No matching 401k...still contribute ?

[psycopk]

31 minutes ago, gillette said:

my employer doesn't do any matching for 401k plan.

Is it good to still max out 401k contributions?

 

it helps... long term lo venkai trigi chuste adi okate untadi...

[Rajugadu]

11 minutes ago, Spartan said:

alert a paada...24 gantalu ikkade chaste....reply iyyakunda em chestam...

a @psycopk  ni anali... ila chesinanduku...

Pay check bane vastundi ga @psyc0pk nunchi undaka em chesthav le ba..

btw royal salute brand ahh brammi vestundi

[user789]

34 minutes ago, gillette said:

my employer doesn't do any matching for 401k plan.

Is it good to still max out 401k contributions?

 

Yes

[Tellugodu]

36 minutes ago, gillette said:

my employer doesn't do any matching for 401k plan.

Is it good to still max out 401k contributions?

 

Evaru babu a employer?? Every decent company that wants to attract the best talent offers some sort of 401k matching.

[Rajugadu]

Just now, Tellugodu said:

Evaru babu a employer?? Every decent company that wants to attract the best talent offers some sort of 401k matching.

prime vendor or implementation partner iyyi untadu...

[Tellugodu]

39 minutes ago, Rajugadu said:

Useless employer contribution lekapothe enduku inka..malli avi vested iyyevaraku aagali... danikanna indian bank account lo interest anna vastundi leka india lo me parents peru pina FD cheyi...

Your money that you contributed 100% vested bro whenever you wanted to rollover . Only employee matching money ki vesting period untundi.

[Rajugadu]

Just now, Tellugodu said:

Your money that you contributed 100% vested bro thenever you wanted to rollover . Only employee matching money ki vesting period untundi.

kkk my bad nenu thappu cheppa...

[Chepanubrother]

401 K Money with draw cheyalema epudu kavalante apudu. i heard it was only 10% Penalty

[Rajugadu]

11 minutes ago, Chepanubrother said:

401 K Money with draw cheyalema epudu kavalante apudu. i heard it was only 10% Penalty

Cheyochu ahh penalty kattali...

[hotmaddy]

Nenu company change ayinappudalla 3rd party 401K company kuda maaruthundi.

Asalu ye company lo naadi entha 401K amount undo ela thelusthadi? I don't even remember that 401K company names.

[Rajugadu]

ee year mari 3% hike kuda ivvatam ledu anta ga market lo...

mee me hikes okasari share cheyandi...

ma lanti koolies ki elano hikes em undav kada...

[Rajugadu]

2 minutes ago, hotmaddy said:

Nenu company change ayinappudalla 3rd party 401K company kuda maaruthundi.

Asalu ye company lo naadi entha 401K amount undo ela thelusthadi? I don't even remember that 401K company names.

Not always ba..most of the 401k are managed by fidelity, vangaurd, charles schweb, ADP, T .Rowe Proice.. 

[Rajugadu]

4 minutes ago, hotmaddy said:

Nenu company change ayinappudalla 3rd party 401K company kuda maaruthundi.

Asalu ye company lo naadi entha 401K amount undo ela thelusthadi? I don't even remember that 401K company names.

401k can be moved among these companies ba..

[Rajugadu]

5 minutes ago, hotmaddy said:

Nenu company change ayinappudalla 3rd party 401K company kuda maaruthundi.

Asalu ye company lo naadi entha 401K amount undo ela thelusthadi? I don't even remember that 401K company names.

Edi enni days telusukokunda ela unnava samara... money pothe poni anukunnava?

[AlaElaAlaEla]

1 hour ago, Spartan said:

2% tax bracket tagginchukodaniki ...without matching badalu i would put it in stocks and MFs.

stocks and MF lo peditha, taxable income ela thagguthundi ?