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Credit Card limit


zoolakataka_14

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31 minutes ago, zoolakataka_14 said:

deenamma jeevitham, US ki ochi 5 yrs avthunna naa max credit limit 10k ne bhayya. credit limit lu etla penchukovalo cheppandi bros without affecting credit score ? any ideas

Credit  cards endhuku bayya.. kothalo bagne vuntadi kani ponu ponu debts clear avavu interests kadthune vuntavu.. build your credit until you really need to commit something(car, home)

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14 hours ago, zoolakataka_14 said:

deenamma jeevitham, US ki ochi 5 yrs avthunna naa max credit limit 10k ne bhayya. credit limit lu etla penchukovalo cheppandi bros without affecting credit score ? any ideas

How much are you utilizing ? If monthly 7-8 K use cheste kaani penchadu. Instead apply for another card. Chaala manchi credit cards ekkuva unte bad antaru but atleast 30K limit unte better. Credit score depends on how much limit you have and how much you are utilizing. If you spend monthly $1K on cards, 2-3 cards with 30K total limit is always better than 1 cards with 10K limit.

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I have around 40K ... 5 cards... 8K need to pay.. oka 3 cards 15K varaku unnay 0 kattali but unchukunna eppudaina emergency situation lo panikosthay ani

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