Single paycheck ankuls

[psycopk]

11 minutes ago, Android_Halwa said:

I know..my folks, they are completely retired and having fun...they live their life on their own terms...they do have bit of their savings to support them but such savings are barely enough for retirement life. 

Trying to create an alternate income source rather than paying for their maintenance....My dad gonna blow up all his savings in the next 2-3 years max and after that, it would be back to square one.

So looking to create any alternate incomes...investment plans pedaga workout avvau...thinking to buy some rural commerical plaves..towns lo commercial shops koni rentals ani planning..

nuvvu akkada leka pote vati maintiance evadu chustadu... rents vasool aai avaka.. shops repairs works.. vati chutu tirgudu.. enduku ee gola... sitti style lo montly inta ani ivu.. ledu ante.. fixed deposits cheyi... postoffice plans koni untai.. seniors ki manchi interest istaru...

montly oka 20k interest vache la chudu..ala sagipotu untadi..

[psycopk]

Just now, Raithu_bidda2 said:

india lo aithe go for shops like main road mida small shops ki kuda full demand vuntadi 

 

jaggadu vachi pagala godite?

[Android_Halwa]

9 minutes ago, Spartan said:

they still continue work.

Even if i ask them to spend that amount they wont..

commericial properties or another source of income workout avvadu so just running it as it goes..

My folks retired completely....thanks to state government's rythu bandhu scheme and strategic location of our village...govt subsidies and loans ae maaku annual ga oka 10 lakhs varaku set right ayitadi...India lo ilanti mandals chala takiuva vunayi...30-40 mandlas where we get such subsidies and we are fortunate to be one among them..ade maa volla retirement security

[Anta Assamey]

1 minute ago, Android_Halwa said:

Easy to say...but realistically, investing in commercial or residential two storied property for monthly rents , you will need 1.5-2crores in average locality. and the rents expected woul dbe barely 40k-50k. antha invest chesi vache rents kante, ave paisal FD kottadam better...kam se kam head burden aina vundadu

Already existing land vunte... just try building it..... appudu it would be cheaper kada... anduke told.... But no land then its a tough one... .

[psycopk]

2 minutes ago, Run said:

 4 floors  building okkati kattina...   rents bane vasthayi...ade using akkada... iga nenu pampinchadam manesina 

good man..

[Guest]

paisal unte real estate lo invest cheskondi..manam vaapas poye time ki appreciate avthaay..ammerskuni FD cheskondi..sr citizen peru meeda chesthe 7% paina untadi..worst case lo 1C unna 7lacs per annum..own house unte this is enough

[Anta Assamey]

1 minute ago, Android_Halwa said:

My folks retired completely....thanks to state government's rythu bandhu scheme and strategic location of our village...govt subsidies and loans ae maaku annual ga oka 10 lakhs varaku set right ayitadi...India lo ilanti mandals chala takiuva vunayi...30-40 mandlas where we get such subsidies and we are fortunate to be one among them..ade maa volla retirement security

Inka neeku all suggestions cancel ... 

[Anta Assamey]

5 minutes ago, Run said:

 4 floors  building okkati kattina...   rents bane vasthayi...ade using akkada... iga nenu pampinchadam manesina 

Same here...  So they just live of it .... And Travel ... 

[TOM_BHAYYA]

1 minute ago, Guest said:

paisal unte real estate lo invest cheskondi..manam vaapas poye time ki appreciate avthaay..ammerskuni FD cheskondi..sr citizen peru meeda chesthe 7% paina untadi..worst case lo 1C unna 7lacs per annum..own house unte this is enough

One cr a

sahasame ani cheppali maa middle class ki

[Spartan]

3 minutes ago, Android_Halwa said:

My folks retired completely....thanks to state government's rythu bandhu scheme and strategic location of our village...govt subsidies and loans ae maaku annual ga oka 10 lakhs varaku set right ayitadi...India lo ilanti mandals chala takiuva vunayi...30-40 mandlas where we get such subsidies and we are fortunate to be one among them..ade maa volla retirement security

good. mavallaki no retirements...

[Android_Halwa]

4 minutes ago, psycopk said:

nuvvu akkada leka pote vati maintiance evadu chustadu... rents vasool aai avaka.. shops repairs works.. vati chutu tirgudu.. enduku ee gola... sitti style lo montly inta ani ivu.. ledu ante.. fixed deposits cheyi... postoffice plans koni untai.. seniors ki manchi interest istaru...

montly oka 20k interest vache la chudu..ala sagipotu untadi..

Exactly man, such things are nothing but head burden for us...managing and maintaining properties in India being here is nothing less than serious liability...

 

[panipoori]

Just now, TOM_BHAYYA said:

One cr a

sahasame ani cheppali maa middle class ki

@Amrita ki ju ju bi one crore.. one crore worth jewelery ee irukku

[Android_Halwa]

3 minutes ago, Anta Assamey said:

Inka neeku all suggestions cancel ... 

rythu bandhu peru mida oka 3-4 lakhs vastayi..

oka 1 lakh input subsidy lekka work out ayitadi

oka 4-6lakhs zero percent crop loan..apudo ipudo ie loans kuda maafi ayituntayi

crop vasthe crop paisa, rakapothey insurance paisal..

ive srirama raksha maaku

[Anta Assamey]

Just now, Android_Halwa said:

rythu bandhu peru mida oka 3-4 lakhs vastayi..

oka 1 lakh input subsidy lekka work out ayitadi

oka 4-6lakhs zero percent crop loan..apudo ipudo ie loans kuda maafi ayituntayi

crop vasthe crop paisa, rakapothey insurance paisal..

ive srirama raksha maaku

Chalu le ... Inka planning ee anavasaram ..... 

Nuvvu KCR ki support cheyatam lo tappe ledu bro .... 

[bommidailu]

 

42 minutes ago, Amrita said:

Honestly I have no track of my expenses or income . I don’t even open accounts and have Auto payments . Okappudu credit history flunked appudu accounts chusukunedanini Kadu as I used to feel sad still same continuing . I have zero financial management . 

3k yes I should be able to save easily . 

Bought jewelry  worth that much so yes 

YNAB  is your best friend if you want to keep track of your cashflow and budgets.