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multiple check1ng/saving acct h0lders


user789

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Is it better to have atleast 2 check1ng/savings acct and keep m0ney in b0th instead of just having one acct ? Can we have second acct and just keep some money in it and not have any direct deposit- apudu acct antha use cheyamu kada..

Is there any impact to credit history If we close one of the acct say after couple of yrs ?

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Better to have 2 accounts. Nuvvu cheppe reasons lite, no impact on credit score.

money withdraw cheyyataniki easy ga vuntundi. Some banks give you an option to withdraw near 7-Eleven and cvs atms. 

Neeku appudu money withdrawl chaala easy aipoddi

 

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1 hour ago, user789 said:

Is it better to have atleast 2 check1ng/savings acct and keep m0ney in b0th instead of just having one acct ? Can we have second acct and just keep some money in it and not have any direct deposit- apudu acct antha use cheyamu kada..

Is there any impact to credit history If we close one of the acct say after couple of yrs ?

I have two , both have direct deposits (split) from my salary , I use whichever ATM is nearer etc

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