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Parking lot lo chinna collision


tennisluvr

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19 hours ago, tennisluvr said:

poddunna konchem tondarlo unde office ki late ayyindi, 6 floor parking deck untadi office lo akkada top lo tappa ekkada place ledu park cheyataniki. Sare okay ani konchem tondarlo unde by mistake pakkana unna car ki slight ka dash ichindi naa car. Idi naa own car kaadu rental car. 

Immediately told the security what happened and notified the owner of the other car, reported a claim to my insurance to take care of the bumper damage done to his car. Acura MDX athani car, adi repair ki body shop(Acuras own bodyshop) vadu $3500 ani cheptunnadu just bumper replacement ki. 

Naadi $500 deductible, so ippudu naa question enti ante there's no rental car insurance coverage on my vehicle but my insurance is going to cover it's damages. Ippudu ee claim valla naadi premium increase avutunda. 

Naa badha enti ante innellu almost in the 11 years I have had my license eppudu accident cheyaledu naa matuku nenu. First time idi, so do you guys think premium is going to increase for my insurance payment due to this incident? 

bumper replacement ki 500$ max .. call some craigslist automotive guy .. he will come to your home and fix it. it s small cosmetic fix.

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21 minutes ago, tennisluvr said:

Interesting. Naaku oka sari ilane evado venaka nundi ochi dash ichadu adi kooda when the light was red. He was texting on his phone and didn't brake in time, sare naa car ki bumper damage ayyindi around $2500 repair and his insurance took care of it. This happened last year in October. I renewed my GEICO insurance this year in Jan and premium kastha raise ayyindi but then GEICO told me that's because I moved to a different state where the premiums are higher and not anything to do with the accident as GEICO didn't have to spend any amount on my repairs since the other party's insurance took care of it. 

Even in the past oka sari ilane GEICO vadu parking lot lo evado naa car ni kottadani naa insurance raise cheyataniki try chesthey he said sorry and accepted it's not my fault, appudu naa insurance $25/month tagginchadu from the quoted price. So if it's not your fault your premiums shouldn't raise, and you can tell them about it. I think it's a law. 

Ninnati case lo naade thappu but I am trying to see if accident forgiveness can be applied since it's the first time ever that I am at fault. One of my friends went through the same thing and he had accident forgiveness take care of it. 

nenu vaditho cheppa, adi naa thappu kadu kada ani, he agreed that it was not my mistake, but nee history lo undi annadu. I was shifting from State Farm to Gieco. State Farm vadu 112 cheppadu, so vedini try chesthe, better policy 91 undi website lo. Last lo call and confirm ante chesa. Vadu ee sollu cheppi 130 annadu. Last time accident ayinappudu I was using gieco.

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4 minutes ago, play4fun said:

bumper replacement ki 500$ max .. call some craigslist automotive guy .. he will come to your home and fix it. it s small cosmetic fix.

Yes naadi ayithey I can do that but guddinodu wants to get it replaced by the dealership. 

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2 minutes ago, Reddy86 said:

nenu vaditho cheppa, adi naa thappu kadu kada ani, he agreed that it was not my mistake, but nee history lo undi annadu. I was shifting from State Farm to Gieco. State Farm vadu 112 cheppadu, so vedini try chesthe, better policy 91 undi website lo. Last lo call and confirm ante chesa. Vadu ee sollu cheppi 130 annadu. Last time accident ayinappudu I was using gieco.

so did you go with State Farm then? 

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19 hours ago, tennisluvr said:

YEah I tried that too. I have Amex Gold which I used to rent the car, but when I called them and spoke to them they are saying that they don't cover liability which is what they are saying happened in this particular case. 

Yes, they are right they do not cover liability only rental car damages cover chestaayi

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3 minutes ago, argadorn said:

police report lekuntay ...car history lo undadhu ...but  e insurance vallu report chestharu nee drivers history denggii poyi untadhi 

Maree cheptavayya idemanna DUI na, parking lot lo minor collision. 

No police case, insurance ki reported since bumper replacement ki showroom vaadu saying 3k along with labor and other checks, anduke insurance using. 

Premium peragachu but deeni valla drivers history dengi podda, em cheptunnavayya

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3 minutes ago, argadorn said:

police report lekuntay ...car history lo undadhu ...but  e insurance vallu report chestharu nee drivers history denggii poyi untadhi 

police report lekapote insurance cover chestunda.. vadu police report kavali antadu 

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23 minutes ago, Reddy86 said:

nenu vaditho cheppa, adi naa thappu kadu kada ani, he agreed that it was not my mistake, but nee history lo undi annadu. I was shifting from State Farm to Gieco. State Farm vadu 112 cheppadu, so vedini try chesthe, better policy 91 undi website lo. Last lo call and confirm ante chesa. Vadu ee sollu cheppi 130 annadu. Last time accident ayinappudu I was using gieco.

@eddy86 finally am decide chesav geico na state farm?

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2 minutes ago, JollyBoy said:

police report lekapote insurance cover chestunda.. vadu police report kavali antadu 

Yes covers. Ninna GEICO tho matladithey police report avasaramu ledu annadu he already opened a claim on this

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23 minutes ago, tennisluvr said:

so did you go with State Farm then? 

112 ki state farm vadu 500 deductible in comprehensive, same price ki gieco vadu 0 deductible on comprehensive. So went with Gieco.

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Just now, Reddy86 said:

112 ki state farm vadu 500 deductible in comprehensive, same price ki gieco vadu 0 deductible on comprehensive. So went with Gieco.

bl@st

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25 minutes ago, Reddy86 said:

@ferocious_phirangi 112 ki state farm vadu 500 deductible in comprehensive, same price ki gieco vadu 0 deductible on comprehensive. So went with Gieco.

inthaki adi ae car like 2015 or above or below?

make and model

 

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