90k Chredit chard appu

[Android_Halwa]

1 hour ago, trent said:

Ts inka min payments kaduthunte, just credit score poor lo vuntadi, consolidation n india nunchi money den kochi kadithe with in 6 months lo credit score up ayiddi.

then easy ga limits n loans increase avtay. 

explain it pls 

babu chitti, adoka myth...loan clear chesthe credit score perugutadi ani,kotha loans teeyochu ani..

reality endante, you will be termed as vulnerable and desperate for loans and considered as highly risky borrower if you do so like that...

heavy debts ni instant ga pay chesi again loan ki apply chesthe, mundu vunna limit lo niku barely 20-30% vastadi anthe...Instantly you will be classified as high risk borrower and even the lender will be cautious while giving you any credit. even if he does, APR would be very high and thus they secure the loan expecting you borrow some more money just to repay the previous loan which is called a refinance. Thus transfering the risk from one institution to another institution...

ie trick antha successful aithe, india ki dobeysey prati okadu ade chestadu kada...100k loan teesukoni daniki oka 5k interest vesi oka 1 month lo kattesei, apudu 300k ravali kada loan..

credit score is different and credit history is different...

[Android_Halwa]

1 hour ago, ParmQ said:

Halwa, ilaanti posts chadhuvuthune manchi inspire avuthunta..entha varaku dhobbeyyataniki chance untadhi. PR/Citizens ki emaina problem untaya UK lo?

enduku problem vuntadi vaya ? what has immigration and government has to do with your debt and credit which was given to you by a financial company ?

duniya ekadaina credit score chusi PR/Citizenship istara ? 

bankrupt avuthe nee citizenship peekestara ? asalu alanti clause ekadina vunda ? or visa application mundu epudaina nee credit score entha, or bankruptcy file chesinava or insolvancy declare chesinava ane questions chusinava epudaina ? 

come on man, don;t mix imigration and citizenship rules with credit score and credit history..

[Android_Halwa]

58 minutes ago, babu_bangaram said:

one of the guy did this with 3 credit cards ...... he went to India and then unfortunately he had to come back ..................he was caught in POE

Falsified information...

caught in POE anta...enduku cheptaru kaka ilanti information antha....kali peeli tension puttistaru public dhamak la..

[srdh21]

1 hour ago, Supermachi said:

Anyway I'm thinking to leave USA within 2 years...

What happens if I don't clear debts?

India got into many agreements with US, its not easy to hide in India anymore

do not think that the credit card companies cannot come chasing you, i know AMEX will not leave you wherever you go

as you have used the money for acquiring the assets, all you have to do is pay lesser interest than the appreciation value of assets, you will be gaining by this way

i dont want to comment on morality, the misstep will hamper you for lifetime

you will lose an opportunity cost of minimum 20k savings for the next 20 yrs (ie 400000), this is very conservative estimate of savings, people do lot more than that, make sure you add the cost of stress that comes from fear of someone chasing you

i would suggest to get into peer to peer lenders and pay off in next 6-7 yrs, this is easier as you are moving away from revolving credit to fixed term loan

do not do things that are hard to justify to your kids in future

 

[megadheera]

1 hour ago, Android_Halwa said:

Nothing will happen. If you plan to leave the country for good, evadu emi peekaldu. 

Seriously,90k kattadam waste. Your debt is insured. So, pichalite.

credit score already dobbindi ...oka 3 years varaku elago kotha like if credit raadu. Existing cards mida APR increase aitadi. Forget about credit limit increase. 

But credit unions degara try chey. Debt consolidation ani oka 30k-40k loan..vachindanuko, jackpot.

india ki dobbeysemundu anni teesukuni jump kottuko

by the way, are you a bot ?

bot laki antha telivi undadu.nee lanti pake pakodi galle ila chestaru and pakkodini cheyamani encourage chestaru

 

[ICANWIN]

2 hours ago, Supermachi said:

Amount Mottam India pampukoni akkada lands konna

 

Avi ammesi repay cheyi dude. I don't know if u r single or married...bankruptcy file chesina or credit history pote 8 years cards ravu loans ravu....credit score will be in 500's..life will be horrible. Not easy to live with debit cards. Married ayite asalu alochinchakunda property ammesi repay cheyi thats the easiest thing.

[srdh21]

2 hours ago, Supermachi said:

Bankruptcy file cheyocha?

bankruptcy means your credit is screwed forever, people confuse that within 7 yrs, its not true, the debt owing company can sell their right to someone else and clock starts again

people would file bankruptcy for millions not thousands, i would suggest to take more credit and think about this idea

[ICANWIN]

50 minutes ago, princeofheaven said:

my own cousin went off after masters with 30k debt to citi and amex, 6 yrs taravatha malli camed on L1 POE degara emi adagala. Only apartment rent appudu issue aindi because of bisket credit...

 

Credit card debt has nothing to do with immigration or POE

[srdh21]

2 hours ago, Supermachi said:

Actually I lost money in casino and other investments here....

casino ani goppa alavatu unda?? then its good for you to go back, you will end up in much worse situation in future

[srdh21]

2 hours ago, Supermachi said:

Actually I lost money in casino and other investments here....

kompa teesi casino koda investment anukunnava

[Android_Halwa]

4 minutes ago, ICANWIN said:

Avi ammesi repay cheyi dude. I don't know if u r single or married...bankruptcy file chesina or credit history pote 8 years cards ravu loans ravu....credit score will be in 500's..life will be horrible. Not easy to live with debit cards. Married ayite asalu alochinchakunda property ammesi repay cheyi thats the easiest thing.

a candidate india ki dobbeystundu anta bhai...

[ICANWIN]

7 minutes ago, Android_Halwa said:

a candidate india ki dobbeystundu anta bhai...

Oh ok.. then it's his call but however shouldn't forget about "KARMA"..It won't leave anyone 

[Supermachi]

11 minutes ago, srdh21 said:

India got into many agreements with US, its not easy to hide in India anymore

do not think that the credit card companies cannot come chasing you, i know AMEX will not leave you wherever you go

as you have used the money for acquiring the assets, all you have to do is pay lesser interest than the appreciation value of assets, you will be gaining by this way

i dont want to comment on morality, the misstep will hamper you for lifetime

you will lose an opportunity cost of minimum 20k savings for the next 20 yrs (ie 400000), this is very conservative estimate of savings, people do lot more than that, make sure you add the cost of stress that comes from fear of someone chasing you

i would suggest to get into peer to peer lenders and pay off in next 6-7 yrs, this is easier as you are moving away from revolving credit to fixed term loan

do not do things that are hard to justify to your kids in future

 

How come Trump became president?

How come his kids enjoying his legacy?

Just a doubt

[Android_Halwa]

8 minutes ago, srdh21 said:

India got into many agreements with US, its not easy to hide in India anymore

do not think that the credit card companies cannot come chasing you, i know AMEX will not leave you wherever you go

as you have used the money for acquiring the assets, all you have to do is pay lesser interest than the appreciation value of assets, you will be gaining by this way

i dont want to comment on morality, the misstep will hamper you for lifetime

you will lose an opportunity cost of minimum 20k savings for the next 20 yrs (ie 400000), this is very conservative estimate of savings, people do lot more than that, make sure you add the cost of stress that comes from fear of someone chasing you

i would suggest to get into peer to peer lenders and pay off in next 6-7 yrs, this is easier as you are moving away from revolving credit to fixed term loan

do not do things that are hard to justify to your kids in future

 

Misinterpretation but its falsified arguement. Its a myth.

AMEX India ki vachi emi peekutadu ? vademana bounded by international law and guranteed by hague court and enforced by peace keeping forces of united nations uh ?

I really find it so silly when people do such ardguements, either its half knowledge or people are influenced by such half knowledgers.

India got into many agreements with US...so, what has personal debt has to do with these agreements ? Govt's ki emi pani leda ? vallu emana external affairs ministers uh lekapothey paisal collection agency uh ?

AMEX vaadu nee aathukuda peekaledu India la...India is soverign and rules by owu own laws..and this is called as financial crime for which international expedition treaty ae country ki ledu..especially India and US ki..

come on man, first law ante endi, dani bounds ante endi, extradition ante endi telsukondi. mari book knowledge ekuvaina kastame..

 

 

[ChantiSoftwareEng]

At least oka $500k appu chesi dengeey India ki . 

$90k lanti silly figure ki country vadieyadu man . 

Tellodu mana dagara chalu dochukunadu manam cheste tappu ledhu .