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Planning to buy home


KothaKurrodu

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17 hours ago, KothaKurrodu said:

Bros help needed

i am thinking to buy a home in Tx. But na credit history konchem bad undhi because of debt consolidation and some loans pending unnnayi. Na wife name tho loan theskovacha.. she is on h4, ead tho working and have good score around 700+

genuine suggestions needed please

Don’t buy. 

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13 hours ago, KothaKurrodu said:

Ma area lo decent price 350k-400

ya 400K ayithe nuvvu 10% down chesthe oka 350k loan ante vastadi only wife salary paina provided she has around 100K 

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1 minute ago, Katravelli said:

ya 400K ayithe nuvvu 10% down chesthe oka 350k loan ante vastadi only wife salary paina provided she has around 100K 

Thanks ba.. adhe chusthunna, wife name tho loan theskunte aipothadhi ani, but H4 meedha theskovacha ledha ani

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14 hours ago, KothaKurrodu said:

I totally agree with you bro. 2nd income undhi stable ga, so planning.. na debts 1 year lo clear avthayi around 50k. Ee lopu housing prices same undavu ga ani thinking

Bhayya.. price increase or decrease mana chetilo undadu.. 

If I were you, I will clear debts, make as much down payment as possible. 

Nee price increase vs intrest on debts chuste.. price increase will be miniscule...

And if fed increases rates, the housing prices will come down. 

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