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Health Insurance for parents visiting US


karthik25

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10 minutes ago, CheGuevara said:

Ademledu... nenu kattindi only deductible ... migathadi antha vade chusukunnadu.. it works just like our insurances but the only diff is you are paying the premium at once instead of monthly payments.

oho got it

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Fixed coverage plans teesukuni waste laga unnai.. its not covering much.

For one of the plans:

Example: Lets assume that you have taken $50,000 policy maximum with $50 deductible. 
• Lets assume that the doctor charges $140/visit. 
Visit 1: Insurance company covers $55. You have an unsatisfied deductible of $50. The plan would pay $5 ($55 - $50). Visit 2: As you have satisfied your deductible, the plan pays S55 
For all subsequent visits for the same injury or illness, up to the number of covered number of visits: it will continue to pay $55/visit. 
• You need to go to an emergency room visit which costs you $2:400. The insurance company covers $350. After $50 deductible (if not already satisfied): it will pay $300 and you will pay $2,100. 
• Let's assume that you were in an accident: then hospitalized for 3 days and need one surgery. The total bill is $40,000. The plan will pay $1400/day for hospital room/board and $3,500 for surgery for a total of $1:400 x 3 + $3,500 = $7,700: assuming you have already satisfied your deductible of $50. You will be responsible for the balance of $32,300. 

ee matram daniki veedi insurance enduko..

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  • 9 months later...
On 2/18/2020 at 9:43 PM, CheGuevara said:

Insubuy lo atlas america comprehensive , $50k limit teesuko...

last time ede ER ki work aindi baga

this time also teesukunna, oka surgery chepincha chudali entha bill vastado

@CheGuevara uncle, bill entha ochindi ?

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