mastercheif Posted May 9, 2016 Report Share Posted May 9, 2016 Yeah bank manchi intrest isthundhi ? And american citizen fixed deposit cheyaccha ? Kid perutho FD cheddamani Quote Link to comment Share on other sites More sharing options...
SwamyRaRa Posted May 9, 2016 Report Share Posted May 9, 2016 You rich Quote Link to comment Share on other sites More sharing options...
mastercheif Posted May 9, 2016 Author Report Share Posted May 9, 2016 2 minutes ago, SwamyRaRa said: You rich rich ayithey future gurunchi bhayam lekunda FD chese vadini kaadu man. Quote Link to comment Share on other sites More sharing options...
SwamyRaRa Posted May 9, 2016 Report Share Posted May 9, 2016 5 minutes ago, mastercheif said: rich ayithey future gurunchi bhayam lekunda FD chese vadini kaadu man. Quote Link to comment Share on other sites More sharing options...
idibezwada Posted May 9, 2016 Report Share Posted May 9, 2016 Yes banklo vesthe regular daniki 6% istunnadu(Not FD)...Fd ante seniors citizenstho ninnu add chesi joint acctlo veste 9% daka vastadi.. Quote Link to comment Share on other sites More sharing options...
mastercheif Posted May 9, 2016 Author Report Share Posted May 9, 2016 LTT for experts Quote Link to comment Share on other sites More sharing options...
kumar654 Posted May 9, 2016 Report Share Posted May 9, 2016 USC peru meeda veyaku india lo, OCI status meeda eddam anukuntunnava. NRE account open chesi FD cheyamantaru anukunta. USA lo aa interest amount report chesi dani meeda nuvvu tax kattali tax filing appudu since source of that money from you so interest on that amount comes under your interest amount. interest vachina amount meeda 30% tax kattali USA lo. if that is ok then nee peru meedane NRE account open chesi andulo esuko. kid malli OCI avi thalanoppulenduku. Nuvvu USA lone settle avudam anukunte Vanguard vadi daggara kids education ki evo plans untay dividend edo vastundi but FDs laga antha ekkuva interest radu. asalu USA lo CD/FD laku interest enduku antha thakkuva pettalero no idea, india chala best FD chesukune vallaki. Quote Link to comment Share on other sites More sharing options...
kumar654 Posted May 9, 2016 Report Share Posted May 9, 2016 1 hour ago, idibezwada said: Yes banklo vesthe regular daniki 6% istunnadu(Not FD)...Fd ante seniors citizenstho ninnu add chesi joint acctlo veste 9% daka vastadi.. alanti banks lo janalu dabbulu save chesukovalante bhayapadtaru kada man. edina Nationalised bank like SBI or other private banks like HDFC are safer. Quote Link to comment Share on other sites More sharing options...
idibezwada Posted May 9, 2016 Report Share Posted May 9, 2016 2 minutes ago, kumar654 said: alanti banks lo janalu dabbulu save chesukovalante bhayapadtaru kada man. edina Nationalised bank like SBI or other private banks like HDFC are safer. YES bank is as safest HDFC...if ur thinking YES bank is thothapuri Quote Link to comment Share on other sites More sharing options...
kumar654 Posted May 9, 2016 Report Share Posted May 9, 2016 8 minutes ago, idibezwada said: YES bank is as safest HDFC...if ur thinking YES bank is thothapuri naku idea ledu bhayya ee bank so anduke ala anna. ekkuvaga vinabadaledu ee peru. Quote Link to comment Share on other sites More sharing options...
Lukewalker Posted May 9, 2016 Report Share Posted May 9, 2016 upto $15k ayite ikkade US lo 5% interest rate iche savings account unnayi. PM me for info, they are FDIC insured savings accounts, so no worry there. if you want to withdraw from FD(from India) to use that money at a later date, due to inflation and dollar exchange rate and hidden fees for transfer you will lose money. it's better to save here in those 5% interest rates savings accounts. I did the same after researching. Quote Link to comment Share on other sites More sharing options...
Lukewalker Posted May 9, 2016 Report Share Posted May 9, 2016 11 minutes ago, papampasivadu said: In any economy, FD rates will be directly proportional to loan interest rates bhayya...ikkada loan APR's kuda takkuva ee ga India toh polchukunte... mana daggara oka crazy proposal undhi, experts vini opinion cheppandi: US lo 100k personal loan teeskunna...let's say 7.5% ki...Paina Bezawada bhayya cheppinatlu parents toh joint acc open chesa 9% interest ki... ante 2.5% profit ee ga? 2.5% ante 30% tax poga $1750...family unte yearly round trip cover aypoyinnatle... ela undhi ee chillar idea?? plz advice... this is when you consider dollar to rupee exchange rate is constant, atu itu ayite big biscuit. but just for $1750 per year, intha complicated thing endhuku mama. Quote Link to comment Share on other sites More sharing options...
mastercheif Posted May 9, 2016 Author Report Share Posted May 9, 2016 19 minutes ago, papampasivadu said: Great point...rupee value will play a role...but aa matram risk teeskodam lo thappu ledhu emo bhayya...mariiii risk free business em untayy cheppu... Idhi complicated antunnav ante nee mind lo inkemanna simple ideas unnaya? unte share cheyy bhayya plzz.. $100,000 load with $1740 for a year sound like low profit and hight risk Quote Link to comment Share on other sites More sharing options...
Kalam_Youtheman Posted May 9, 2016 Report Share Posted May 9, 2016 1 hour ago, Lukewalker said: upto $15k ayite ikkade US lo 5% interest rate iche savings account unnayi. PM me for info, they are FDIC insured savings accounts, so no worry there. if you want to withdraw from FD(from India) to use that money at a later date, due to inflation and dollar exchange rate and hidden fees for transfer you will lose money. it's better to save here in those 5% interest rates savings accounts. I did the same after researching. per year ah bhayya ? aithe waste a ga adhe money india lo mana parents paina chesi manam nominee unte chaala vasthundhi Quote Link to comment Share on other sites More sharing options...
Lukewalker Posted May 9, 2016 Report Share Posted May 9, 2016 1 hour ago, Kalam_Youtheman said: per year ah bhayya ? aithe waste a ga adhe money india lo mana parents paina chesi manam nominee unte chaala vasthundhi sending money to India is super easy, malli aa money back ki tevali ante fees untayi kadha, plus India lo money unchite dollar rate batti, inflation batti value undadhu. If you refer to nerdwallet or doc of credit posts, they say that FDs in India which yeild 9% interest rate is valued at 1,25% savings account here in US considering inflation and dollar rate fluctuations, IF you want to settle here and spend that money here. If you want to move back to India, lands konukkotam, FDs etc are good. Quote Link to comment Share on other sites More sharing options...
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