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Health insurance plans suggestion for pregnant wife


idlysambar

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1 hour ago, karna11 said:

Ee time loo low amount dhi ani chusukunteeee, neeku tarvata vasipodddi, edo oka tu tesukoo mundhu, and more ever neevvu IRS nundi letter expect cheyochuu, if you file taxes with dependents,  our records shows u r dependents ki insurance ledhani, proof send cheyamani

,

bhayya dependents ke kaadu naaku kuda ledu insurance, tax file chesetappudu fine pay chesi tax file chestha

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48 minutes ago, Pink said:

If you don’t have insurance why did you fcuk? Why not use walmart cover ? 

antha kopam yenduku bhayya

 

ee  plan ticukundamanukuntunna deeni gurinchi yemyina idea vunte cheppu

Cigna Health And Life Insurance Company · Cigna Connect 1500

  • GoldMetal Level: Gold
  • EPOPlan type: EPO
  • Plan ID: 41921VA0020018

Monthly premium

$908.05

Deductible

$1,500Individual total
$3,000Family Total

Out-of-pocket maximum

$7,900Individual total
$15,800Family Total

Copayments / Coinsurance

  • Emergency room care: 15% Coinsurance after deductible
  • Generic drugs: 15% Coinsurance after deductible
  • Primary doctor: $25
  • Specialist doctor: 15% Coinsurance after deductible

Estimated total yearly costs

  • Yearly premium$10,897
  • Deductible, copayments, and other costs$8,084
  • Total$18,980
CHANGE

Providers & drugs

  • 6 medical providers covered
CHANGE
 
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26 minutes ago, former said:

enni years nuchi Health insurance lekunda US lo vunthunavu?

Kaiser palns baga vuntayi ani vinna.

1 year

Kaiser lo yekkuva mandi doctors kanipinchadam ledu

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11 minutes ago, idlysambar said:

1 year

Kaiser lo yekkuva mandi doctors kanipinchadam ledu

Kaiser plans are HMO's. Hospitals based insurance. Oka pedda hospital support chese HMO plan tesukone saripothadi.

 

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On 11/3/2018 at 11:33 PM, new_here said:

 lets say suppose base plan thesukunnaka, madyalo plan swich avali ante ela , bayata vere vatiki switch avvocha..?

 

If you want to enroll outside of Open enrollment you will need to have a qualifying life event . For example, if you lost coverage within the last 60 days or having baby or got married.

That will be a qualifying life event that will allow you to enroll outside of open enrollment.

 

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On 11/7/2018 at 11:19 PM, former said:

Kaiser plans are HMO's. Hospitals based insurance. Oka pedda hospital support chese HMO plan tesukone saripothadi.

 

 

On 11/8/2018 at 12:30 AM, nemesis said:

go with kaiser..  same situation year back came out with 750 $ bill for normal delivery..

 

On 11/8/2018 at 12:31 AM, nemesis said:

one of the plan covers maternity fully.. some thing like 90%, 1500/3000 out of pocket plan

Thanks bro

i am going to take below plan  for my wife

CopaymentPlatinum

KP VA Platinum 
0/5/Dental

 

  •  
  • Comparewith KP VA Gold 0/20/Dental Kaiser Permanente Direct
  •  
  • Comparewith KP VA Platinum 0/5/Dental Kaiser Permanente Direct
 
       Compare selections
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Kaiser Permanente

CopaymentGold

KP VA Gold 
0/20/Dental

 

  •  
Plan Controls
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Kaiser Permanente Direct

Kaiser Permanente

CopaymentPlatinum

KP VA Platinum 
0/5/Dental

 

  •  
Plan Controls
Email
Print

Kaiser Permanente Direct

Next
Anticipated premium costsAnticipated premium costsCollapsed
  • ANTICIPATED PREMIUM COSTS

See if you qualify for federal financial assistance

  • check eligibility

 
   
DentalDentalCollapsed
   
PremiumPremium Information Expanded
 
YOUR ESTIMATED COST
$528.07
MONTHLY MEDICAL PREMIUM
$528.07
MONTHLY DENTAL PREMIUM
$0.00
YOUR ESTIMATED COST
$610.37
MONTHLY MEDICAL PREMIUM
$610.37
MONTHLY DENTAL PREMIUM
$0.00
 
Medical Premium BreakdownMedical Premium Breakdown Information Expanded
  • MEDICAL PREMIUM BREAKDOWN
  •  
  • InformationPremium Information

 
TOTAL PREMIUM
$528.07
FAMILY COMPONENTS
SPOUSE
$528.07
TOTAL PREMIUM
$610.37
FAMILY COMPONENTS
SPOUSE
$610.37
 
Dental Premium BreakdownDental Premium Breakdown Information Expanded
  • DENTAL PREMIUM BREAKDOWN
 
FAMILY DENTAL TOTAL
$0.00
SPOUSE
N/A
FAMILY DENTAL TOTAL
$0.00
SPOUSE
N/A
 
       
Close FeaturesFeatures Information Expanded
 
ANNUAL MEDICAL DEDUCTIBLE (INDIVIDUAL/FAMILY)
NONE / NONE
ANNUAL MEDICAL DEDUCTIBLE (INDIVIDUAL/FAMILY)
NONE / NONE
 
 
ANNUAL OUT-OF-POCKET MAXIMUM (INDIVIDUAL/FAMILY)
$6,850 / $13,700
ANNUAL OUT-OF-POCKET MAXIMUM (INDIVIDUAL/FAMILY)
$4,000 / $8,000
 
       
Close Preventive CarePreventive Care Information Expanded
  • PREVENTIVE CARE
  •  
  • InformationPreventive Care Information

 
ROUTINE PHYSICAL EXAM, MAMMOGRAMS, ETC.
NO CHARGE
ROUTINE PHYSICAL EXAM, MAMMOGRAMS, ETC.
NO CHARGE
 
Close Outpatient Services ( Per Visit Or Procedure)Outpatient Services ( Per Visit Or Procedure) Information Expanded
  • OUTPATIENT SERVICES ( PER VISIT OR PROCEDURE)
  • InformationOutpatient Services ( Per Visit Or Procedure) Information

 
PRIMARY CARE OFFICE VISIT
$20 (WAIVED FOR CHILDREN UNDER 5)
PRIMARY CARE OFFICE VISIT
$5 (WAIVED FOR CHILDREN UNDER 5)
 
 
SPECIALTY CARE OFFICE VISIT
$40
SPECIALTY CARE OFFICE VISIT
$15
 
 
MOST X-RAYS
$40
MOST X-RAYS
$5
 
 
MOST LAB TESTS
$20
MOST LAB TESTS
$5
 
 
MRI, CT, PET
$500
MRI, CT, PET
$150
 
 
OUTPATIENT SURGERY
35%
OUTPATIENT SURGERY
$350
 
 
MENTAL HEALTH VISIT
$20 (INDIVIDUAL THERAPY)
MENTAL HEALTH VISIT
$5 (INDIVIDUAL THERAPY)
 
       
Close Inpatient Hospital CareInpatient Hospital Care Information Expanded
  • INPATIENT HOSPITAL CARE
  •  
  • InformationInpatient Hospital Care Information

 
ROOM AND BOARD, SURGERY, ANESTHESIA, X-RAYS, LAB TESTS, MEDICATIONS, MENTAL HEALTH CARE
35%
ROOM AND BOARD, SURGERY, ANESTHESIA, X-RAYS, LAB TESTS, MEDICATIONS, MENTAL HEALTH CARE
$350 PER DAY UP TO 4 DAYS*
 
Close MaternityMaternity Information Expanded
 
ROUTINE PRENATAL CARE VISIT, FIRST POSTPARTUM VISIT
NO CHARGE
ROUTINE PRENATAL CARE VISIT, FIRST POSTPARTUM VISIT
NO CHARGE
 
 
DELIVERY AND INPATIENT WELL-BABY CARE
35%
DELIVERY AND INPATIENT WELL-BABY CARE
$350 PER DAY UP TO 4 DAYS*
 
Close Emergency And Urgent CareEmergency And Urgent Care Information Expanded
  • EMERGENCY AND URGENT CARE
  •  
  • InformationEmergency And Urgent Care Information

 
EMERGENCY DEPARTMENT VISIT
$500 (WAIVED IF ADMITTED)
EMERGENCY DEPARTMENT VISIT
$250 (WAIVED IF ADMITTED)
 
 
URGENT CARE VISIT
$40
URGENT CARE VISIT
$15
 
Close Prescription Drugs (Up To A 30-Day Supply)Prescription Drugs (Up To A 30-Day Supply) Information Expanded
  • PRESCRIPTION DRUGS (UP TO A 30-DAY SUPPLY)
  • InformationPrescription Drugs (Up To A 30-Day Supply) Information

 
GENERIC
$10
GENERIC
$5
 
 
PREFERRED BRAND
$30
PREFERRED BRAND
$30
 
 
NON-PREFERRED BRAND
35%
NON-PREFERRED BRAND
$50
 
 
SPECIALTY
35% UP TO $250 MAXIMUM PER 30 DAY PRESCRIPTION
SPECIALTY
$150
 
Close Whole HealthWhole Health Information Expanded
  • WHOLE HEALTH
 
HEALTHY SERVICES
DENTAL PREVENTIVE SERVICES: $30 FOR ADULTS; $0 PLUS AN OFFICE VISIT FEE FOR CHILDREN UNDER 19 (INCLUDES CLEANING, ORAL EVALUATION, AND BITEWING X-RAYS)
HEALTHY SERVICES
DENTAL PREVENTIVE SERVICES: $30 FOR ADULTS; $0 PLUS AN OFFICE VISIT FEE FOR CHILDREN UNDER 19 (INCLUDES CLEANING, ORAL EVALUATION, AND BITEWING X-RAYS)
 
FootnotesFootnotes Information Expanded
  • FOOTNOTES
 

 Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply.

* After 4 days, there is no charge for covered services related to this admission.

 Mail order: 90-day supply of qualified prescriptions for the cost of a 60-day supply.

 
 
 
 
 
 

 

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  • 1 year later...

Uninsured US woman charged close to $35,000 for COVID-19 treatment

Politics writer Abigail Abrams shared the story of a Boston-area woman who did not have insurance when she visited a hospital with chest pain, shortness of breath and a migraine in February. Eventually diagnosed with COVID-19, her tests and treatment cost $34,927.43.

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