జీఎస్‌టీతో ప్రభుత్వ ఆదాయమెంతో తెలుసా?

[Piracy Raja]

aa 90 thousand crores lo easy gaa oka 40 thousand croes Gujarat and MH istaru... miglanivi remaining states ki istadu bodi gadu

[Android_Halwa]

7 minutes ago, reality said:

Can you give examples of what businesses are currently being succumbed to high interest rates and facing a deadlock? Just curious, if it is really creating problems of that magnitude.

Insitutional lending is at 8%...Housing loans at 11%, Auto loans at 15%, Personal loans at 14%, commercial loans at 9%, short term borrowing at 4-6%, over draft at 3%, State financial lending at 10%....

Interest rates ie range high lo vunte, business ela chesedi broderu ? US lo auto loans at 0% to 3%....ade okavela ade interest rates 10% vunte, Auto buying becomes more expensive, that impacts sales and economy, impacts on the auto maker's books, they also might be paying interests which will become expesinve as the risk factor increases, liability increases, chances of bad debts becomes more of a possibility...thus reducing the further investments in product design and development which may have future impact on performance and competetion getting killed...veeti annitiki main reason if not the only reason will be 'interest rates'

India la auto loans at 15%....mari intha high interest la business envirronments will be more suceptable to external forces and limited scope to invest in research and development...

[Android_Halwa]

10 minutes ago, Pichekkistha said:

India mottham gudd@ pagilindhi ani yedusthuntey nuvvemo GST tho tax increase kaaledhu ani decide chesesaav. Manam GST gurinchi matladuthuntey structure ani start chesindhey nuvvu... malle nenu cheppaledu antunnav... ufff... From what i understand, you like to lecture.... relevant or not...  

I can't man... carry on... 

Hmm...GST valla tax eda increase ayindi ra ayya ? 4 tax slabs vachinayi...a 4 tax slabs kalipi kattavu ra tax...only one slab ae kadtav...which varies..mundu oka 20 rakala taxes ni teesi, single collection poiint petinaru

more and more people are now coming under tax net...so..adena public problem ?

[nandananditha]

8 minutes ago, Android_Halwa said:

Banks lo inject cheyadaniki GST ? its not linked.....NPA's which have accumulated over the last 45 years, all these assets will be sold and try to recover the money if any...If that does not happen, All these assets from banks will be transferred to a new company in exchange for a deal where govt agrees to pay money in the form of debentures and bonds to these banks. This is how the NPA asset liquidation works. Its part of the financial system and is present all over the world. Trump is a big example, a billionaire but Trump has filed bankrupty multiple times, Enron, WorldCom, Wash Mutual,General Motors and Ford...all these companies have filed bankrupties and govt has absorbed the bad debts from banks...This is how a financial system works. 

Banks lo inject cheyadaniki GST ane concept...I have no idea but how could people think of such silly things ?

 

NPA collect cheyaleka banks dagara paisalu tagayi , paisalu kavali loans ki projects ki malli gunjutundru aam admi nunchi

modi garu black money tesuku ravakarle , NPA's lo 50% collect chesina masthu , common medha ini taxes undav

[reality]

13 minutes ago, Android_Halwa said:

Insitutional lending is at 8%...Housing loans at 11%, Auto loans at 15%, Personal loans at 14%, commercial loans at 9%, short term borrowing at 4-6%, over draft at 3%, State financial lending at 10%....

Interest rates ie range high lo vunte, business ela chesedi broderu ? US lo auto loans at 0% to 3%....ade okavela ade interest rates 10% vunte, Auto buying becomes more expensive, that impacts sales and economy, impacts on the auto maker's books, they also might be paying interests which will become expesinve as the risk factor increases, liability increases, chances of bad debts becomes more of a possibility...thus reducing the further investments in product design and development which may have future impact on performance and competetion getting killed...veeti annitiki main reason if not the only reason will be 'interest rates'

India la auto loans at 15%....mari intha high interest la business envirronments will be more suceptable to external forces and limited scope to invest in research and development...

OK dude, I still doubt if this is the rootcause or one of the rootcauses of that magnitude.

Over to @uttermost to validate further.

[Android_Halwa]

Just now, nandananditha said:

NPA collect cheyaleka banks dagara paisalu tagayi , paisalu kavali loans ki projects ki malli gunjutundru aam admi nunchi

modi garu black money tesuku ravakarle , NPA's lo 50% collect chesina masthu , common medha ini taxes undav

NPA ane dani value vary ayituntadi.,..at the time of liquidity, NPA value oka 100 vunte...by the time liquidity ayinaka, its barely worth 10% of the value...so..NPA nundo recover cheyadam anedi practically possible kaadu...India lo 2 lakh crore worth of NPA's vunayi...butif you sell that in market or recover, its barely worth 25% of it..

Imagine there is a factory running and making plastic boxes...market bagaleka situation favourable leka, interest rates high vundadam valla business debbatindindi...eventually close down ayindi..but that company still owes bank 1 crores and as the company closed down, the bank will take over the factory and the land which is worth 1 crore. Company started with a loan from the bank and used this money to built the factory and purchase machines...but...the machines have lost value, so is the factory set up...value loss ayitadi...now, bank loan default ayinaka that becomes a NPA...now, NPA value is going down will go down completely over a period of time...machines which were worth, have become useless...now, how can you collect the value from worthless ?

infact, the word itself explains every thing, non performing assets...which haave a value but not market worth...

[sattipandu]

4 minutes ago, reality said:

OK dude, I still doubt if this is the rootcause or one of the rootcauses of that magnitude.

Over to @uttermost to validate further.

hehe yes yes we need sambhar's input in this topic

[princeofheaven]

34 minutes ago, Android_Halwa said:

Banks lo inject cheyadaniki GST ? its not linked.....NPA's which have accumulated over the last 45 years, all these assets will be sold and try to recover the money if any...If that does not happen, All these assets from banks will be transferred to a new company in exchange for a deal where govt agrees to pay money in the form of debentures and bonds to these banks. This is how the NPA asset liquidation works. Its part of the financial system and is present all over the world. Trump is a big example, a billionaire but Trump has filed bankrupty multiple times, Enron, WorldCom, Wash Mutual,General Motors and Ford...all these companies have filed bankrupties and govt has absorbed the bad debts from banks...This is how a financial system works. 

Banks lo inject cheyadaniki GST ane concept...I have no idea but how could people think of such silly things ?

 

no one said GST came with a sole purpose for injecting capital to the banks but the need for raising more taxes on the lower and middle class in the form of GST has come partly because of the huge NPA's in the nationalised banking sector. 

[princeofheaven]

7 minutes ago, Android_Halwa said:

NPA ane dani value vary ayituntadi.,..at the time of liquidity, NPA value oka 100 vunte...by the time liquidity ayinaka, its barely worth 10% of the value...so..NPA nundo recover cheyadam anedi practically possible kaadu...India lo 2 lakh crore worth of NPA's vunayi...butif you sell that in market or recover, its barely worth 25% of it..

Imagine there is a factory running and making plastic boxes...market bagaleka situation favourable leka, interest rates high vundadam valla business debbatindindi...eventually close down ayindi..but that company still owes bank 1 crores and as the company closed down, the bank will take over the factory and the land which is worth 1 crore. Company started with a loan from the bank and used this money to built the factory and purchase machines...but...the machines have lost value, so is the factory set up...value loss ayitadi...now, bank loan default ayinaka that becomes a NPA...now, NPA value is going down will go down completely over a period of time...machines which were worth, have become useless...now, how can you collect the value from worthless ?

infact, the word itself explains every thing, non performing assets...which haave a value but not market worth...

whatever financial wizadry you use at the end of day govt is on the hook for those bonds and debentures

[Bhai]

1 hour ago, reality said:

Good if it happens...

Union Govt is infusing 83,000 Crores into public sector banks to be earmarked for lending.

 

indhulo good aa??

[Babu_Moshai]

1 hour ago, Crazy_Robert said:

road lu vestham antaru.. tolls petti paisal 10gutharu.. anthakminchi abhivruddhi em chudaledhu nenu ... maa area lo polavaram lanti projects kuda lev . 

mee area enti?

[Android_Halwa]

5 minutes ago, reality said:

OK dude, I still doubt if this is the rootcause or one of the rootcauses of that magnitude.

Over to @uttermost to validate further.

Its not just that...infrstructure spending is about to get at all time high and there is an urgent need to reduce the interest rates...lekapothey ie spending antha waste ayipotadi..

Consider a situation...a contractor won a bid to build modern highway which needs utilization of high end machines. If interest rates are high, it would effect the contractors books, if he cannot find financing, he has to raise his own funds which is often 40% which is again very very high and makes business more and more vulnerable. at the same time, if the same contractor is able to find better good financing at cheaper rates, he can buy machinery, movement will be fast, cost of operation and running will come down, more and more investment into machinery and quality of the road, he can utilize over draft spending to purchase pay for raw materials rather than using his own funds...but doing so, banks will have major say in the dealings, dealings will be more fairer, pace of work will be faster, the contractor does not need to look out for funding...

IN return, increased spending valla...especially infrastructure valla a lof things are interdependent...machinery, cemenet, hardware equipment, labour, unorganised labor, supplier netwirk, logictics ila enno indirect fields improve ayitayi...infrstructure is the only way out to pull out a massive population out of poverty...

and for infra, interest plays a crucial role. Earlier, bigger infra companies used to scout for finances from hong kong and london...ipudu alomst $4-5 billion varaku mumbai lo ne doriukipotundi, institutional funding kuda chala perigindi...it was all possible because of fall in the iterest rates...just 50 BPS tagithe this is the case...need of the hour..inkoka 100 BPS taggali interest rates..only then infra spending will bear results...infact, in 2-3 years, we can see fall in interest rates and then look at th egrowth rate...will even touch 8-9%..

 

[Android_Halwa]

10 minutes ago, princeofheaven said:

no one said GST came with a sole purpose for injecting capital to the banks but the need for raising more taxes on the lower and middle class in the form of GST has come partly because of the huge NPA's in the nationalised banking sector. 

Its really silly to assume that GST is implemented to infuse funds to banking sector. This is not for NPA...

Budget allocation kante almost 2,00,00 crore ekuva collections avutunayi...now, the govt needs to spend these money...SBI lo aithe fixed cheyadu kada...

Planned spending kante oka 2,00,000 crore ekuva ayinapudu...emi cheyali bhai ?

[reality]

1 minute ago, Bhai said:

Union Govt is infusing 83,000 Crores into public sector banks to be earmarked for lending.

 

indhulo good aa??

Nah...pina choodu naku gadhi  samaj kakane asked qochens...

Only for the other part, I said good if that happens, such as spending on basic development, like roads etc...

[evadra_rowdy]

1 hour ago, princeofheaven said:

NPA's ni cover cheyyali ante banks lo money injection kavali. common man ki emaina isthara lekapothe malli elite tinestara

@princeofheaven can you define common man? Why govt should give? Road vestaru adi evarayina toll katti vadukovochu.road contracting is via etenders, any one qualified can apply, if you can invest you are welcome.if not sujana or yeddi will bid