Thinking to buy a Home help please

[no01]

10 hours ago, bombay99 said:

If  Some person x transfered Down payment  to my account is there any issue or all good

prob avvochu....while applying for housing loan, banks and credit agencies will drill down your history. so next few months varaku dont apply for new CC, auto loans etc....plus nee account nundi outgoing or incoming money padithe (big amounts, not few hundred $)...then they will ask you to show proof, like who's money, how is he/she related to you, from where they got this money etc.

nenu down payment kosam naa wife account nundi transfer cheyyalantene paperwork thappaledhu....she is also working so its all tax paid money....ade India nundi or frnds/relatives nundi money transfer ante chaala questions and paperwork adugutharu.....my mortgage broker said we can get money from India/family saying its a gifted money from parents...but too much paperwork and closing will be delayed.

[acuman]

15 hours ago, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

First prati 100k mortgage ki job Vunna or lekapoyina 500$s monthly katta galava or Leedo chusuko. Then all set. 

[bombay99]

9 hours ago, kushi_ said:

Where did you buy .. in which community? I’m also planning to buy a house in Dallas . 

Thinking to buy in Frisco / Mckinney /prosper Still Narrowing down Frisco has good floor plans and expensive

[bombay99]

9 hours ago, no01 said:

prob avvochu....while applying for housing loan, banks and credit agencies will drill down your history. so next few months varaku dont apply for new CC, auto loans etc....plus nee account nundi outgoing or incoming money padithe (big amounts, not few hundred $)...then they will ask you to show proof, like who's money, how is he/she related to you, from where they got this money etc.

nenu down payment kosam naa wife account nundi transfer cheyyalantene paperwork thappaledhu....she is also working so its all tax paid money....ade India nundi or frnds/relatives nundi money transfer ante chaala questions and paperwork adugutharu.....my mortgage broker said we can get money from India/family saying its a gifted money from parents...but too much paperwork and closing will be delayed.

Interesting How many months account history they will narrow it down  then need to be care ful aite 

[bombay99]

9 hours ago, no01 said:

prob avvochu....while applying for housing loan, banks and credit agencies will drill down your history. so next few months varaku dont apply for new CC, auto loans etc....plus nee account nundi outgoing or incoming money padithe (big amounts, not few hundred $)...then they will ask you to show proof, like who's money, how is he/she related to you, from where they got this money etc.

nenu down payment kosam naa wife account nundi transfer cheyyalantene paperwork thappaledhu....she is also working so its all tax paid money....ade India nundi or frnds/relatives nundi money transfer ante chaala questions and paperwork adugutharu.....my mortgage broker said we can get money from India/family saying its a gifted money from parents...but too much paperwork and closing will be delayed.

I am thinking to apply on My wife name she dont have any vehicle loan except Credit cards . Vehocle loans on my name is that works or in any case both names should be included?

[Rajugadu]

On 6/9/2019 at 9:42 AM, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

Area cheppakunda la galilo illu konali anukuntunna ante em cheptaru ba

[pandit]

1 hour ago, bombay99 said:

Interesting How many months account history they will narrow it down  then need to be care ful aite 

60 days. 2 months bank statements lo funds unte you don't have to submit any additional paperwork even if the funds are borrowed. 

[shaw183]

On 6/9/2019 at 9:42 AM, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

2020 varaku aguuu..pedda recession rabothundi..esari ochedi min 4 yrs untadi.

[usetime63]

agent petuko, as a buyer you will not pay agent, so get a good agent and work with them, they know a lot about the area if you are new.

 

for loans take quotes from all and pick the lowest quoted.

[bombay99]

6 hours ago, Rajugadu said:

Area cheppakunda la galilo illu konali anukuntunna ante em cheptaru ba

Area DALLAS / Frisco / plano / Mckinney / Prosper baaa 

[bombay99]

5 hours ago, pandit said:

60 days. 2 months bank statements lo funds unte you don't have to submit any additional paperwork even if the funds are borrowed. 

Good one bro then will transfer now from them and keep it  before i close

[bombay99]

5 hours ago, shaw183 said:

2020 varaku aguuu..pedda recession rabothundi..esari ochedi min 4 yrs untadi.

antunaru bro ade tesnion wait cheyamntava 2020 first half a second half a baaa recession

[bombay99]

4 hours ago, usetime63 said:

agent petuko, as a buyer you will not pay agent, so get a good agent and work with them, they know a lot about the area if you are new.

 

for loans take quotes from all and pick the lowest quoted.

Area telusu bro bagane  explore chesi time koda undi Agents ki enta percent istaru vallu how much we can get abck fromt hem max  Quites ki credit score hit avadu ga