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RBI - E video meaning ento cheppandi


jefferson1

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1. Repo rate tagginchatam ante banks can take more money from RBI at lend more to consumers at reduced rate of interest its to keep liquidity flowing. 

2. 3 Months moritorium provision on term loans means 3 months daaka EMIs kattapoyina shouldn't be a issue and no penalties or interest but will adjusted in subsequent EMIs.. Won't bother borrower's credit score also... 

 

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10 minutes ago, Kool_SRG said:

1. Repo rate tagginchatam ante banks can take more money from RBI at lend more to consumers at reduced rate of interest its to keep liquidity flowing. 

2. 3 Months moritorium provision on term loans means 3 months daaka EMIs kattapoyina shouldn't be a issue and no penalties or interest but will adjusted in subsequent EMIs.. Won't bother borrower's credit score also... 

 

naku bank loan EMI undu, danni three months wave chesthara leka later months collect cheskuntara?

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1 minute ago, jefferson1 said:

naku bank loan EMI undu, danni three months wave chesthara leka later months collect cheskuntara?

Later months collect chestaru

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1 minute ago, jefferson1 said:

naku bank loan EMI undu, danni three months wave chesthara leka later months collect cheskuntara?

No waiving off nuvvu kattagalithe katteyi mamuluga else will be adjusted with rest of EMIs mee lending bank vaalu deeni gurinchi discuss chesi neeku communicate chestaru deeni gurinchi wait for it... 

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Just now, Kool_SRG said:

Kattaeyi unte deniki laagudu... Time ki kattesthe emayina reduction isthe baguntadi cash back laaga @3$%

Income lu sarriga levu

Expenses ekkuva unnai emi lu chance iste vadukovali kada kaka

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1 hour ago, Kool_SRG said:

1. Repo rate tagginchatam ante banks can take more money from RBI at lend more to consumers at reduced rate of interest its to keep liquidity flowing. 

2. 3 Months moritorium provision on term loans means 3 months daaka EMIs kattapoyina shouldn't be a issue and no penalties or interest but will adjusted in subsequent EMIs.. Won't bother borrower's credit score also... 

 

what about moritorium on over draft interest payments?

 

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5 minutes ago, krishna0125 said:

what about moritorium on over draft interest payments?

 

No idea bro, the lending bank will communicate to you +_(

 

Q. What kind of loans does the moratorium cover?

A: The RBI policy statement explicitly mentions term loans, which includes home loans, personal loans, education loans, auto  and any loans which have a fixed tenure. The also include consumer durable loans, such as EMIs on mobiles, fridge, TV etc

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