which credit card to take baa..

[kadapakathalu]

student ga unnappudu discover cash back credit card teesukunna. ippudu i am planning to get another as people say it is good to have multiple lines of credit. naa situation ki edi best? 

 my info: credit score 800, job in cali with 120k salary, single, rent ki 1500/month, groceries (food and other items) ki 500/month, travel to india once a year, domestic flights twice a year, drive 15-20 miles a week.. peddaga kharchulu inkemi levvu. i don't expect situation to change in next 3-4  years.

[Silverado]

Hmm wat are ur choices ,tell me

[kadapakathalu]

Just now, Silverado said:

Hmm wat are ur choices ,tell me

chase lo edanna try cheddamani planning.. preferably without annual fee but flexible with it if i feel the benefits i get compensate for the fee.

open to other bank cards as well..

[Silverado]

Calling @nag_mama, @kothavani

[Sreeven]

5 hours ago, kadapakathalu said:

student ga unnappudu discover cash back credit card teesukunna. ippudu i am planning to get another as people say it is good to have multiple lines of credit. naa situation ki edi best? 

 my info: credit score 800, job in cali with 120k salary, single, rent ki 1500/month, groceries (food and other items) ki 500/month, travel to india once a year, domestic flights twice a year, drive 15-20 miles a week.. peddaga kharchulu inkemi levvu. i don't expect situation to change in next 3-4  years.

E story nijam aithe try citi first then amex..

[Dhevudu2]

5 hours ago, kadapakathalu said:

student ga unnappudu discover cash back credit card teesukunna. ippudu i am planning to get another as people say it is good to have multiple lines of credit. naa situation ki edi best? 

 my info: credit score 800, job in cali with 120k salary, single, rent ki 1500/month, groceries (food and other items) ki 500/month, travel to india once a year, domestic flights twice a year, drive 15-20 miles a week.. peddaga kharchulu inkemi levvu. i don't expect situation to change in next 3-4  years.

Citi is the best 

[HugoStrange]

32 minutes ago, Dhevudu2 said:

Citi is the best 

+1, costco membership unte citicostco thisuko 

[Peddayana]

single aithe costso waste , Amex blue cash preferred kooda waste 6% groceries cash back unna as your bill will be less

I would suggest rotating 5% cash back cards like the Chase Freedom etc...or even Amazon prime if you are doing more shopping on Amazon

[krrish4u]

unless u really need do not apply for credit cards.....but fyi- citi is the only company which i have seen which  offers 1.9% apr for purchases quite often & overall interest rates are less compared to BOFA & Chase. BOFA & Chase are totally a rip off with high interest rates even with an excellent credit score/history. So go for Citi if u want to apply one

[AndhraneedSCS]

BOFA Bank account lo ekkuva balance pettukunni undetatlu ayithe apply their credit cards. I like their Cash Rewards card