house konna vallu or in process oka sari come here.. help

[afmod1]

Downpayment entha kadithe PMI tagguthadi (always 20% aa or its different for lenders?)

Rate and APR difference enti?

what was/is your APR for your mortgage loan?

Also

HOA valla benefits enti?

Home Insurance ki evainam manchi companies unte suggest plz...

 

 

[Batman_fan]

[SwamyRaRa]

3 minutes ago, Batman_fan said:

Gp

[crazymatta]

Just now, SwamyRaRa said:

Gp

Vuu

[infoseeker786]

Bro.Just a question.ippudu unna paristhitulalo illu konadam safe a?oka couple of years agi konte better emo kadha?here might be some changes in h1b and gc rules.wat is ur opinion?

[gudboy]

2 minutes ago, infoseeker786 said:

Bro.Just a question.ippudu unna paristhitulalo illu konadam safe a?oka couple of years agi konte better emo kadha?here might be some changes in h1b and gc rules.wat is ur opinion?

+1

but if both are working..it is a safe bet

[afmod1]

3 minutes ago, infoseeker786 said:

Bro.Just a question.ippudu unna paristhitulalo illu konadam safe a?oka couple of years agi konte better emo kadha?here might be some changes in h1b and gc rules.wat is ur opinion?

GC H1b tensions eppudu undeve brother... as long as you have stable job its not a big deal.. worst case lo 10geyy kattam ani india vellipovatamey... ofcourse aa scenario radanuko..

[chicchara]

13 minutes ago, afmod1 said:

Downpayment entha kadithe PMI tagguthadi (always 20% aa or its different for lenders?)

Rate and APR difference enti?

what was/is your APR for your mortgage loan?

 

20% is ideal ani housing lending system decide chesindhi. so tht 20% liquid untey atleast loan approval and deal workout karchulaki saripothayi...oka vela nuv assam aitey.

okavela nuvvu 10% ey kaditey.. inko 10% bank kaduthundi... bank kattina aa 10% ki neeku Interest vesthundi..tht is called PMI. 

so 20% kaditey neeku aa PMI undadhu anamaata.

https://www.consumerfinance.gov/askcfpb/135/what-is-the-difference-between-a-mortgage-interest-rate-and-an-apr.html

There is a possible hike in rates in comin up 6 months. 2 hikes avthaye ani market lo talk. market baagundhi. 

rate increased from 3 to 3.5 in last month(this int rate is for ppl wit credit score =800+)

[afmod1]

Just now, chicchara said:

20% is ideal ani housing lending system decide chesindhi. so tht 20% liquid untey atleast loan approval and deal workout karchulaki saripothayi...oka vela nuv assam aitey.

okavela nuvvu 10% ey kaditey.. inko 10% bank kaduthundi... bank kattina aa 10% ki neeku Interest vesthundi..tht is called PMI. 

so 20% kaditey neeku aa PMI undadhu anamaata.

I have a friend who put 15% and no PMI... so how that works anedi doubt ochindi? (he bought in 2014)

[Chitti_Robo_Rebuilt]

12 minutes ago, afmod1 said:

Downpayment entha kadithe PMI tagguthadi (always 20% aa or its different for lenders?)

Rate and APR difference enti?

HOA valla benefits enti?

what was/is your APR for your mortgage loan?

 

4% Katrina friend unnadu but edo extra insurance untadi adoka bokka

3.3% rate tho konnadu athanu

db peddalu ippudu correct time kadu antunnaru check once

[RahuI_PG]

8 minutes ago, infoseeker786 said:

Bro.Just a question.ippudu unna paristhitulalo illu konadam safe a?oka couple of years agi konte better emo kadha?here might be some changes in h1b and gc rules.wat is ur opinion?

ee bongulaa h1bb lolli gc lolli eppudu undeveee..    eppudo appuduu settle avali ga uncles nu anattu inko few yrs taruvatha guarante untadhaaa.. same prices untaya.. so ivannni lite uncles manam pettukunave correct place correct situatn chusukonii investtt cheyadam uthamam pakkanodi maatlalu vini sankaa naake kante mana maata vini rendu sanakalu naakovadam bettr uncles

[Dasani_das]

15 minutes ago, afmod1 said:

Downpayment entha kadithe PMI tagguthadi (always 20% aa or its different for lenders?)

Rate and APR difference enti?

what was/is your APR for your mortgage loan?

Also

HOA valla benefits enti?

Home Insurance ki evainam manchi companies unte suggest plz...

 

 

Chase 15% down cheste PMI avoid chestundhi, kavali ante cheppu contact PM chesta. ekkada konali anukuntunnav nuvvu

[RahuI_PG]

3 minutes ago, afmod1 said:

I have a friend who put 15% and no PMI... so how that works anedi doubt ochindi? (he bought in 2014)

lenders underwriters bati untadhiii uncless adi anthaaa

[afmod1]

Just now, Dasani_das said:

Chase 15% down cheste PMI avoid chestundhi, kavali ante cheppu contact PM chesta. ekkada konali anukuntunnav nuvvu

contact info PM bhayya...

[afmod1]

3 minutes ago, Chitti_Robo_Rebuilt said:

4% Katrina friend unnadu but edo extra insurance untadi adoka bokka

3.3% rate tho konnadu athanu

db peddalu ippudu correct time kadu antunnaru check once

ippudu rates 4.25 Plus kanna taggatledu evvadu...