which is better among these

[Detriotlions]

The $1,000 deductible plan has $0 co-pays for regular doctor visits, specialist visits have a $100 co-pay.  Urgent care is $50 and Emergency Room is $250 plus 20%.  The plan pays 80% for in-network.  Out of pocket maximum is $6,500 for individual. Prescriptions are $5/$50/$100 Retail for standard prescriptions and $12.50/$125/$250/$625 Mail Order

 

The H.S.A plan has a $2,600 deductible for individual. All medical expenses are paid up front until the deductible is met and then it’s a 20% co-insurance cost.  Prescriptions are tiered at $10/$35/$60 for standard once the deductible is met.  TriCom will contribute $40 per month to the H.S.A if the H.S.A is selected.

[Clifford]

You need to choose based on your's and family medical history. If you  or your family member don't have any monthly/regular prescriptions and goes to doctor once or twice in a year then HSA is better option. HSA provides tax benefit and monthly premium will be less. In your case, employer contributes $40 per month which is free money. But it defeats the purpose if you have more doctor visits and regular prescriptions as it has high deductible.

[Detriotlions]

Just now, Clifford said:

You need to choose based on your's and family medical history. If you  or your family member don't have any monthly/regular prescriptions and goes to doctor once or twice in a year then HSA is better option. HSA provides tax benefit and monthly premium will be less. In your case, employer contributes $40 per month which is free money. But it defeats the purpose if you have more doctor visits and regular prescriptions as it has high deductible.

bro

I am perfect 

I am single

to be frank i was never hosptilised in my life.

i am vegetarian. i walk to my work every day .

i odont have any health issues 

only thing cross eye  is hereditary. doctors in  india claimed that is never going to effect me in any possible way to my health.  

so I opted for first one 

[GeorgeReddy]

tinder thread 

[Clifford]

16 minutes ago, Detriotlions said:

bro

I am perfect 

I am single

to be frank i was never hosptilised in my life.

i am vegetarian. i walk to my work every day .

i odont have any health issues 

only thing cross eye  is hereditary. doctors in  india claimed that is never going to effect me in any possible way to my health.  

so I opted for first one 

Already opt chesukoni malli ikkada questioning enduku.

 

[GeorgeReddy]

3 minutes ago, Clifford said:

Already opt chesukoni malli ikkada questioning enduku.

 

induku 

23 minutes ago, Detriotlions said:

bro

I am perfect 

I am single

to be frank i was never hosptilised in my life.

i am vegetarian. i walk to my work every day .

i odont have any health issues 

only thing cross eye  is hereditary. doctors in  india claimed that is never going to effect me in any possible way to my health.  

so I opted for first one