Guys, Let's discuss about Roth IRA vs Traditional IRA vs 401k vs CD vs Mutual funds Investments details. As contractor, we mostly don't have 401k optional from employer. What are your investments or retire plannings ? How can we get tax benefits with Roth\CD\MF\TIRA? As you all know, Our status is uncertain. What will happen to Roth\ CD\MF\ 401 k accounts, if we leave in 3 years or so ?. FYI! I did my research , but I overwhelming with info. Please throw some lights here.