HSA plan meede mee opinion

[Barney_Stinson]

hsa is savings account and be linked with a insurance plan... correct ?

[rahulroy4u]

HSA is best bro rather than regular, regardless of family/single. You will still have most of the benefits like the regular one, like provider discounts. Also neeku HSA account undi anuko and you don't have enough money in it to get a procedure done, you can pay it from credit cards and write yourself a check  a year later or whenever you have enough money in HSA for the amount you spent. Just Contribute the difference amount you otherwise would pay for full insurance to HSA.

[iddaritho]

Yes HSA is best in one way.

You get 1500 from employer and you contribute up to 5250 this is tax free ( you will save around 1500 dollars on tax ) 

Premium is lesser for HSA by at least 100 dollars a month 

And you will have Co pays with ppo, but not with the HSA 

 

Max u will pay is 6000 for whole family 

So if you add up you will gain 1200 + 1500+1500 that is 4200 dollars 

And even if you pay max 6000 that is not bad 

Fsa is also good if u leaving employer It is tax free and also u can use for dental 

Emin dental problem vasthe use chesukocahu 

If u leave , u don't need to pay back employer 

But this is use it or loose it 

Other tax saving is dependent care fsa ,If you have kids use that money to pay for Day care , School fees , out of school activities , max is 5000 dollars , you can save around 2000 dollars in taxes 

but this is also use it or loose it , and you can carry over only 500 dollars 

Other is 401K , Deposit maximum match dollar , for example if your employer matches upto 6 % deposit that amount , he will pay you 3 % if he is average employer and an additional 2 % , so 

 

 

 

 

 

 

 

[Barney_Stinson]

401k is taxablenow or at withdrawal... good thing is free $. that emplyr matches

[laskutapa]

On 10/25/2016 at 10:14 AM, mastercheif said:

anybody on this and how do they like it ?