india house loan re-payment question

[idibezwada]

12 minutes ago, Smallpappu said:

Dani badulu adhe money loan ki kattesi emi lo taggina amount SIP ki use cheste

Monthly lacha emi ante not easy thing kada

 

nuvvu nenu seppedi pakkana pettu...simple thing.. TS on a whole banki kadtunna 9% save chedam ani chustunnadu...if he is paying off now he will for sure be paying more than 9% as most of the initial payments go to apr...so if he invested in something which is giving him more than 9% returns he is good to go....there are a lot of options if he can invest long term

[Smallpappu]

1 minute ago, idibezwada said:

nuvvu nenu seppedi pakkana pettu...simple thing..summary endi ante TS on a whole banki kadtunna 9% save chedam ani chustunnadu...if he is paying off now he will for sure be paying more than 9% as most of the initial payments go to apr...so if he invested in something which is giving him more than 9% returns he is good to go....there are a long of options if he can invest long term

9% return guarantee undadu kada

He already told emi anedi burden ayyindi

 

[idibezwada]

3 minutes ago, Smallpappu said:

9% return guarantee undadu kada

He already told emi anedi burden ayyindi

 

anta guaranty unte neku 9%ki loan ivvakunda bank vade danlo invest seskuntadu kada uncle...say nuvvu enta daridram aina deal oka plot konna adi 30 yrs tarvata suste definitega 9% and above grow ayyi untadi..

[thanks]

1 hour ago, Smallpappu said:

U also same situation ?

Anthega anthega

[Smallpappu]

2 minutes ago, thanks said:

Anthega anthega

Adrusta vantudivi

[thanks]

51 minutes ago, Smallpappu said:

@babai1234

Intrest rate enta

Monthly emi enta

Enni years nunchi kadutunav

Ee bank

8.5%

80k emi 15 years plan

 

1 year nundi kadutunna 

hdfc bank

[thanks]

Ltt

[Smallpappu]

14 hours ago, thanks said:

8.5%

80k emi 15 years plan

 

1 year nundi kadutunna 

hdfc bank

Amount enta vachindi plot ammite

[thanks]

11 hours ago, Smallpappu said:

Amount enta vachindi plot ammite

parledu..

[LazyRohit]

On 3/5/2019 at 6:20 AM, babai1234 said:

india lo house loan tiskunna (nenu US lo vuntanu) .. around 80l

ipudu vere oka plot ammesthunam - ipudu plot nunchi vache ea amount (india account lo nunchi)

direct loan re-payment cheyocha?

or, any other better options to re-pay loan with that amount -  can you suggest?

Plot ammithe enta vastundi 80L loan annav?

[LazyRohit]

On 3/5/2019 at 7:57 AM, thanks said:

8.5%

80k emi 15 years plan

 

1 year nundi kadutunna 

hdfc bank

Vere commitments vunaya?

80K kattaleva y selling? a details lepothe can't suggest

[Smallpappu]

1 hour ago, thanks said:

parledu..

Every month emi burden avutundi .

Salary rahane mottam karchulake ayyipotundi ante atleast 50% kattesi migitadi vere daggara invest chesuko

 

[thanks]

16 minutes ago, LazyRohit said:

Vere commitments vunaya?

80K kattaleva y selling? a details lepothe can't suggest

selling ki suggestion kadu.. aa money na nre account lo ela veyali --deniki different options kavali

[thanks]

17 minutes ago, Smallpappu said:

Every month emi burden avutundi .

Salary rahane mottam karchulake ayyipotundi ante atleast 50% kattesi migitadi vere daggara invest chesuko

 

house meeda petti waste(though i made some good money)... sell chesi land kondamani