The_One_Above_All Posted April 12, 2019 Report Posted April 12, 2019 1 minute ago, Rajugadu said: True, but ee insurance polices are a scam... what isn't in this wretched world ? Quote
Rajugadu Posted April 12, 2019 Report Posted April 12, 2019 14 minutes ago, The_One_Above_All said: what isn't in this wretched world ? Money pay chesaka kuda service cheyakunda undaru ga ba... Quote
fasak_vachadu Posted April 12, 2019 Report Posted April 12, 2019 On 3/14/2019 at 4:06 PM, InSearch said: for parents visiting US? Yes ayite meeku telisina better insurance suggest cheyyagalaru.. masth plans unnay online lo but yevi peddaga cover kaavatlevu anukunta babu bangaram tesukoo insurane malli inkko theared open chesi fundme adagaku pls ... ne parents kosam insurance tesukova .... already go fund me chala vachinsvi malli same mistakes enduku chrstharu .... inkka elz chesthe go fund me pins case pedathanu... ila annanu ani feel avaku rrply ivvaku vrlli insurance tesukoo Quote
Rajugadu Posted April 12, 2019 Report Posted April 12, 2019 7 hours ago, fasak_vachadu said: babu bangaram tesukoo insurane malli inkko theared open chesi fundme adagaku pls ... ne parents kosam insurance tesukova .... already go fund me chala vachinsvi malli same mistakes enduku chrstharu .... inkka elz chesthe go fund me pins case pedathanu... ila annanu ani feel avaku rrply ivvaku vrlli insurance tesukoo Teesko teesko ani everyone suggesting kani ee policy sariga pani chestundo evvariki telidu ba... Quote
pillirevanth Posted April 12, 2019 Report Posted April 12, 2019 Travel Insurance needed aa ante my answer is may/may not. It is really needed if you are parents are really sick and should stay in US for 6 months or more. Unless its an emergency for example heavy fever and if you need to contact physician, then it will be expensive if you don't have insurance. At the same time our travel insurances mostly don't cover, even if they cover, then there will be lot of paper work, even if you provide paper work, based on our premiums(we usally choose high premiums right) we end up paying from our pockets only. The real advantage of having Travel insurance is when they go for Emergency. In USA irrespective of insurance Hospitals should treat the patient first. But by the time of joining they ask whether the patient have insurance or not. If you say NO, then they will ask you to bring No Income certificate from past 1 month and notarized it. On the other hand if you have insurance, they simply take it, enter it into the system and start treating the patient. How much is covered and all will be decided after the checkout. My cousin's mom hospitalized and kept 2 weeks in ICU, had 2 major surgeries and the total bill was around 300k. So no suggestion entante, edo oka tupel insurance with high deductibles india lo, cheap rate di teesukunte emergency times lo baaga use avtadi. Inka casual visits antara, though we have insurance we need to pay from pocket. Quote
InSearch Posted June 14, 2019 Author Report Posted June 14, 2019 On 4/12/2019 at 9:48 AM, pillirevanth said: Travel Insurance needed aa ante my answer is may/may not. It is really needed if you are parents are really sick and should stay in US for 6 months or more. Unless its an emergency for example heavy fever and if you need to contact physician, then it will be expensive if you don't have insurance. At the same time our travel insurances mostly don't cover, even if they cover, then there will be lot of paper work, even if you provide paper work, based on our premiums(we usally choose high premiums right) we end up paying from our pockets only. The real advantage of having Travel insurance is when they go for Emergency. In USA irrespective of insurance Hospitals should treat the patient first. But by the time of joining they ask whether the patient have insurance or not. If you say NO, then they will ask you to bring No Income certificate from past 1 month and notarized it. On the other hand if you have insurance, they simply take it, enter it into the system and start treating the patient. How much is covered and all will be decided after the checkout. My cousin's mom hospitalized and kept 2 weeks in ICU, had 2 major surgeries and the total bill was around 300k. So no suggestion entante, edo oka tupel insurance with high deductibles india lo, cheap rate di teesukunte emergency times lo baaga use avtadi. Inka casual visits antara, though we have insurance we need to pay from pocket. 300k bill vachaka yemi chesaaru? Quote
Girisham Posted June 17, 2019 Report Posted June 17, 2019 On 3/14/2019 at 4:08 PM, srinima said: religare manchindhi antey as per DB... I took it for my in-laws... for both parents it's around $800 for 6months .... use chesava antey NO... we didn't Not using is the best part of it Quote
samaja_varagamana Posted June 17, 2019 Report Posted June 17, 2019 20 minutes ago, InSearch said: LTT malli em ayindi man insurance is must why dont you take it. Quote
InSearch Posted June 17, 2019 Author Report Posted June 17, 2019 2 hours ago, samaja_varagamana said: malli em ayindi man insurance is must why dont you take it. this is the costliest insurance I could find and please see the reviews: https://www.visitorsinsurancereviews.com/patriot-america-plus-insurance-reviews/ Quote
samaja_varagamana Posted June 17, 2019 Report Posted June 17, 2019 11 minutes ago, InSearch said: this is the costliest insurance I could find and please see the reviews: https://www.visitorsinsurancereviews.com/patriot-america-plus-insurance-reviews/ idhi bane untadi ani vinna Quote
cnugadu Posted June 17, 2019 Report Posted June 17, 2019 9 minutes ago, samaja_varagamana said: idhi bane untadi ani vinna All travel medical insurances in usa are scam. All though they say they cover upto this amount they will reject almost all the time as they can get away with it. Even patriot america. Most of these insurance companies are based out of indianapolis. Read the reviews not even one review says they were covered by insurance. But as someone already suggested just take it for the sake of it so hospitals will treat you and you can get innetwork prices. Unless you go to court they will never pay more than 1k. Quote
samaja_varagamana Posted June 17, 2019 Report Posted June 17, 2019 2 minutes ago, cnugadu said: All travel medical insurances in usa are scam. All though they say they cover upto this amount they will reject almost all the time as they can get away with it. Even patriot america. Most of these insurance companies are based out of indianapolis. Read the reviews not even one review says they were covered by insurance. But as someone already suggested just take it for the sake of it so hospitals will treat you and you can get innetwork prices. Unless you go to court they will never pay more than 1k. Idhi evadu chepale bhayya till now Any personal experience. Quote
samaja_varagamana Posted June 17, 2019 Report Posted June 17, 2019 On 6/14/2019 at 11:19 AM, InSearch said: 300k bill vachaka yemi chesaaru? Insurance vadu katadu Go fund me vadukochu apudu ani @Android_Halwa anadu Quote
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