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LIC india plans evaraina theskunara ?


perugu_vada

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evaraina LIC india lo theskunara ? like 15-20yr plans ? 

lets say year ki 1Lakh or so pay chesthe entha osthaay on an avg after 15 or 20yrs ?

browse chesa internet lo kani .. clarity raledu naku .. 

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Oka policy undi LIC Jeevan bheema. Annual premium 60,000

term 15 yrs- you can withdrwa amount after 5 yrs but not before 5 yrs. but after 15 yrs you get 12 lakhs on top of your total premium.

contact lic agent, they give u better idea. 

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9 minutes ago, perugu_vada said:

evaraina LIC india lo theskunara ? like 15-20yr plans ? 

lets say year ki 1Lakh or so pay chesthe entha osthaay on an avg after 15 or 20yrs ?

browse chesa internet lo kani .. clarity raledu naku .. 

whats your objective?

 

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24 minutes ago, sarkaar said:

Oka policy undi LIC Jeevan bheema. Annual premium 60,000

term 15 yrs- you can withdrwa amount after 5 yrs but not before 5 yrs. but after 15 yrs you get 12 lakhs on top of your total premium.

contact lic agent, they give u better idea. 

koncham expalin chey bhayya

 

15 years * 60,000/per annum  pay cheste ,  15 years tarvata   9,00,000 + 12,00,000  vasthaya ....or only 12lakhs vasthaya

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1_pic.jpg.aspx

 

Notes:

  1. The Single Premium shown above is exclusive of tax.
  2. This illustration is applicable to a non-smoker male/female standard (from medical, life style and occupation point of view) life.
  3. The non-guaranteed benefits (1) and (2) in above illustration are calculated so that they are consistent with the Projected Investment Rate of Return assumption of 4% p.a.(Scenario 1) and 8% p.a. (Scenario 2) respectively. In other words, in preparing this benefit illustration, it is assumed that the Projected Investment Rate of Return that LICI will be able to earn throughout the term of the policy will be 4% p.a. or 8% p.a., as the case may be. The Projected Investment Rate of Return is not guaranteed.
  4. The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
  5. The amount shown under benefit payable on survival at the end of the policy term is the Maturity Benefit.
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40 minutes ago, sarkaar said:

Oka policy undi LIC Jeevan bheema. Annual premium 60,000

term 15 yrs- you can withdrwa amount after 5 yrs but not before 5 yrs. but after 15 yrs you get 12 lakhs on top of your total premium.

contact lic agent, they give u better idea. 

Gp

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1 minute ago, Luke said:

i have 2 plans

ye plans theskunnaav ? entha pay chesthaav yearly ? enni years term ? entha osthaay money after the term ? explain and educate us more uncle

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13 minutes ago, Spartan said:

1_pic.jpg.aspx

 

Notes:

  1. The Single Premium shown above is exclusive of tax.
  2. This illustration is applicable to a non-smoker male/female standard (from medical, life style and occupation point of view) life.
  3. The non-guaranteed benefits (1) and (2) in above illustration are calculated so that they are consistent with the Projected Investment Rate of Return assumption of 4% p.a.(Scenario 1) and 8% p.a. (Scenario 2) respectively. In other words, in preparing this benefit illustration, it is assumed that the Projected Investment Rate of Return that LICI will be able to earn throughout the term of the policy will be 4% p.a. or 8% p.a., as the case may be. The Projected Investment Rate of Return is not guaranteed.
  4. The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
  5. The amount shown under benefit payable on survival at the end of the policy term is the Maturity Benefit.

ivi chusa kani anthaga ardham kaledu .. friend okadu 25lakhs paying annadu for 20yr term ki total .. after 20yrs 1c osthaay annaadu .. nammabudhi kaledu naku

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nenu LIC agent kosam prepare ayyi exam rasi pass ayyanu.... 

most of their policies will give interest + principle at the time of maturity. 

for some policies  the policy holder should need to be dead after minimum time period then he will be benefited. To get the money the nominee should submit all the proofs and the application will be processed  for 6 months+ and no one knows whether it will be approved and money will be released in a year.

 

So I dont want to invest in LIC but keep money at the banks for interest and I can take money at any time and use them wherever I want and no need of waiting.

 

FD it and mutual fund lo pettukindi... ippudu bonds meeda manchi options vasthunayi anta... if you have time research on that

 

 

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