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X3 vs XC60 vs Q5 for lease


telephone

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2 minutes ago, BUDDY said:

3 years lease cheytaaniki how expensive will it be ? ... warranty cover avthadi kada for majority of the issues , all that he'll be spending would be on fuel and service that's it .... adi kuda kastam ankunte i think luxury car konatam waste

Yo man are u same old Buddy?

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2 hours ago, Batman_fan said:

Not just grand, lot more than that.  After 3 years whatever you pay is just payment that you are giving away for nothing and just to stay up-to-date?

Probably not just grand

but here is the breakdown If I had chosen lease or sale (which I did) in 2012

car value: 25000

lease : 340/mm for 36 mn = 12240 ( let's say I leased similar car again for 2 more years and calculate for 60 mn i.e. 5 yrs = 20400.

Sale : i paid 460/mn for 5 yrs = 27600. Now my car value in kbb = 9600. So I paid 18000.

so I saved 2400 by buying instead of leasing at the end of 5 yrs. but I am driving an old car that's now obsolete in technology and has lost resale value. 

 

Now coming to current status I don't want to go through same circle again.

 

although it's a valid point that now that I own this car and does not need to pay anything on monthly basis which is much cheaper compared to leasing. But while doing that although we are not paying any money we still depreciate thae car value in resale which if we count is very marginal I thought.

 

 

 

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11 minutes ago, telephone said:

Yes. It's gonna change in 2018 and reflects all the tech and platform of xc90 which I actually liked

maybe that's what the dealeship guy told u to make u buy the current model , ask him to give it in writing and see what he says @3$% 

actually , xc60 is getting a full makeover like the current xc90 mostly this year end or early next year ... 

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16 minutes ago, telephone said:

Probably not just grand

but here is the breakdown If I had chosen lease or sale (which I did) in 2012

car value: 25000

lease : 340/mm for 36 mn = 12240 ( let's say I leased similar car again for 2 more years and calculate for 60 mn i.e. 5 yrs = 20400.

Sale : i paid 460/mn for 5 yrs = 27600. Now my car value in kbb = 9600. So I paid 18000.

so I saved 2400 by buying instead of leasing at the end of 5 yrs. but I am driving an old car that's now obsolete in technology and has lost resale value. 

 

Now coming to current status I don't want to go through same circle again.

 

although it's a valid point that now that I own this car and does not need to pay anything on monthly basis which is much cheaper compared to leasing. But while doing that although we are not paying any money we still depreciate thae car value in resale which if we count is very marginal I thought.

 

 

 

leasing is always a better option if u get a good interest rate man , there's no contest to this argument .... after the warranty period expires u'll endup spending a shitt ton of money on upkeep and maintenance, especially in the case of luxury cars

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22 minutes ago, BUDDY said:

leasing is always a better option if u get a good interest rate man , there's no contest to this argument .... after the warranty period expires u'll endup spending a shitt ton of money on upkeep and maintenance, especially in the case of luxury cars

Scratches and dents padi 500$ deductibles petti contrast vundo leedo chepu.

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40 minutes ago, BUDDY said:

leasing is always a better option if u get a good interest rate man , there's no contest to this argument .... after the warranty period expires u'll endup spending a shitt ton of money on upkeep and maintenance, especially in the case of luxury cars

if you are planning to rotate car every 3 years lease is better if not then its not worth, even if you keep the car one more year buying a car makes lots sense than leasing. include tax tag title n dealer fees not just down payment to decide between lease vs buy, also insurance premiums if you keep buying new cars every three years you are always paying premium dollars to insurance company due to new one

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42 minutes ago, KothaHero said:

if you are planning to rotate car every 3 years lease is better if not then its not worth, even if you keep the car one more year buying a car makes lots sense than leasing. include tax tag title n dealer fees not just down payment to decide between lease vs buy, also insurance premiums if you keep buying new cars every three years you are always paying premium dollars to insurance company due to new one

yeah true but the downside is , when the car is out of warranty it just takes one mechanical issue to put a big dent in ur wallet ...u'll be paying tax only  on the amount u'll be paying towards the first 3 years of ur payments right ? , i dont think u'll pay tax on the entire MRP of the car ... dealer fees i think u can always negotiate .... but i feel that owning a luxury car that's out of warranty is just a big liability

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