Health insurance idea unnavallu itu randi

[Rimbolamaster]

Maa mesthri gadu health insurance istunnadu..300$ a month with 5000$ deductable and 6000$ co-insurance maximum. Idi best option aa lepote inkemanna  better options untaya.

 

[Rimbolamaster]

for the sfamming. Office network issues anukunta.

[sarkaar]

go to marketplace health care (https://www.healthcare.gov/login) . you can find better plans with less deductible and best network doctors.

[sattipandu]

3 minutes ago, sarkaar said:

go to marketplace health care (https://www.healthcare.gov/login) . you can find better plans with less deductible and best network doctors.

will this work for short term plans ?

[sarkaar]

9 minutes ago, sattipandu said:

will this work for short term plans ?

As per the Obama care, one should be enrolled/covered under health insurance program with no exceptions. otherwise they will be penalised. either 2.5% of annual income or $695 per person.

When you enroll there is no short term plans. but you can discontinue after any number of months. but again you will be penalised for the uncovered number of months.

if you are not covered for two consecutive months, you wont be penalised. if you are not covered for more than 2 months, then there will be penalty.

say for example, you want to enroll in 2017.

then you can skip Jan and FEB and start the enorllement date of march 2017 and then start paying until decemeber 2017/. this way you can avoid and save Jan and Feb premiums.

suppose you started in march 2017 and discontinued in july 2017, then your penality will be calculated for the uncovered months (Aug 2017 to Dec 2017).

I am doing this for the last 2 yrs.

Insurance with employer is BullSheet..

[ALFANI]

32 minutes ago, sarkaar said:

As per the Obama care, one should be enrolled/covered under health insurance program with no exceptions. otherwise they will be penalised. either 2.5% of annual income or $695 per person.

When you enroll there is no short term plans. but you can discontinue after any number of months. but again you will be penalised for the uncovered number of months.

if you are not covered for two consecutive months, you wont be penalised. if you are not covered for more than 2 months, then there will be penalty.

say for example, you want to enroll in 2017.

then you can skip Jan and FEB and start the enorllement date of march 2017 and then start paying until decemeber 2017/. this way you can avoid and save Jan and Feb premiums.

suppose you started in march 2017 and discontinued in july 2017, then your penality will be calculated for the uncovered months (Aug 2017 to Dec 2017).

I am doing this for the last 2 yrs.

Insurance with employer is BullSheet..

 

 

The Open Enrollment Period for 2017 is November 1, 2016 — January 31, 2017. Kada March lo ela enroll avutavu ?

[sarkaar]

7 minutes ago, ALFANI said:

The Open Enrollment Period for 2017 is November 1, 2016 — January 31, 2017. Kada March lo ela enroll avutavu ?

Open enrollemnt last date will be Feb 15 2017. And if you enroll between Jan 15 and Feb15, your coverage starts from MArch 1 2017. adhi lekka

[tiger_sathi]

5000 deductable a a ? chala ekkuva... waste plan adhi... change it.. nenu 0 deductable 330 kadatha

[mastercheif]

55 minutes ago, sarkaar said:

As per the Obama care, one should be enrolled/covered under health insurance program with no exceptions. otherwise they will be penalised. either 2.5% of annual income or $695 per person.

When you enroll there is no short term plans. but you can discontinue after any number of months. but again you will be penalised for the uncovered number of months.

if you are not covered for two consecutive months, you wont be penalised. if you are not covered for more than 2 months, then there will be penalty.

say for example, you want to enroll in 2017.

then you can skip Jan and FEB and start the enorllement date of march 2017 and then start paying until decemeber 2017/. this way you can avoid and save Jan and Feb premiums.

suppose you started in march 2017 and discontinued in july 2017, then your penality will be calculated for the uncovered months (Aug 2017 to Dec 2017).

I am doing this for the last 2 yrs.

Insurance with employer is BullSheet..

JAN and FEB lo hibernation stage ki pothava man ?

[DiscoKing]

56 minutes ago, sarkaar said:

As per the Obama care, one should be enrolled/covered under health insurance program with no exceptions. otherwise they will be penalised. either 2.5% of annual income or $695 per person.

When you enroll there is no short term plans. but you can discontinue after any number of months. but again you will be penalised for the uncovered number of months.

if you are not covered for two consecutive months, you wont be penalised. if you are not covered for more than 2 months, then there will be penalty.

say for example, you want to enroll in 2017.

then you can skip Jan and FEB and start the enorllement date of march 2017 and then start paying until decemeber 2017/. this way you can avoid and save Jan and Feb premiums.

suppose you started in march 2017 and discontinued in july 2017, then your penality will be calculated for the uncovered months (Aug 2017 to Dec 2017).

I am doing this for the last 2 yrs.

Insurance with employer is BullSheet..

gp

[iamlikethis]

17 minutes ago, tiger_sathi said:

5000 deductable a a ? chala ekkuva... waste plan adhi... change it.. nenu 0 deductable 330 kadatha

em plan bossu needhi.. me emp plan aa 0 deductable 330 ki? .

[sarkaar]

17 minutes ago, mastercheif said:

JAN and FEB lo hibernation stage ki pothava man ?

hibernation kadhu man. You can save money.

if you are not confident about your health for that two months, then go and get covered for Jan and Feb as well.

[mastercheif]

7 minutes ago, sarkaar said:

hibernation kadhu man. You can save money.

if you are not confident about your health for that two months, then go and get covered for Jan and Feb as well.

jokina man ... DB ante ne mazak 

[sarkaar]

4 minutes ago, mastercheif said:

jokina man ... DB ante ne mazak 

sooch hamesha achchi hoti hai ... matlab badal jaata hai

[Maryadaramanna]

41 minutes ago, tiger_sathi said:

5000 deductable a a ? chala ekkuva... waste plan adhi... change it.. nenu 0 deductable 330 kadatha

plan and location seppi punyam kattuko dora