledu aath care na Louda la us anukunte kattanu thengei ani cheppu bankollaki Valle kalla beram ki vastaru

[Samanyudu]

Lyt tisko call the banks and ask to freeze payments Citi Vadu mostly chestadu for a year family emergency valla out of country unna present no job can't but I will pay ani cheppu no apr in freeze period ani request chei 13.5K ante maha aithe monthly 300 -400 untadi min payments keep paying it if you plan on coming back to maintain good credit history ledu aath care na Louda la us anukunte kattanu thengei ani cheppu bankollaki Valle kalla beram ki vastaru

 

 

 

Thanks bayya 

 

i will call to banks 

[Samanyudu]

neeku ibbandi lekapothe katteyatame best...

ledu baga kashtam ante..lite tisko. ur credit score will hit rock bottom, u wont get credit cards for a while.

Debit cards tho manage cheskovali for a while.. and u can start rebuilding ur credit whn u come to usa.

 

cards collections ki velthai..u can get a written agreement frm collections that they will drop the account from ur credit record if u pay the amount.

 

 

Thanks for ur info bayya

[Dimpy123]

arey dimpy neko thread esa ra

ekkada .... Thread ltt chai ra...

[Lukewalker]

India lo unna antunnav, keep that $4000 as savings mama. Credit cards collections ki pothaayi maha ayite, when you come to US, spend $100-$150 per month on credit re-building services like lexington law and they will arrange a deal between collections company and you.

 

you can rebuild your score in less than an year, so dont worry, aa $4k unchuko savings laga or H1 apply cheyyalante malli paisal kavali ga. 

 

credit card payment should be least concern for you now. em kaadhu, cars vadhilesi vellipoyi malli back ki vachi credit rebuild cheskuni BMW konna vallu kuda unnaru

 

all the best brother, hope you will be back in US soon. 

[ramu]

Apply some other card... Do balance transfer for 12 months or so .. Buy ur self some time... Atb

[Praveenz]

Credit history ki nee immigration ki no relationship uncle.
Card payments cheyakapothe visa deny cheyaru..

 

Agreed 100%

[k2s]

Ninnane post vesanu ..H1B Denied ani...i am working in india now 

 

actual ga credit cards medha almost 13500$ unai appulu 

 

na degara ....4000$ max unai naa debit lo 

 

 

H1B Vachi US ki venaki tirigi vaste 3-4 mnts lo terchedham anukunanu 

 

epudemo india lo undi poyanu....asalu credit cards money motham ela pay cheyaliii ??

 

 

 

 

asalu konni monts credit cards ki money katakapothe em avtundi .. i know credit darunamga bisket avtundi ani...but malli USA ki back vastano raano kuda naku teledhu 

call credit card companies and explain your situation about visa denial & had to leave country. valley a/c close chesi... entho konth thaggistharu.. thagginchi. monthly intha kattu ani decision cheptharu.... 

[Durjan]

ekkada .... Thread ltt chai darling ...

sounds good 

[Dimpy123]

Rei ram ga... Ekkada thagaleddav

[micxas]

:3D_Smiles:  bye1

[vasu123]

malli US try cheyalane undi ......but situation batti ......H1b veyaleni paristithi .....



but naku inka f1 visa validity undhi .........last year second f1 5 yrs ki echaduu.......


malli maa wife ni US ela tesukuni ravalo no idea .....ee time lo f2 visa evatam ledhu ani vinanu


Oka velaa US ki vaste inka samasye ledhu 3-4 mnts lo debt amt tercheyachuu

Just be happy and stay in india man. H1 ki paisal katti lottery lo pick kakunte dabbul bokka and no mental peace. US lo unnavalla kante india lo unna valla mind peaceful ga undi.

minimum payment kaduthu undu anthe.

[Durjan]

baboii dimpy ante nuvva 

[cool_dood]

India lo unna antunnav, keep that $4000 as savings mama. Credit cards collections ki pothaayi maha ayite, when you come to US, spend $100-$150 per month on credit re-building services like lexington law and they will arrange a deal between collections company and you.

 

you can rebuild your score in less than an year, so dont worry, aa $4k unchuko savings laga or H1 apply cheyyalante malli paisal kavali ga. 

 

credit card payment should be least concern for you now. em kaadhu, cars vadhilesi vellipoyi malli back ki vachi credit rebuild cheskuni BMW konna vallu kuda unnaru

 

all the best brother, hope you will be back in US soon. 

 

but credits eggodithe vaadiki court ki pothadi ankunta - den they ll issue some warrant poe ki ragaane lopalestaaremo kada bhaiyya??