Debt consolidation

[BReBeL]

Department of negotiations for credi card settlement. Deenivalla pros and cons enti ..anybody gone through this process?

[chingchang]

Third party/Collections department you mean ? 

[LazyRohit]

junk

talk directly to CC customer care

[kothavani]

2 hours ago, BReBeL said:

Department of negotiations for credi card settlement. Deenivalla pros and cons enti ..anybody gone through this process?

why are you doing that ? its for people who cannot pay  anukunta , waste it will be remark in your credit history, if you plan to buy home some time in the future it will impact you, the consildation companies will charge some amount after they negotiate on behalf of you, also be mindful they will start only negotitation after you are late on payments that will have adverse effects on credit score

[BReBeL]

2 hours ago, kothavani said:

why are you doing that ? its for people who cannot pay  anukunta , waste it will be remark in your credit history, if you plan to buy home some time in the future it will impact you, the consildation companies will charge some amount after they negotiate on behalf of you, also be mindful they will start only negotitation after you are late on payments that will have adverse effects on credit score

Got it bro thank u

[BReBeL]

2 hours ago, LazyRohit said:

junk

talk directly to CC customer care

Will do that baa..thank u

[Rendu]

@BReBeL if you have chase ....discover ...or Amex ....they will not negotiate with debt consolidation agency....they will sue you in court.... And put wage garnishment on your paycheck + court costs 

[Somedude]

5 hours ago, BReBeL said:

Department of negotiations for credi card settlement. Deenivalla pros and cons enti ..anybody gone through this process?

Don't pay ani @Android__Halwa @Android_HaIwa @Android_Halwa cheppadu man. Take his expert opinion.

[LazyRohit]

22 minutes ago, BReBeL said:

Will do that baa..thank u

specify these words

Payment plan

Close the CC

I can't pay Min now I can If interest is reduced  

ilantivi vadite 5 yrs ki 2% APR tho istaru enjoy

[BReBeL]

14 hours ago, Rendu said:

@BReBeL if you have chase ....discover ...or Amex ....they will not negotiate with debt consolidation agency....they will sue you in court.... And put wage garnishment on your paycheck + court costs 

Got it thanks bro

[BReBeL]

14 hours ago, LazyRohit said:

specify these words

Payment plan

Close the CC

I can't pay Min now I can If interest is reduced  

ilantivi vadite 5 yrs ki 2% APR tho istaru enjoy

Thanks bro..will try that out

[cellphone]

never ever do that... alanti letters chala vastai.... nee credit damage avuddi for next 7 yrs... house rent ki dorakali annagane kastam avuddi after that