Evaraina LIC policies lo invest chesthunnara

[Kuppampsyco]

Just now, Hydrockers said:

Emaina iathe ante danike kada term policy ani anedi

Natural, unfortunate unaddi. Term policy saal annukunta

[LadiesTailor]

1 minute ago, Hydrockers said:

Bro entha pag chesav premium every quarter ki

around 15K bro... 25 years policy.. jeevan anand... 

[Kool_SRG]

5 minutes ago, LadiesTailor said:

If you making any money out of it yes you need to report but LIC meeda vache money entha vuntundi... 

Not sure why everyone thinks LIC is waste.. i been doing this for last ten years and bonus around 10L choopisthundi naaku..ee money loan laa eppudayuna tesukovochu anukunta.. not sure.... quarterly premium option teesukunaa... i think i'm pretty much happy with LIC.. 

10 L bonus adhi accumulate ayyi mature ayye time ki policy holder ki isthaaru, if you surrender in between before maturity date you won't get that entire benefit & also LIC policy peru meeda loan kuda teesukovachu...

[Hydrockers]

Just now, LadiesTailor said:

around 15K bro... 25 years policy.. jeevan anand... 

15k per month or quarter ?

[LadiesTailor]

1 minute ago, Kool_SRG said:

10 L bonus adhi accumulate ayyi mature ayye time ki policy holder ki isthaaru, if you surrender in between before maturity date you won't get that entire benefit & also LIC policy peru meeda loan kuda teesukovachu...

agreed.. but aa bonus amount ichestaru manaki if i do a middledrop...

[LadiesTailor]

1 minute ago, Hydrockers said:

15k per month or quarter ?

quarterly...

[Hydrockers]

Just now, LadiesTailor said:

quarterly...

Then good one

[Kool_SRG]

6 minutes ago, Kuppampsyco said:

True. Yearly koosintha pay sesthe..maturity dabbulu ostayi ledhu emaina unfortunate incident aithe lic dabbul ostayi

Term policy kuda anthuke ga death benefit + accidental benefit + critical illness benefit depending on policy & riders you opt... Actually term policy lo ippudu monthly income option kuda undi many don't consider policy bcoz they feel there may not be any returns out of it...

 

[Kuppampsyco]

2 minutes ago, LadiesTailor said:

quarterly...

60k per year. Enni years policy?

[Kool_SRG]

Just now, Kuppampsyco said:

60k per year. Enni years policy?

25 ani paina vesaadu ga bhayya...

[Kuppampsyco]

Just now, Kool_SRG said:

Term policy kuda anthuke ga death benefit + accidental benefit + critical illness benefit depending on policy & riders you opt... Actually term policy lo ippudu monthly income option kuda undi many don't consider policy bcoz they feel there may not be any returns out of it...

 

Yep. Term policy ki gadde bokka. It’s like buying insurance on your life without any benefits. Benefit only if something unfortunate happens 

[Kuppampsyco]

1 minute ago, Kool_SRG said:

25 ani paina vesaadu ga bhayya...

Okay. Antey 15 l policy. What’s the maturity value ?

[Kool_SRG]

6 minutes ago, Kuppampsyco said:

Yep. Term policy ki gadde bokka. It’s like buying insurance on your life without any benefits. Benefit only if something unfortunate happens 

But you will getting good cover for less atleast you can secure your family a bit.

Also ippudu with monthly income option kuda pettaru ga offcourse that pushes up premium..

Its like policy holder is covered till 75 yrs of age any unfortunate thing happens around 60 yrs aah lump sum toh baatu ga oka 10 yrs ki monthly intha ani isthaaru depending on cover you have opted...

 

Like Example

 

"Aditya Rao, a 33-year-old marketing executive from Pune opts for a sum assured of Rs. 1 crore for 30 years for a premium of Rs. 10,000. Rao dies after nine years. Consequently, his wife (nominee) gets Rs. 1 crore as lump sum in addition to around Rs. 40,000 on a monthly basis for a decade with effect from the policy anniversary after the intimation of the demise of Rao."

[shaw183]

3 minutes ago, Kool_SRG said:

But you will getting good cover for less atleast you can secure your family a bit.

Also ippudu with monthly income option kuda pettaru ga offcourse that pushes up premium..

Its like policy holder is covered till 75 yrs of age any unfortunate thing happens around 60 yrs aah lump sum toh baatu ga oka 10 yrs ki monthly intha ani isthaaru depending on cover you have opted...

 

Like Example

 

"Aditya Rao, a 33-year-old marketing executive from Pune opts for a sum assured of Rs. 1 crore for 30 years for a premium of Rs. 10,000. Rao dies after nine years. Consequently, his wife (nominee) gets Rs. 1 crore as lump sum in addition to around Rs. 40,000 on a monthly basis for a decade with effect from the policy anniversary after the intimation of the demise of Rao."

edinundi apply cheyacha bro...leda ada oka agent ni chuskovalaa...?asalu procedure endi?

[LadiesTailor]

12 minutes ago, Kuppampsyco said:

Okay. Antey 15 l policy. What’s the maturity value ?

Teleedu bro... Maa relative oka ame cheyunchindi policy... now I’m having tough time to get all details