Car insurance claim

[karna]

Hi guy, I could use your experience and suggestion.

 

I am currently leasing a BMW car and yesterday notices a puncture of one inch in the fron bumper, no idea how the hell it happend. I went to dealr for estimate and it is 2200. Is it worth to go throuh the insurance for this claim. How much my insurace will go up for this claim. I have no tickets and claims before beeen driving almost 4 years. My current premium 120/ month.

all suggestions and experiences are appreciated

thanks

[RaaoSaab]

Usually gieco gives good driver credit if there is no claim history for 4-5 years..if it i gieco check your policy online

check with other body shops..they might do it for lesser price

[Variety_Pullayya]

10 minutes ago, karna said:

Hi guy, I could use your experience and suggestion.

 

I am currently leasing a BMW car and yesterday notices a puncture of one inch in the fron bumper, no idea how the hell it happend. I went to dealr for estimate and it is 2200. Is it worth to go throuh the insurance for this claim. How much my insurace will go up for this claim. I have no tickets and claims before beeen driving almost 4 years. My current premium 120/ month.

all suggestions and experiences are appreciated

thanks

what is the deductible ? based on that make a decision. leased antunnav kabatti , not sure what will happen if you get it fixed in some cheap garage

[karna]

$1000 deductable for accident claim and I am with progressive now

[whatsapp]

28 minutes ago, karna said:

$1000 deductable for accident claim and I am with progressive now

Go ahead with the insurance, so next time happens something in calendar year, you no need to pay anything !! Yeah extra max 100$ every month avudhi but thats equivalent to what you are paying. 

[whatsapp]

1 hour ago, karna said:

Hi guy, I could use your experience and suggestion.

 

I am currently leasing a BMW car and yesterday notices a puncture of one inch in the fron bumper, no idea how the hell it happend. I went to dealr for estimate and it is 2200. Is it worth to go throuh the insurance for this claim. How much my insurace will go up for this claim. I have no tickets and claims before beeen driving almost 4 years. My current premium 120/ month.

all suggestions and experiences are appreciated

thanks

or those not covered by a forgiveness policy, a single at-fault claim – meaning you’re responsible for causing the damage – translates into an increase of 38 percent in annual insurance premiums. A second at-fault claim within a 12 month period will bump premiums up by 86 percent..So picha light !! sometimes if you talk to them like you are good in 4 years they might consider, but Progrressive dont have forgive policy for one claim, like all state, so just careful for that !! 

[newsophile]

32 minutes ago, whatsapp said:

Go ahead with the insurance, so next time happens something in calendar year, you no need to pay anything !! Yeah extra max 100$ every month avudhi but thats equivalent to what you are paying. 

Deductibles are per incident, not per calendar year.