Jump to content

Me Auto Insurance Coverage Limits? #Education


Balibabu

Recommended Posts

ltt others share your policy limits:

BI : ??

Property Damage Liability : ??

Medical Benefits : ??

Accidental Death Benefits : ??

Uninsured Motorist Bodily Injury : ??

UnderInsured Motorist : ??

Uninsured motorist property damage : ??

Link to comment
Share on other sites

  • Replies 43
  • Created
  • Last Reply

Top Posters In This Topic

  • Batman_fan

    8

  • Balibabu

    7

  • loveindia

    7

  • Spon

    6

Top Posters In This Topic

Coverages

Limits

Rate

Bodily Injury & Property Damage Liability: $50,000 each person
$100,000 each accident
$50,000 each accident
$279.00
Uninsured Motorist: $50,000 each person
$100,000 each accident - Stacked
$6.00
Underinsured Motorist: $50,000 each person
$100,000 each accident - Stacked
$12.00
Medical Expense: $5,000 limit $27.00
Income Loss: No Coverage $0.00
Funeral Benefits: No Coverage $0.00
Accidental Death: No Coverage $0.00
Comprehensive: $250 deductible $95.00
Collision: $250 deductible $310.00
Rental Reimbursement: $30 each day
maximum 30 days
$27.00
Roadside Assistance: Selected $5.00
Custom Parts and/or Equipment value:
(At the time of a claim, it will be the insured's responsibility to show receipts to verify the existence and value of additional parts or equipment.)
$0.00 $0.00
Loan/Lease Payoff: No Coverage $0.00
Total rate for this vehicle:   $761.00

 

Progressive

Link to comment
Share on other sites

 

The below coverages pay out to other parties if the accident is your fault.

Bodily Injury Liability ?

 

$113.11

$100,001 per person/$300,001 per occurrence

Pays if you are responsible for another person's injury or death in an auto accident. It also pays for your legal defense.

Property Damage Liability ?

 

$115.31

$100,001 per occurrence

Pays if you are responsible for damage to another person's property.

For You

The below coverages pay out to you and your passengers.

Personal Injury Protection ?

 

$21.40

$2,501

Covers you, your family, and your passengers if they are injured in an accident.

Uninsured Motorist Bodily Injury ?

 

$20.47

$100,001 per person/$300,001 per occurrence

Pays for injuries caused by motorists who don't carry sufficient coverage for the extent of your damages.

 

Uninsured Motorist Property Damage ?

 

$20.78

$25,001 per occurrence/$250 deductible

Pays for damages to your vehicle caused by a driver without insurance.

Comprehensive (Other Than Collision) ?

 

$91.38

Non Deductible

Pays for vehicle and glass damage due to, among other causes, theft, vandalism, explosion and fire.

Collision ?

 

$221.62

Deductible: $251

Pays for damages to your vehicle caused by a collision or when it overturns.

Emergency Road Service ?

 

$5.08

Carried

Covers towing, lockout, labor for flat tires, or delivery of a loaned battery.

Rental Reimbursement ?

 

$22.04

$35/Day, $1,051Max

Pays toward expenses for a rental car while repairs are being completed as a result of a covered loss.

Link to comment
Share on other sites

$1208.66
plus 5 monthly payments 
of $1208.66 each 
6 month total policy premium: $7,221.94

 

 

Your Policy Coverage

What is Full Coverage?
$234.15
Bodily Injury Liability (BI) 

$15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
$164.65
Property Damage Liability (PD) 

$5,000 $10,000 $15,000 $20,000 $25,000 $50,000 $100,000 
$124.17
First Party Benefits (FPB) 

$5,000 medical /$0 funeral/$0 work loss $5,000 medical/$2,500 funeral/$0 work loss $5,000 medical/$2,500 funeral/$0 work loss/$25,000 death $5,000 medical/$0 work loss/$25,000 death $5,000 medical/$5,000 work loss $5,000 medical/$2,500 funeral/$5,000 work loss $5,000 medical/$2,500 funeral/$5,000 work loss/$25,000 death $5,000 medical/$5,000 work loss/$25,000 death $5,000 medical/$50,000 work loss $5,000 medical/2,500 funeral/$50,000 work loss $5,000 medical/2,500 funeral/$50,000 work loss/$25,000 death $10,000 medical/$0 funeral/$0 work loss $10,000 medical/$1,500 funeral/$0 work loss $10,000 medical/$2,500 funeral/$0 work loss $10,000 medical/$5,000 work loss $10,000 medical/$1,500 funeral/$5,000 work loss $10,000 medical/2,500 funeral/$5,000 work loss/$10,000 death $25,000 medical/$1,500 funeral/$25,000 work loss/$10,000 death $25,000 medical/$2,500 funeral/$5,000 work loss $50,000 medical/$2,500 funeral/$25,000 work loss/$10,000 death $50,000 medical/$1,500 funeral/$5,000 work loss $100,000 medical/$0 funeral/$0 work loss $100,000 medical/$1,500 funeral/$0 work loss $100,000 medical/$1,500 funeral/$0 work loss/$25,000 death $100,000 medical/$2,500 funeral/$0 work loss $100,000 medical/$2,500 funeral/$0 work loss/$25,000 death $100,000 medical/$1,500 funeral/$5,000 work loss $100,000 medical/$1,500 funeral/$5,000 work loss/$25,000 death $100,000 medical/$2,500 funeral/$5,000 work loss $100,000 medical/$2,500 funeral/$5,000 work loss/$25,000 death $100,000 medical/$1,500 funeral/$50,000 work loss $100,000 medical/$1,500 funeral/$50,000 work loss/$25,000 death $100,000 medical/$2,500 funeral/$50,000 work loss/$25,000 death Combination of limits up to $277,500 including $2,500 funeral/$25,000 death $5,000 medical/$0 funeral/$50,000 work loss/$25,000 death $100,000 medical/$0 funeral/$0 work loss/$25,000 death $100,000 medical/$0 funeral/$50,000 work loss/$0 death $100,000 medical/$2,500 funeral/$50,000 work loss/$0 death $100,000 medical/$0 funeral/$50,000 work loss/$25,000 death 
$16.68
Extraordinary Medical Benefits 

I decline  $1,000,000 
$84.67
Uninsured Motorist Bodily Injury 
Cannot be higher than your Bodily Injury (BI) limit
Stacked Unstacked  
I decline  $15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
$103.63
Underinsured Motorist 
Cannot be higher than your Bodily Injury (BI) limit
Stacked Unstacked  
I decline  $15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
included
Upgraded Accident Forgiveness (UAF) 

I select this option I decline 
included
Tort Options 

Limited Tort Full Tort 

What is Bodily Injury Liability?

Bodily Injury Liability pays damages for people injured or killed in an accident for which you are legally responsible. It also covers your legal defense if you are sued as a result of an accident. Learn more

State Minimum: $15,000/$30,000

People Like You Choose: Learn more

40%60%
001 Customers %
Limits of $50,000/$100,000 or more 40
Limits of less than $50,000/$100,000 60
 
 
40% — Limits of $50,000/$100,000 or more
 
60% — Limits of less than $50,000/$100,000

Example

You injure another driver in an accident and they have medical bills. This coverage will pay for the other driver's injuries up to the limit that you select. Learn more

Your Vehicle Coverage

What is Full Coverage?


Leased or Financed Vehicles require Comprehensive 
$2,471.69
 I declineNo deductible $50 deductible $100 deductible $200 deductible $250 deductible $500 deductible $750 deductible $1,000 deductible $1,500  deductible $2,000  deductible $2,500  deductible    


Leased or Financed Vehicles require Collision
$3,877.83
 I decline$100 deductible $150 deductible $200 deductible $250 deductible $500 deductible $750 deductible $1,000 deductible $1,500  deductible $2,000  deductible $2,500  deductible    

Requires Comprehensive
$79.57
 I decline  $30/day, $900 max per claim $35/day, $1,050 max per claim $45/day, $1,350 max per claim $50/day, $1,500 max per claim  

Requires Comprehensive or Collision
$5.00
 I declineI accept this coverage    

Requires Comprehensive and Collision
$59.90
 I decline$250 deductible    
Link to comment
Share on other sites

8 minutes ago, loveindia said:

@ronitreddy texas lo manaki telisina okathanu unnadu man for insurance... try hartford, inka cheap avochu emo needi... will give number when we meet remind me man...

sure man..thanks!!

Link to comment
Share on other sites

2 minutes ago, Spon said:
$1208.66
plus 5 monthly payments 
of $1208.66 each 
6 month total policy premium: $7,221.94

 

 

Your Policy Coverage

What is Full Coverage?
$234.15
Bodily Injury Liability (BI) 

$15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
$164.65
Property Damage Liability (PD) 

$5,000 $10,000 $15,000 $20,000 $25,000 $50,000 $100,000 
$124.17
First Party Benefits (FPB) 

$5,000 medical /$0 funeral/$0 work loss $5,000 medical/$2,500 funeral/$0 work loss $5,000 medical/$2,500 funeral/$0 work loss/$25,000 death $5,000 medical/$0 work loss/$25,000 death $5,000 medical/$5,000 work loss $5,000 medical/$2,500 funeral/$5,000 work loss $5,000 medical/$2,500 funeral/$5,000 work loss/$25,000 death $5,000 medical/$5,000 work loss/$25,000 death $5,000 medical/$50,000 work loss $5,000 medical/2,500 funeral/$50,000 work loss $5,000 medical/2,500 funeral/$50,000 work loss/$25,000 death $10,000 medical/$0 funeral/$0 work loss $10,000 medical/$1,500 funeral/$0 work loss $10,000 medical/$2,500 funeral/$0 work loss $10,000 medical/$5,000 work loss $10,000 medical/$1,500 funeral/$5,000 work loss $10,000 medical/2,500 funeral/$5,000 work loss/$10,000 death $25,000 medical/$1,500 funeral/$25,000 work loss/$10,000 death $25,000 medical/$2,500 funeral/$5,000 work loss $50,000 medical/$2,500 funeral/$25,000 work loss/$10,000 death $50,000 medical/$1,500 funeral/$5,000 work loss $100,000 medical/$0 funeral/$0 work loss $100,000 medical/$1,500 funeral/$0 work loss $100,000 medical/$1,500 funeral/$0 work loss/$25,000 death $100,000 medical/$2,500 funeral/$0 work loss $100,000 medical/$2,500 funeral/$0 work loss/$25,000 death $100,000 medical/$1,500 funeral/$5,000 work loss $100,000 medical/$1,500 funeral/$5,000 work loss/$25,000 death $100,000 medical/$2,500 funeral/$5,000 work loss $100,000 medical/$2,500 funeral/$5,000 work loss/$25,000 death $100,000 medical/$1,500 funeral/$50,000 work loss $100,000 medical/$1,500 funeral/$50,000 work loss/$25,000 death $100,000 medical/$2,500 funeral/$50,000 work loss/$25,000 death Combination of limits up to $277,500 including $2,500 funeral/$25,000 death $5,000 medical/$0 funeral/$50,000 work loss/$25,000 death $100,000 medical/$0 funeral/$0 work loss/$25,000 death $100,000 medical/$0 funeral/$50,000 work loss/$0 death $100,000 medical/$2,500 funeral/$50,000 work loss/$0 death $100,000 medical/$0 funeral/$50,000 work loss/$25,000 death 
$16.68
Extraordinary Medical Benefits 

I decline  $1,000,000 
$84.67
Uninsured Motorist Bodily Injury 
Cannot be higher than your Bodily Injury (BI) limit
Stacked Unstacked  
I decline  $15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
$103.63
Underinsured Motorist 
Cannot be higher than your Bodily Injury (BI) limit
Stacked Unstacked  
I decline  $15,000/$30,000 $20,000/$40,000 $25,000/$50,000 $50,000/$100,000 $100,000/$200,000 $100,000/$300,000 $300,000/$300,000 $300,000/$500,000 
included
Upgraded Accident Forgiveness (UAF) 

I select this option I decline 
included
Tort Options 

Limited Tort Full Tort 

What is Bodily Injury Liability?

Bodily Injury Liability pays damages for people injured or killed in an accident for which you are legally responsible. It also covers your legal defense if you are sued as a result of an accident. Learn more

State Minimum: $15,000/$30,000

People Like You Choose: Learn more

40%60%
001 Customers %
Limits of $50,000/$100,000 or more 40
Limits of less than $50,000/$100,000 60
 
 
40% — Limits of $50,000/$100,000 or more
 
60% — Limits of less than $50,000/$100,000

Example

You injure another driver in an accident and they have medical bills. This coverage will pay for the other driver's injuries up to the limit that you select. Learn more

Your Vehicle Coverage

What is Full Coverage?


Leased or Financed Vehicles require Comprehensive 
$2,471.69
 I declineNo deductible $50 deductible $100 deductible $200 deductible $250 deductible $500 deductible $750 deductible $1,000 deductible $1,500  deductible $2,000  deductible $2,500  deductible    


Leased or Financed Vehicles require Collision
$3,877.83
 I decline$100 deductible $150 deductible $200 deductible $250 deductible $500 deductible $750 deductible $1,000 deductible $1,500  deductible $2,000  deductible $2,500  deductible    

Requires Comprehensive
$79.57
 I decline  $30/day, $900 max per claim $35/day, $1,050 max per claim $45/day, $1,350 max per claim $50/day, $1,500 max per claim  

Requires Comprehensive or Collision
$5.00
 I declineI accept this coverage    

Requires Comprehensive and Collision
$59.90
 I decline$250 deductible    

endi idhi tedaga vundi....

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...