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what is the interest rate on your auto loan


kumarkusa

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49 minutes ago, sarvamangalam said:

chase ki refinance cheyinchava ? or first nunchi vaadu ade rate ichada ?

 

First nunchi adhe rate. Naku DCU daggara preapproved 1.49 unde but naa salary direct deposit and cc istha annadu direct deposit lekapothe 1.99 annadu. So car thesukunnapudu dealer dagara financing associate maa daggara 2.89 ki istham thesuko annadu naa daggara already 1.49 ki preappoved undi ani cheppa. So vadu 1.89 ki chase isthundi nee ok ayithe process chedam annadu. DCU direct deposit nenu cheyadu anukunna since anni atms undav anni chotla so chase almost match chesadu andhuke chase ki vellipoya.

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I'm not sure if your credit will impact your lease rate , may be the initial down payment you need to make etc

For buying a car , your credit will count , but if you are opting for some offers where there is 0% interest rate etc , it does not matter

My opinion is that automobiles are depreciating assets , why pay interest on them ?  Makers like Toyota ,  Subaru does offer 0% rates now. 

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9 hours ago, Peddayana said:

I'm not sure if your credit will impact your lease rate , may be the initial down payment you need to make etc

For buying a car , your credit will count , but if you are opting for some offers where there is 0% interest rate etc , it does not matter

My opinion is that automobiles are depreciating assets , why pay interest on them ?  Makers like Toyota ,  Subaru does offer 0% rates now. 

Only on new cars though. I mostly buy certified pre owned cars. The got a new car takes in depreciation isn't going to be offset by the higher interest rate on a CPO car

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