Regular/daily transactions ki debit or credit?

[jefferson1]

Which card is safe?

debit vadithe no need to pay interest - also it’s dangerous for stores to steal your card details 

credit - have to pay interest and safe to get back the money if it’s been stolen 

[Spartan]

debit ki after 5 xactions extra pay cheyali kada..2$ something.

[tokkalogola]

2 minutes ago, jefferson1 said:

Which card is safe?

debit vadithe no need to pay interest - also it’s dangerous for stores to steal your card details 

credit - have to pay interest and safe to get back the money if it’s been stolen 

statement time ki pay cheyi y intrest

[jefferson1]

1 minute ago, Spartan said:

debit ki after 5 xactions extra pay cheyali kada..2$ something.

I have chase and I don’t pay anything extra for transactions 

[JAMBALHOT_RAJA]

2 minutes ago, jefferson1 said:

Which card is safe?

debit vadithe no need to pay interest - also it’s dangerous for stores to steal your card details 

credit - have to pay interest and safe to get back the money if it’s been stolen 

With good credit card you will get good rewards/cash back

[ParodyPig]

Use cash , you will spend carefully and saves a lot 

[Anta Assamey]

1 hour ago, Spartan said:

debit ki after 5 xactions extra pay cheyali kada..2$ something.

Ee Card ki idi .... 

[Spartan]

Just now, Anta Assamey said:

Ee Card ki idi .... 

WF..but it has been ages since i used it.

cash eppudo oka sari withdrawl chesta..

[phatposts]

chala false pretention lo batukutunnaru. 

debit ki extra money to use card aa?

credit ki interest aa? (statement time ki pay cheste why will you pay extra?)

if you have financial discipline - use credit and get some rewards. 

ala discipline ledu, time ki money kattanu anukunte - debit tho sadduko

 

[Quickgun_murugan]

1 hour ago, Spartan said:

debit ki after 5 xactions extra pay cheyali kada..2$ something.

checking accounts ki no restrictions..

[Quickgun_murugan]

1 hour ago, jefferson1 said:

Which card is safe?

debit vadithe no need to pay interest - also it’s dangerous for stores to steal your card details 

credit - have to pay interest and safe to get back the money if it’s been stolen 

Debit use for utility payments..

Credit use for groceries , gas and other stuff (Pay atleast 3 business days before your statement cycle to avoid interest ) thats it..

once in a while apply for 0% APR atleast 12 to 15 months cards and use them if you are low on cash to pay minimum payments and avoid interest... 
check Bank Of America credit card it has 0% APR for 18 months....

[BostonBullodu]

If you are a regular H1b Coolie just like all depending on salary on a bi-weekly or monthly basis use credit card and by the time of statement pay everything

over period of years you will gain some good rewards while using CC

E.g. Discover It lo once I got something like for one year how much cash back you get we will match that ani I got around 200$ cash back for that year and they matched it which came around 400$ just for using CC again i

[Anta Assamey]

1 hour ago, Spartan said:

WF..but it has been ages since i used it.

cash eppudo oka sari withdrawl chesta..

WF na daggara vundi .... Ekkuva sarlu vadanu ... So no idea.... kanukovali ...

[Hector8]

nee profile ki nvu adige daniki emina sambandam unda.... enni days aiyndi US vachi 

 

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[kuduvu]

credit tho pay chesi month end statement raganey full pay chesei statement balance..anthe...no interest, etc