financial advice needed

[tacobell fan]

7 minutes ago, Spartan said:

All the best.

nuvvu rava?

[JohnSnow]

Try bramaravathi lands 

[Spartan]

7 minutes ago, tacobell fan said:

nuvvu rava?

[VadaGaali]

ANy other suggestions other than investment in land? 

[Android_Halwa]

35 minutes ago, VadaGaali said:

Hi all,

anni appulu terchesaka....say oka 30L INR save ayyi unte, is it advised to put that 30L & take housing loan and buy an apartment  in India?

Still bachelor, 27 age. ee H1 extensions talakainoppulu chustonte ikkada situation erojo repo anatu undi. So, r2i in inevitable anipistondi. So, ee time lo unna savings ni ila apartment konandam better option ah or any investments? Naku apartment revenue generating purpose kadu. US lo undagane I want to make sure I plan for shelter & health insurance & some emergency fund before I r2I. 

 

 

If you or your family already have a decent place to stay back home, try investing else where like pick up price of land,plot or perhaps buy shares...

If you do not have a decent place to stay, like you said these H1b extensions and uncertain, You need to have a permanent address where you can can live for a while or solve your housing needs atleast for medium term...

Remember, even before investment you need to set things right, the basic needs first and when you fulfilled the basic needs, hit upon the investment road aggressively....

You are 27, even if you buy a home now, you should be able to completely own by the time you turn 29-30....and you have rest of your life to invest 

[Ram32]

appudeppudo evaro gunta tagilindannav.. status update please

[VadaGaali]

1 minute ago, Ram32 said:

appudeppudo evaro gunta tagilindannav.. status update please

we are seeing each other now...not official yet though. formal ga propose cheyaledu inka

[Ram32]

Just now, VadaGaali said:

we are seeing each other now...not official yet though. formal ga propose cheyaledu inka

[VadaGaali]

ltt inkemina manchi ideas unte cheppandi mahn. 

[VadaGaali]

41 minutes ago, Android_Halwa said:

If you or your family already have a decent place to stay back home, try investing else where like pick up price of land,plot or perhaps buy shares...

If you do not have a decent place to stay, like you said these H1b extensions and uncertain, You need to have a permanent address where you can can live for a while or solve your housing needs atleast for medium term...

Remember, even before investment you need to set things right, the basic needs first and when you fulfilled the basic needs, hit upon the investment road aggressively....

You are 27, even if you buy a home now, you should be able to completely own by the time you turn 29-30....and you have rest of your life to invest 

2-3 years lo tercheyagalama..okasari calculate cheskuni chudali.

naa tax consultant ni adigithe India ki pampinchaku..invest in 401k..you will enjoy the tax free fruits later annadu. h1 kastalu nekem telusthayi le ra babai anukuni lite teskuna

[Android_Halwa]

6 minutes ago, VadaGaali said:

2-3 years lo tercheyagalama..okasari calculate cheskuni chudali.

naa tax consultant ni adigithe India ki pampinchaku..invest in 401k..you will enjoy the tax free fruits later annadu. h1 kastalu nekem telusthayi le ra babai anukuni lite teskuna

2-3 years lo teerchese chance aithe vundi...depends on what extent home loan you plan to take..

[Android_Halwa]

 

Oka 20 lakhs every year and another 10 lakhs every year on credit cards or loans, three years lo kam se kam oka 50 ayina vastayi...if you could plan in a better way..!!! 

Nenu India lo home loan oka 2 years lo teerchina, almost 55 lakhs. Car refinance, oka 4 credit cards balance transfer, two years pay checks, and bit of savings tho 2 years lo home loan close chesina

[coffeeabhi]

2 hours ago, VadaGaali said:

Hi all,

anni appulu terchesaka....say oka 30L INR save ayyi unte, is it advised to put that 30L & take housing loan and buy an apartment  in India?

Still bachelor, 27 age. ee H1 extensions talakainoppulu chustonte ikkada situation erojo repo anatu undi. So, r2i in inevitable anipistondi. So, ee time lo unna savings ni ila apartment konandam better option ah or any investments? Naku apartment revenue generating purpose kadu. US lo undagane I want to make sure I plan for shelter & health insurance & some emergency fund before I r2I. 

 

 

Hitech city or Gachibowli ki 10kms range lo, single building apartment lo flat theeskunte u will save money, get decent rents and have a place to stay in case you r2i. 40-45L ki ravochu 2 bedroom flats. Gated communities, high rise anukunte u will end up spending 70-80L, paying unnecessary charges for things that your tenants will enjoy.

[VadaGaali]

 

[VadaGaali]

Nice info in the video. Adibhatla lo 3500-5000/sqft undanta ippudu..TCS eppudu petado ikkada.. anni apartments edo aggipettella kattestunnaru. No sunlight asalu.