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5 minutes ago, Android_Halwa said:

Retirement ? I mean..retirement planning with FT job ? 

Are you kind of practical ? I know 401k is lot but 30 years down the road kosam ivala enduku khud kushi chestunav kaka ?

401k consulting lo kuda contribution cheyachu  kada ?

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6 minutes ago, Android_Halwa said:

Retirement ? I mean..retirement planning with FT job ? 

Are you kind of practical ? I know 401k is lot but 30 years down the road kosam ivala enduku khud kushi chestunav kaka ?

I get a pension, but that is not the point. 401k in 30 years with a salary of 120k can get you anywhere between 2-2.5 million. That can easily last another 20 or more years. Will you keep working after 65 so that you can keep your cart moving? Iyala repu kids manalani choosukuntarani guarantee ledhu..

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13 minutes ago, Scada said:

daniki employer contribution undadu anukunta.... IRA cheskovali while contracting

IRA max is 6k and you may end up with half a million after 65.

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2 minutes ago, Scada said:

daniki employer contribution undadu anukunta.... IRA cheskovali while contracting

Yeah employer contribution undadu . We can earn 30-40 k more in consulting just bare min . How much is that contribution compared to what we earn ? 

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5 minutes ago, DummyVariable said:

I get a pension, but that is not the point. 401k in 30 years with a salary of 120k can get you anywhere between 2-2.5 million. That can easily last another 20 or more years. Will you keep working after 65 so that you can keep your cart moving? Iyala repu kids manalani choosukuntarani guarantee enti?

65 years tarvata jarigedanikosam, apati varaku oka job lo arrest ayi vundadam is something unthinkable for a person like me..

I mean..if you have worked from 25 till 65, You should have saved enough or make investments worth 2-3 million at least if not, trust me it makes no sense to work. I might be able to have 2-3 mil at 65, but what good are those savings at 65 ? to pay for senior living accomodation and nursing,therapy expenses and occasional family get  together. .

etlundi ante, zindagi bhar pani chesi  musali tanam lo bills kattanike ne kada...

I mean, if you don't have any other plan other than to work till 65 in your favourite job, that makes sense but just for the sake of 401k and pension if you are working , then...

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7 minutes ago, Amrita said:

Yeah employer contribution undadu . We can earn 30-40 k more in consulting just bare min . How much is that contribution compared to what we earn ? 

definitely lesser than 30-40k per year 

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Just now, Scada said:

definitely lesser than 30-40k per year 

There you go . Fixation to andaru undaleru . It feels like lost freedom and Claustrophobic for me . Career lo okati expect chesi Vella but Realized not worth it at all . Expensive lesson learned. 10 k bokka now Pote poyindi but I want vidudala vidudala  <arundhati vidudala gif here please>  . silent_I1

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