Credit Score Help...

[ArjunKumar]

Hi all,

 

Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected.

Reason: Low Fico Score.....630 vundhi...

credit score improve chesukovadam ela...

e score ki cards ichey banks emaina vuntey suggest cheyandi please...

as of now na dhagara bofa cc vundhi...

 

Thanks

[Parking]

16 minutes ago, ArjunKumar said:

Hi all,

 

Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected.

Reason: Low Fico Score.....630 vundhi...

credit score improve chesukovadam ela...

e score ki cards ichey banks emaina vuntey suggest cheyandi please...

as of now na dhagara bofa cc vundhi...

 

Thanks

try to apply chase and citi also, they will also be rejected then you are good to go 

[acuman]

24 minutes ago, ArjunKumar said:

Hi all,

 

Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected.

Reason: Low Fico Score.....630 vundhi...

credit score improve chesukovadam ela...

e score ki cards ichey banks emaina vuntey suggest cheyandi please...

as of now na dhagara bofa cc vundhi...

 

Thanks

Take secure cards like 500$ bank lo vesthe 500$ credit limit istharu. Kaani credit union secure cards manchivi antaru. Check with them dcu

[ArjunKumar]

15 minutes ago, acuman said:

Take secure cards like 500$ bank lo vesthe 500$ credit limit istharu. Kaani credit union secure cards manchivi antaru. Check with them dcu

Thanks Bro...

[ArjunKumar]

31 minutes ago, Parking said:

try to apply chase and citi also, they will also be rejected then you are good to go 

ok bro...edho theliyaka ala apply chesaanu...meru cheparu ga ..inka carefull ga vunta...all three credit bureaus ki report chesey secure credit cards ichey banks thelisthey cheppu...

[Peter123]

1 hour ago, ArjunKumar said:

Hi all,

 

Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected.

Reason: Low Fico Score.....630 vundhi...

credit score improve chesukovadam ela...

e score ki cards ichey banks emaina vuntey suggest cheyandi please...

as of now na dhagara bofa cc vundhi...

 

Thanks

Credit score improve chesukovalante, you can do this bro

secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu...

inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi

another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance.

ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good,

neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! 

[krrish4u]

aa credit score ki capitalone vadu okade istademo with annual fee & high APR

[ArjunKumar]

5 hours ago, Peter123 said:

Credit score improve chesukovalante, you can do this bro

secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu...

inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi

another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance.

ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good,

neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! 

Thanks bro...edhey chesthaanu...

[k2s]

Very nice

[Butterthief]

6 hours ago, ArjunKumar said:

ok bro...edho theliyaka ala apply chesaanu...meru cheparu ga ..inka carefull ga vunta...all three credit bureaus ki report chesey secure credit cards ichey banks thelisthey cheppu...

Credit union secure cards

[BoltOptions]

7 hours ago, ArjunKumar said:

Hi all,

 

Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected.

Reason: Low Fico Score.....630 vundhi...

credit score improve chesukovadam ela...

e score ki cards ichey banks emaina vuntey suggest cheyandi please...

as of now na dhagara bofa cc vundhi...

 

Thanks

Asalu score Enduku antha takkuva undi ? 

Do you have high balances on your existing credit cards ?

Do you have personal loans ?

Do you have any late payments ?

Dont apply to many credit card lenders. This will affect your score negatively.

 

[DeerPark]

creditkarma is free ...oka sari andulo register chesuko , creditkarma vade nuvvu elgible cards ento recommend chesthadu and he will clearly explain you the factors effecting your credit score . 

[Maryadaramanna]

17 hours ago, Peter123 said:

Credit score improve chesukovalante, you can do this bro

secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu...

inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi

another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance.

ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good,

neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! 

[Maryadaramanna]

[Maryadaramanna]

jai balayya