credit score .... need help for credit builder loan

[tsunamiraju]

Bhayyas, na credit score darunanga dobbindhi,..credit builder loans tho credit score increase chesukovatchu annnaru...

 

Standard Secured loan undhanta, maname money deposit chesi, dani meedha loan thesukuntamanta kadha,..... oka 5k ni 5 banks lo 1000$ deposit chesi, 12 months lo pau back chese loans emanna unnayaa,... as per maths,...total loans 5000$, no. of credit reports per month is 5 from each bank, and 1 yr ki total credit reports will be 60 bhayya,..denivalla credit score 1yr lo manchiga increase avutundhani vinnanu,...

 

credit experts please help

[k2s]

Appu entha undi ?

[tsunamiraju]

Just now, k2s said:

Appu entha undi ?

oka, 10 undhi bhayya,..ee month ending ki clear chesthanu

[Johny]

loans lite theesuko (i mean kattesey ani)..then secure cc's theesuko--2,3 theesko 6 mnths la motham sakkaga aithadhi..

[tsunamiraju]

20 minutes ago, Johny said:

loans lite theesuko (i mean kattesey ani)..then secure cc's theesuko--2,3 theesko 6 mnths la motham sakkaga aithadhi..

ne personal experience cheppu Bhayya,...secure CC's tho work out avutundhaa? or else secure loan better ah....future lo kuda home loan ki loan mix kuda chusthadu kadha ba

[Johny]

nen naa personal exp thone cheppina babu..oka cc unde..india lo stuck ayyi few mnths kattaledhu..lite theesukunna india nundi kattedhendhi ani..score sanka clear ga naakipoyindhi 500 ki vacchindhi...return vacchi konni mnths tharuvatha clear chesi bof avadi secure card theesukunna..parallel ga capital one vadi secured card kuda theeskunna...6 mnths lo koncham dharilo paddadhi and less than year lo 730 ki vacchindhi....gud luck!

[Samy]

1 hour ago, k2s said:

Appu entha undi ?

why u want re LK

[tsunamiraju]

6 minutes ago, Johny said:

nen naa personal exp thone cheppina babu..oka cc unde..india lo stuck ayyi few mnths kattaledhu..lite theesukunna india nundi kattedhendhi ani..score sanka clear ga naakipoyindhi 500 ki vacchindhi...return vacchi konni mnths tharuvatha clear chesi bof avadi secure card theesukunna..parallel ga capital one vadi secured card kuda theeskunna...6 mnths lo koncham dharilo paddadhi and less than year lo 730 ki vacchindhi....gud luck!

 

thanks ba,..koncham dharyam etchav!...

[Samy]

1 hour ago, k2s said:

Appu entha undi ?

lk look at others response and your response mo fuka

[acuman]

7-8 yrs paduthadi from the day

u settle with lenders.

secured cards teesuko like 3k pedithe 3k isthadu.

konni banks secured cards reject approve based in credit score.

[tsunamiraju]

7 minutes ago, acuman said:

7-8 yrs paduthadi from the day

u settle with lenders.

secured cards teesuko like 3k pedithe 3k isthadu.

konni banks secured cards reject approve based in credit score.

 

ba 3k tho oka 3-5 secure CC thesukoni,...every month pakkaga ga clear chesuthu unte 1yr lo na score 700+ untundha ba,...please sollu ba

 

3-5 cards kuda,..one for gas, one for grocery, 1 for phone, 1 for strip club ,.....ela monthe end ki anni clear chesthu unte ok na ba

[acuman]

3 minutes ago, tsunamiraju said:

ba 3k tho oka 3-5 secure CC thesukoni,...every month pakkaga ga clear chesuthu unte 1yr lo na score 700+ untundha ba,...please sollu ba

 

3-5 cards kuda,..one for gas, one for grocery, 1 for phone, 1 for strip club ,.....ela monthe end ki anni clear chesthu unte ok na ba

Ok.

okka saari credit card agreement terms chaduvu, daanilo oka chota vuntadi.

Appa teesukuni kattalekapothe we make sure that info available to other lenders about you in credit history report for 7+ years ani vuntadi.

[loveindia]

cc 120+ default aitey full kattesi make an agreement with both lender and collections man... get a secured card and 1 year use wisely... you will gain for sure 60-80 points...

[k2s]

3 hours ago, tsunamiraju said:

oka, 10 undhi bhayya,..ee month ending ki clear chesthanu

Try to clear in 2-3 installments .that way it increases score. Dont pay off at once.. It wont change score