401k

[Achilles9]

9 minutes ago, Chinna84 said:

max u can invest 18% of ur salary per year. depends on how much u want to put. company match chesthe neeku super, ledhante mottham maname pettukovaali. in my case, company doesn't match anything - me putting 10%.

Also, indhulo kuda 2 options unnai - roth & Non-Roth. difference is u pay taxes right away, and the other one is u'll pay later. 

market padipothe, mana 401k value kuda padatundhi but the one who is managing our 401k, they will give you options like low,medium and high risks. you can choose which ever u like - high risk theesukunte, gains/losses are high. so generally ppl go with moderate one. 

Thanks bro...taxes pay right away or later is difference enti? u mean pay penalty + tax if we withdraw it earlier thank 70 years?

[MusuguVeiMazzaChei]

6 minutes ago, Chinna84 said:

ya, i am  - i think they increased to 19k now. 

it's not 18%, but 18k..

its 19k this year and 18.5 k last year

[Achilles9]

yes, naa company brochure lo kuda 19k ani icharu...

[LordOfMud]

15 minutes ago, Achilles9 said:

artham kaledu.......

maa vaadu 50 cents per dollar match chestadu anta...and that too after staying for 3 years...

naa company $ ki $ match and it varies from company to company  ..... mee vaadu motta Indian company naa !!!! ...... 

[LordOfMud]

9 minutes ago, Achilles9 said:

yes, naa company brochure lo kuda 19k ani icharu...

total 19k ki match cheyyaru ..... 

[MusuguVeiMazzaChei]

1 hour ago, Achilles9 said:

meeru 401k lo entha vestharu? 

oka vela 4 years tarvatha market padipothe emanna effect untunda? who holds the 401k money? govt or our employer?

market lu yeni paddina malli legustahi and that how your investment should ..this is not for short term and is for your retirement .

If you think its risky then you can change your investment statergies any time like increasing your investment in bonds and non-risky assets.

 

nenu contracter but i contribute max (i.e last year 18.5) and this year i'm planning to contribute 19k  and this is pre-tax .And also you can invest in roth-ira around 6k after paying taxes , so any amount you earn on 6k is tax free  here after .

[Achilles9]

2 minutes ago, MusuguVeiMazzaChei said:

market lu yeni paddina malli legustahi and that how your investment should ..this is not for short term and is for your retirement .

If you think its risky then you can change your investment statergies any time like increasing your investment in bonds and non-risky assets.

 

nenu contracter but i contribute max (i.e last year 18.5) and this year i'm planning to contribute 19k  and this is pre-tax .And also you can invest in roth-ira around 6k after paying taxes , so any amount you earn on 6k is tax here after .

thanks bro...i lost you in the bold part..

so if we contribute 19k, and company contrubutes 9.5k, then all this pretaxed amount can be invested into some low/high risk mutual funds right? 

mallli ee roth IRA 6k enti?

[TensionNahiLeneka]

16 minutes ago, Chinna84 said:

ya, i am  - i think they increased to 19k now. 

it's not 18%, but 18k..

18.5k in 2018

[TensionNahiLeneka]

2 minutes ago, Achilles9 said:

thanks bro...i lost you in the bold part..

so if we contribute 19k, and company contrubutes 9.5k, then all this pretaxed amount can be invested into some low/high risk mutual funds right? 

mallli ee roth IRA 6k enti?

avunaa? if yes, thats good. maadi first 3% is 100%, next 3% is 50%.. and done. 

[Achilles9]

17 minutes ago, LordOfMud said:

total 19k ki match cheyyaru ..... 

50 cents a dollar ani undi...so my 19k plus 9.5k per annum kada?

[Achilles9]

14 minutes ago, TensionNahiLeneka said:

avunaa? if yes, thats good. maadi first 3% is 100%, next 3% is 50%.. and done. 

3% of your salary?

[Spartan]

Go and dig old threads man.

[TensionNahiLeneka]

14 minutes ago, Achilles9 said:

3% of your salary?

avv 

[TensionNahiLeneka]

11 minutes ago, Spartan said:

Go and dig old threads man.

cheppi cheppi alisipoya antava bro? ade podupu pics ayite alisiponi yavvanam needi ?  

[Spartan]

13 minutes ago, TensionNahiLeneka said:

cheppi cheppi alisipoya antava bro? ade podupu pics ayite alisiponi yavvanam needi ?  

oka 20-30 threads lo cheppi unta...ippatiki..

vesinappudu chudaru maak em avasaram ani...telsukunte pole anukoru..youth..em seddam..