Credit score ela increase chesukovali

[Amrita]

5 minutes ago, Avenger said:

Average credit age enti? oka 6 years ala unte 800 datuthundhi

More than that aey. 

[Amrita]

13 minutes ago, galiraju said:

Problem APR kno

Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? 

[Amy99]

2 minutes ago, siru said:

i want that..pls tell me 

PM him. 

[TensionNahiLeneka]

Just now, Amy99 said:

PM him. 

+1

[galiraju]

Just now, Amrita said:

Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? 

I don't think so: 7 to 10% untadi

[soodhilodaaram]

17 minutes ago, Amrita said:

Naku 820 around kavali enta mukki muligina 800 kuda touch kavatledu. Utlization is less than 3-4% . No loans no debts . 

i am pretty sure one can never cross 800 without having a home loan

reason being your credit worthiness increases drastically when you have a home and paying mortgage

other way to get the same benefit is use credit card extensively and pay off every month right away, it has to be in 4-5K in range 

[JohnSnow]

Overall balance 30% kante thakkuva karchu pettu. chaalu

[Kool_SRG]

8 minutes ago, Amrita said:

Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? 

Ayina meeku credit score toh panentandi maree kaakapothenu.. 

[JohnSnow]

10 minutes ago, Amrita said:

Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? 

0 APR thappa evaru em cheppina vinanu. 

[Amrita]

19 minutes ago, soodhilodaaram said:

i am pretty sure one can never cross 800 without having a home loan

reason being your credit worthiness increases drastically when you have a home and paying mortgage

other way to get the same benefit is use credit card extensively and pay off every month right away, it has to be in 4-5K in range 

I see. I dont have a home loan. 2-3k kuda ledu sir naku on CC i use and pay off every month but  auto loan pay chesi kuda 3 yrs ayindi. Dont know if thats the reason. 

[tacobell fan]

1 hour ago, Paidithalli said:

How I increase credit score : 

maintain utilization below 5%

Use what ever the credit cards I already have .... instead of applying for new credit cards .

Limit penchamanam better .. kotthavi kante.. my credit score is more than 760

nuvvu exception, specialty occupation candidate vi, neetho comparison kastam. 

[siru]

1 minute ago, Amrita said:

I see. I dont have a home loan. 2-3k kuda ledu sir naku on CC i use and pay off every month but  auto loan pay chesi kuda 3 yrs ayindi. Dont know if thats the reason. 

i think payingoff  ur cards completely will be bad for ur score..

atleast 5% vunchali ani chepparu experts

[Amrita]

13 minutes ago, JohnSnow said:

0 APR thappa evaru em cheppina vinanu. 

17% ki car konna nenu 

 

15 minutes ago, Kool_SRG said:

Ayina meeku credit score toh panentandi maree kaakapothenu.. 

Illu konukkovali andi. Tidutunnaru nannu intlo irresponsible ani 

[Amrita]

1 minute ago, siru said:

i think payingoff  ur cards completely will be bad for ur score..

atleast 5% vunchali ani chepparu experts

Really ? I heard home loan apply chesedappadiki anni pay off cheyali ani . 

[Amrita]

25 minutes ago, galiraju said:

I don't think so: 7 to 10% untadi

I see