House cost

[Lukewalker]

6 minutes ago, Telugu_ammayi said:

h1 lo house konnacha ?

H1 lo house konachu, no issue. ikkada kone chala mandhi H1 lo ne unnaru, GC vache daaka wait cheyyatam waste

if things do not improve, GC vache lopu 30years mortgage kuda clear ayipovachu

[Telugu_ammayi]

1 minute ago, Lukewalker said:

zillow.com lo house address search cheste zestimate isthadu, like rough estimate of the house. you can also talk to local realtors and get estimate of the house you are looking at. 

400k- 500k pettadam worth ena kaadha anedhi you should decide. can you afford payments on $400k house? if your job long term, will you be in that area for atleast 5 years? also, comps (comparisions of other houses) chudali, recently sold list lo, check for similar houses sold recently iwth similar footage, beds, baths etc and compare, 

zillow lo recently sold filter pedithe you will find that info. 

also, in zillow and trulia if you select a house, they will show assigned schools with ratings. this way you can see if that is good school district or not. 

repairs ki insurance cover chesthundhi, but if you have to replace something like upgrade HVAC, replace roof just because its life is over and not because of storms, you have to put money from your pocket. 

also mowing ki, other seasonal maintenance ki em avthundhi anukuntunnam, but atleast $500 to $1000 avthundhi regular maintenance. 

desilu undy area ayithy best emmo kadha ....naaku telisina uncle asalu india lo invest cheyadhu ....already 400 k petti one house konnadu  ..malli .town home konni rent ki ichadhu ..ranch konnadu ...epudu manchi area lo land konii house contruct cheyistunadhu .....naa doubt enti anty india lo 1c-2c petti apt konnatam best or usa lo house konatama  .....considering h1 visa and contract job ....

[Lukewalker]

5 minutes ago, Telugu_ammayi said:

desilu undy area ayithy best emmo kadha ....naaku telisina uncle asalu india lo invest cheyadhu ....already 400 k petti one house konnadu  ..malli .town home konni rent ki ichadhu ..ranch konnadu ...epudu manchi area lo land konii house contruct cheyistunadhu .....naa doubt enti anty india lo 1c-2c petti apt konnatam best or usa lo house konatama  .....considering h1 visa and contract job ....

depends on where you want to settle, if your contract is good for atleast 5 years, or if you live in a city where you can find jobs in your tech and stay in the same for 5 years, ikkada konatam better, in my opinion. mee uncle ikkade settle avdham ani real estate invest chesthunadu, good for him, housing market is stable and raising slowly from 2011, so who ever bought in 2010 -2011 are already seeing profits and equity in their investment. 

also, India lo 1c- 2c petti apartment konte, deppreciate avthundhi, adhe house or land teeskunte rate peruguthundhi ani friends antunde. so house better in India, India housing market experts can chime in here. 

 

[Telugu_ammayi]

1 minute ago, Lukewalker said:

depends on where you want to settle, if your contract is good for atleast 5 years, or if you live in a city where you can find jobs in your tech and stay in the same for 5 years, ikkada konatam better, in my opinion. mee uncle ikkade settle avdham ani real estate invest chesthunadu, good for him, housing market is stable and raising slowly from 2011, so who ever bought in 2010 -2011 are already seeing profits and equity in their investment. 

also, India lo 1c- 2c petti apartment konte, deppreciate avthundhi, adhe house or land teeskunte rate peruguthundhi ani friends antunde. so house better in India, India housing market experts can chime in here. 

 

india lo apt preferring endhuku anty parents ki koncham safe and secured ga untundhi ani ......research chesi usa lo house konaali anty atleast 1 year ayithadhi ...mean while india lo apt konesthy ....too much financial burden avthadha?

[k2s]

35 minutes ago, Telugu_ammayi said:

anty enti .......asalu particular area lo market price ela calculate chestaru ;400k-500k petadham worth ena ...and school districts machivoo kadhoo ela telustayi .....repairs  ki insurance cover cheyadha .....

See in redfin or zillow

[Lukewalker]

1 minute ago, Telugu_ammayi said:

india lo apt preferring endhuku anty parents ki koncham safe and secured ga untundhi ani ......research chesi usa lo house konaali anty atleast 1 year ayithadhi ...mean while india lo apt konesthy ....too much financial burden avthadha?

bhayya, nee financial situation naakela telsusthadhi,edho telsindhi cheppamante chepta kaani India lo apt koni, ikad house konte burden avthadha na, adhem question?

nee question ela undhi ante naku ippudu aakali esthundha ledha cheppu chudham? okavela esthunte em thinalani pisthundhi naku adhi kuda cheppu chudham annattu undhi  

[Guest]

calling house expert k2s thatha

[Telugu_ammayi]

Just now, Lukewalker said:

bhayya, nee financial situation naakela telsusthadhi,edho telsindhi cheppamante chepta kaani India lo apt koni, ikad house konte burden avthadha na, adhem question?

nee question ela undhi ante naku ippudu aakali esthundha ledha cheppu chudham? okavela esthunte em thinalani pisthundhi naku adhi kuda cheppu chudham annattu undhi  

ofcourse ...first india lo invest chesi later usa lo cheyala ani na question

[Telugu_ammayi]

4 minutes ago, k2s said:

See in redfin or Zillow

[mettastar]

8 minutes ago, Telugu_ammayi said:

india lo apt preferring endhuku anty parents ki koncham safe and secured ga untundhi ani ......research chesi usa lo house konaali anty atleast 1 year ayithadhi ...mean while india lo apt konesthy ....too much financial burden avthadha?

Investment purpose aithe apartment waste adi kuda india lo aithe asale waste if you want to settle here

[Maryadaramanna]

56 minutes ago, Lukewalker said:

20% down pedithe, mortgage interest undadhu, lekapothe monthly $150-$500 mortgage interest pay cheyyali extra.. 

good credit score undali.

20% down bank lo atleast 6 months savings account lo eady approval. 

main market ela undhi follow avvali, there is no point of buying a $500k house when median price is $150 in that area, sell chesetapuudu evadu konadu. 

condo vs single family house pros and cons chuskovali. there is big list here, some prefer condos and HOA while some like independent single family

take in to considertaion, mortgage + interest + taxes + insurance, ideally if this is below 30% of your income, you should be good. 

rent vs buy calculator lo chusko http://www.realtor.com/mortgage/tools/rent-or-buy-calculator/ this shows how much you should be able to buy or if it is good to rent. 

also consider repairs, maintenance, lawn mowing, fall clean up, HVAC maintenance etc., 

gp

[MegaPowerRockstar]

1 hour ago, TOM_BHAYYA said:

10% down cheyadaniki savings unnaya ? First

bhayya i am not planning to buy now.. but idea kosam gathering info...

[Quickgun_murugan]

On ‎8‎/‎1‎/‎2016 at 8:57 AM, Lukewalker said:

yes, $150 or so if you are using conventional loan, but FHA loan allows just 3.5% down payment, then for a half a million house (where down payment is as low as $17500) , your PMI varies from $300 to $350. 

I mentioned $150 to $500 considering this, but if you go with conventional with atleast 10% down, you are right!

FHA loan ki H1 lo vallu qualify avthara?

[Lukewalker]

1 hour ago, Quickgun_murugan said:

FHA loan ki H1 lo vallu qualify avthara?

naadhi FHA loan bro, nenu H1 ee 

[crazymatta]

46 minutes ago, Lukewalker said:

naadhi FHA loan bro, nenu H1 ee 

deepam veliginchava kodiga or samacharam unna chotaki throllumu mamalni naa matta