Home owners and finance experts randi vayya - Refinance discussion cheddam

[Rabbo]

2 minutes ago, Bitcoin_Baba3 said:

life of loan ante 5 years a kada bro, so after 5 years your APR will be 8% but you can go for refinancing kada?

life of loan is 30 years man, 5/1 ante initial offering rate is good for 5 years.

yes, you can refinance any time

[Doravaru]

On 11/13/2019 at 1:52 PM, Doravaru said:

Inkoka 1 or 2 years lo illu ammesi vere place ki move avvalaney thought undi (not sure). ippudu refinance cheste okay na..

Refinance lo unna Pros n Cons cheppandi... experts tho matladetappudu em em adagali.?

Refinance chesinanka illu ammeyyalantey emaina restrictions untaya?? like within 6 months ammoddu or some thing like that/??

thnx friends

ltt

[Doravaru]

On 11/13/2019 at 1:52 PM, Doravaru said:

Inkoka 1 or 2 years lo illu ammesi vere place ki move avvalaney thought undi (not sure). ippudu refinance cheste okay na..

Refinance lo unna Pros n Cons cheppandi... experts tho matladetappudu em em adagali.?

Refinance chesinanka illu ammeyyalantey emaina restrictions untaya?? like within 6 months ammoddu or some thing like that/??

thnx friends

 

[chicchara]

enni yrs nunchi unnaav current intlo ?

refinance chestey malli modati nunchi interest kadathaav

[desibull]

u can refinance for less term too

[Doravaru]

2 hours ago, chicchara said:

enni yrs nunchi unnaav current intlo ?

refinance chestey malli modati nunchi interest kadathaav

2.5years ayindi bro... next year ammeddam anukuntunna... interest first nundi kattadam antey old loan di ippativaraku kattindi waste antav anthena? 
 

[desibull]

1 hour ago, Doravaru said:

2.5years ayindi bro... next year ammeddam anukuntunna... interest first nundi kattadam antey old loan di ippativaraku kattindi waste antav anthena? 
 

u can payoff early or reduce monthly payments or if u have equity then you can use money for any other reasons

[Doravaru]

10 minutes ago, desibull said:

u can payoff early or reduce monthly payments or if u have equity then you can use money for any other reasons

equity ante enti bro?

[desibull]

how much percentage u own in ur home value..

[tiktokbalio]

On 11/13/2019 at 12:52 PM, Doravaru said:

Inkoka 1 or 2 years lo illu ammesi vere place ki move avvalaney thought undi (not sure). ippudu refinance cheste okay na..

Refinance lo unna Pros n Cons cheppandi... experts tho matladetappudu em em adagali.?

Refinance chesinanka illu ammeyyalantey emaina restrictions untaya?? like within 6 months ammoddu or some thing like that/??

thnx friends

What 

[Doravaru]

On 11/27/2019 at 12:19 AM, tiktokbalio said:

What 

Refinance chestey emaina restrictons untaya bro?

[vikuba]

nee loan amount entha? 

ipdu nuvu entha due unav?

entha APR ?

current value of home entha? if dont know approx value

[Doravaru]

1 hour ago, vikuba said:

nee loan amount entha? 

ipdu nuvu entha due unav?

entha APR ?

current value of home entha? if dont know approx value

naa loan amount 430k 

Ippudu due 350k

Current APR 3.85 

new APR (2.97)

Home value oka 450-500 undochu..

[LadiesTailor]

1 hour ago, Doravaru said:

naa loan amount 430k 

Ippudu due 350k

Current APR 3.85 

new APR (2.97)

Home value oka 450-500 undochu..

Go for it... 1% is a big diff... go and refinance 

[babu_bangaram]

3 hours ago, Doravaru said:

naa loan amount 430k 

Ippudu due 350k

Current APR 3.85 

new APR (2.97)

Home value oka 450-500 undochu..

which bank / institution gave you 2.97 for re-fi .....

can you pm the agent contacts to me