Personal loan help

[bradbell]

28 minutes ago, ringa_ringa said:

5-10k ithe ee option bane untadi, kani 25k kavali ante? 

Moreover credit card lo balance ekkuva unnani days mana credit score worst gane untadi, as long as your balance goes below 10-30%

Personal loan ithe only pull chesinapudu oka 20 points potayemo, but your credit score doesn't change much

I applied for the same card. My credit score was 800 and they approved for a limit of 12,500. I called them and asked to increase it for $24,000 and they did it.

I did a balance trnasfer to checking account using the cheque..0% interest for 21 months.

so basically the good credit score, more chance to get more credit.

[ronitreddy]

2 hours ago, bradbell said:

apply Citi Bank Diamond preferred card and you can get loan upto $10,000 based on your credti score. IF credit score is   good, then once the card arrives, you can call them and ask to increase the credit limit to wahtever amount you want. They will send two cheques by mail along with your credit card. So once they increase your credit limit, then do balance transfer by depositing the cheque in your checking account.

APR?

[ronitreddy]

2 hours ago, MegaPowerRockstar said:

As of my knowledge maa friend gadu apply chesadu...

and Federal banks ekkuava isthara close to $25k... obviously it depends on your score and pay checks... if you open an account with me then its a more advantage to negotiate on the loan amnt...

Nu Federal Bank Chairman aa man?

[Maryadaramanna]

1 hour ago, LivingLegend said:

5k ki loan pettava that too @13.5 apr ? simple ga balance transfer thiskunte poyedi ga man 

aa option vunte cheskonaa, no other option left at that time

[bradbell]

9 minutes ago, ronitreddy said:

APR?

0% APR for the first 21 months.

[ronitreddy]

10 minutes ago, bradbell said:

0% APR for the first 21 months.

Personal Loan ki 0% aa?

[Fight789]

ltt

[bradbell]

25 minutes ago, ronitreddy said:

Personal Loan ki 0% aa?

Not personal loan man. Citi diamond preferred credit card.

[ilovemyself]

3 hours ago, Bajanlal said:

Bhayyas,

did anyone of you applied personal loan here in US.? Entha varaku osthadhi loan? Em reason chepochu.? And eh bank la easy ga osthadhi.? Entha varaku untundhi interest rate?

evaraina apply chesthe cheppundri koncham

Hey. I got $25 k from discover for 6.99% in 2014. No hidden fees. DCU kuda esthadanta 25k for 5-10% APR. Totally depends on your credit report. But DCU vadiki call chesi ni scores chepthe credit report pull cheyakunda oka range chepthadu..try chei.. Lending tree or any peer loans matram apply cheyaku 15-20% antadu..credit report anavsaram ga pull chesthadu..waste of time.   DCU or Discover best. or apply a credit card with balance transfer.

 

[play4fun]

3 hours ago, Bajanlal said:

Bhayyas,

did anyone of you applied personal loan here in US.? Entha varaku osthadhi loan? Em reason chepochu.? And eh bank la easy ga osthadhi.? Entha varaku untundhi interest rate?

evaraina apply chesthe cheppundri koncham

DCU is best APR -8.5 FOR excellent credit

 

What is your credit score?? and max credit card limit?

and do you have car loan?

 dani batti apr or bank suggest chestaru 

 

[argadorn]

17 minutes ago, ilovemyself said:

Hey. I got $25 k from discover for 6.99% in 2014. No hidden fees. DCU kuda esthadanta 25k for 5-10% APR. Totally depends on your credit report. But DCU vadiki call chesi ni scores chepthe credit report pull cheyakunda oka range chepthadu..try chei.. Lending tree or any peer loans matram apply cheyaku 15-20% antadu..credit report anavsaram ga pull chesthadu..waste of time.   DCU or Discover best. or apply a credit card with balance transfer.

 

credit score entha undhi discover apply chestuhnadppudu....

[camsam]

Best I'd recommend is applying for a Chase Slate or Barclay Card as they give 0% APR for atleast 15 months . You can then do Balance transfer to your checking account and use as your wish.

Added benefit with chase slate is that they do not charge any balance transfer fee if you do Balance transfer in first 60 days . Barclays or most other cards are usually 3%.

[solman]

discover vadu 30 K varaku istadu...

couple of weeks back kooda naaku pre-approved offer pampadu... every 3 months pamputadu actual gaa..almost aa card unna valla andariki pamputadu anukunta..

[MegaPowerRockstar]

2 hours ago, ronitreddy said:

Nu Federal Bank Chairman aa man?

Federal Bank Chairman aythe ikkada endhuku untanu.... neetho sollu endhuku vesthanuu... 

[ronitreddy]

1 hour ago, bradbell said:

Not personal loan man. Citi diamond preferred credit card.

Mari loan annav enti man?