Ira, 401K Contribution (H1 Contracting Lo) Entha Mandi Chestunnaru

[Spartan]

Employer contribution ante nee salary lo cut chestada or additional ga chestada. contracting lo desi metris additional ga ayithe cheyaru kada.

koncham bonds gurinchi cheppu bro. vanguard retirement 2035 VTTHX brokerage account gurinchi vinnava. risk entha untundi indulo pedithe.

 

6000 na salary lo cut aitadi pre-tax..

 

4500 employer na vangaurd lo vestad.

 

 

IRA prapancham lo ekkada unna withdraw cheskovachu after 65.

 

munde cheste 10% penalty. mundu teseskunna..employer mathcing unte..10% penalty +taxes veskuna u will be under profit always.

[Spartan]

ba okavela ikada undakunda india move aye paristhithi vasthe future lo ...apudu penalty, tax lu anni ponu manaki loss untada?? share l u bonds varuku unchukovacha IRA money thesukoni

 

tax eppudu untadi.

 

penalty if u take before retirement age.

 

employer mathing unte loss lo undavu eppudu teesina.

[Spartan]

IRA lo inka market share value tho increase decrease lu kooda untayanta ga not sure

 

yes. monna padda amrket ki na vangaurd lo 8K loss...even after the 10K contribution last year.

[puli raaja]

6% matching

[vasu123]

6000 na salary lo cut aitadi pre-tax..

4500 employer na vangaurd lo vestad.


IRA prapancham lo ekkada unna withdraw cheskovachu after 65.

munde cheste 10% penalty. mundu teseskunna..employer mathcing unte..10% penalty +taxes veskuna u will be under profit always.

Employer Matching ante??

okavela employer marithe avi transfer avutaya. 401k is safer right with 0% risk on principal savings. Where as IRA vanguard is little risk and varies with market.

Ma employer 401k lo enroll ayi meere contribute chesukondi ante never looked at it. contracting desi employer tho ivanni enduku ani ignore chesa. i think 401k lo engage ayyi okavela india 3 years lo vellipothe akkadi nundi early ga withdraw chesukovacha with penalty 10%. 401k lo pre tax amount better if tax bracket is higher right.

[Spartan]

Employer Matching ante??

okavela employer marithe avi transfer avutaya. 401k is safer right with 0% risk on principal savings. Where as IRA vanguard is little risk and varies with market.

Ma employer 401k lo enroll ayi meere contribute chesukondi ante never looked at it. contracting desi employer tho ivanni enduku ani ignore chesa. i think 401k lo engage ayyi okavela india 3 years lo vellipothe akkadi nundi early ga withdraw chesukovacha with penalty 10%. 401k lo pre tax amount better if tax bracket is higher right.

 

yes

[MunnaRockz]

Sources Current Elected
Contributions New Pre-Tax 0% Enter Elected Contribution for Pre-Tax Roth 401(k) 0% Enter Elected Contribution for Roth 401(k) For every $1 you contribute to the Plan, your employer will add $1 to your account, up to the first 4% of eligible compensation. It's a safe harbor feature your employer has chosen. So be sure to save at least 4% if you want the full employer safe harbor contribution. 

Check your enrollment kit for details regarding when your employer contribution will deposit into your account.

@ Chitii pls tell me what is this plan .....how much I need to contribute each paycheck

[cottondora]

vangaurd will do.

kavalante manam kuda seskovachu..VBO open seyae..and shud be supported by employer plan.

[Spartan]

Sources Current Elected
Contributions New Pre-Tax 0% Enter Elected Contribution for Pre-Tax Roth 401(k) 0% Enter Elected Contribution for Roth 401(k) For every $1 you contribute to the Plan, your employer will add $1 to your account, up to the first 4% of eligible compensation. It's a safe harbor feature your employer has chosen. So be sure to save at least 4% if you want the full employer safe harbor contribution. 

Check your enrollment kit for details regarding when your employer contribution will deposit into your account.

@ Chitii pls tell me what is this plan .....how much I need to contribute each paycheck

 

 

select 4% for pre-tax.

 

which means..lets say ne salary 100K undi anuko base.

 

4% of ur salary will be 4k$ pre-tax.

 

a 4k pre tax nuvvu contribute cheste..employer will add another 4K to ur vangaurd account.

 

so that ur account at the end of year will have 8K.

 

4k kanna enta ekkuva contribute chesina...he will give 4K only. 

[vasu123]

401k ki employer contribution emi lekunna kooda mananni employer through enroll kavachu and 401k ki mana pay nundi contribute chesukovachu ante engage ayyindi better aa?? contracting lo idi pettukovadam entha varaku correct??

[idi_Bezawada]

401k ki employer contribution emi lekunna kooda mananni employer through enroll kavachu and 401k ki mana pay nundi contribute chesukovachu ante engage ayyindi better aa?? contracting lo idi pettukovadam entha varaku correct??

employergadu match cheykapote empeekodaniki 401...tarvata teste extra oka 10% bokka

[vasu123]

employergadu match cheykapote empeekodaniki 401...tarvata teste extra oka 10% bokka

Anthena ayithe ok. desi employer gadi matching contribution lekunte waste antava. edo pre tax kada 401k so annual taxable salary taggutundemo ani alochincha, anavasaram ga ekkuva monthly taxes pay check meeda katte badulu. Ya 10% penalty taxes unnay if we withdraw before 60 years age.

[arshad]

k

[idi_Bezawada]

Anthena ayithe ok. desi employer gadi matching contribution lekunte waste antava. edo pre tax kada 401k so annual taxable salary taggutundemo ani alochincha, anavasaram ga ekkuva monthly taxes pay check meeda katte badulu. Ya 10% penalty taxes unnay if we withdraw before 60 years age.

nuvvu ippudu 401lo pettina 5 yrs tarvata teste daniki tax padtadi..on top of it 10% fine...same ide employer contribute cheste aa 10% vadi contributionlo pothadi...this is what i am thinking..asalu middlelo teste employerdi radu ante inka 401 picha lite

[vasu123]

401k employer contribute cheyadanta mananne enroll avvamantunnadu if interested, i think it's not worth it.

IRA lo manam outside(not from payroll) chesukovacha. contracting chese vallaku idi worth it or not? Madyalo withdraw chesukunte 30-40% potundi.